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I've just received a letter from MBNA saying that they are changing my card rates to a monthly rate of 1.8053%* on card purchases, balance transfers and cash transactions. *This will not affect any promotional rates on your account. If I'm not mistaken, which I quite possibly am, that's a...

We recently viewed an apartment and paid a small booking deposit. (€200) Subsequently on a second viewing, we discovered a load of major wiring problems and other issues and no longer want to go through with the transaction. The estate agent also misrepresented various things e.g. said there's...