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Hi, We are in the middle of a build & our electrician has put in a quote for the house alarm which seems quite reasonable (relative), the only thing is he's not registered, will this be a problem when getting house insurance? Thanks, Aishling

Thanks

I'm building a house at the moment, We have no esb connection or water yet, should I pay it? Will hopefully be liveable in march.

I paid €20 in the shop so I took it that he had signed me up for the month, I found a voucher code (blonde moment), will have to wait til I get home to set it up with the wi-fi.

I got a ipad2 3g for christmas and set up the 3g access with 3 today, I used it for an hour on the bus, downloaded 1 song, and browsed the web, no streaming... its now saying I have exceeded the 15gb monthly limit, could that be right?

Thanks for all the advise guys! I went ahead and transfered my pension to my new employers fund & went with 5% contributions. My salary has increase quite a bit so I dont really notice the difference at the moment. I will certainly re-access if the government change the relief. Im building at...

Hi, I recently changed jobs, I have a pension from previous employment 3% salary, employer matched contributions. There should be 4-5k built up. Nobody contacted me in relation to pension when I handed in notice, should I move it? I now earn 42K, employer has a plan but doesnt contribute to...

Capitalise licence and expense the training costs per IAS 38 intangible assets

Thanks for your input guys! Sexitoni, the colour of the hinges wasn't specified on the quotation, I just assumed they would be cream. We got cream doors from another company for the garage which came with cream hinges so assumed it would be the same! We have paid half of the bill upfront. The...

We just got our windows and doors installed in our new build. They are all cream upvc. The patio doors and back door are hung with 3 white hinges (2x4inch) on each door. I think this looks ridiculous but the window guy isn't taking any notice. Would you accept cream doors (or any colour for...

I have 100k out of 230k drawn down on my mortgage which is variable. I initially wanted to fix but the bank said we couldnt until the mortgage was fully drawn down. I just noticed on their website that you can split the rate between fix/variable in whatever portion you choose. So should I be...

Yep thats how it works with our AIB mortgage except our solicitor lodges the money into our account as it is quicker than collecting a cheque.

I just rang my branch to give notice so guess you'll have to wait until Tuesday

I am also doing a self build, we went with AIB as we were already approved before we realised we couldnt fix before final draw down & didnt want to delay by starting the whole process all over again with BOI... I did however ring them, Im not sure if you are aware but if you want to fix with...

Hi, We just drew down the 1st €50K of our mortgage and were given the forms to apply for TRS. Just wondering if we can/should wait until we have fully drawn down the mortgage to apply? Since the year of assessment runs from Jan-Dec, surely applying now would waste the first years relief, do we...

When we were applying for our mortgage, there was a budget form that had to be completed by our architect... from what I can remember included in this from your list above was solicitors fees, landscaping, driveway....just ask the bank and they will provide this form to you at this stage. Even...

I agree that ICF is not cheaper, dont think anyone has claimed it is. I believe the external walls will be up marginally quicker than a block build but this is not why we choose to go this route. We choose ICF for airtightness & insulation qualities. What system did your friend use paddyp...

Were not going to go down the underfloor heating route but will definately aim to have high lever of insulation in the floor aswell! Starting the rising walls Monday!

Thanks guys, we are going to go ahead with Kore ICF as the contractor came recommended to us & we have seen his work and are happy with the quality! We should get a u value of .18-.2 for the walls which sounds good to me. Fingers crossed it all goes according to plan:)

Thanks for the response ONQ. Had a look through the links you sent... we are thinking of going with the KORE system which is 150mm of insulation (75mm inside and outside) & 150mm of concrete which should give a u value of .2. A friend mentioned that 75mm on the outside isnt enough insulation...