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  1. M

    E working information

    I live alone. I renewed BB last week (Cancelled at Christmas) purely because of this outbreak. I an out of pocket by toilet roll quite a bit and this is a valuable commodity now apparently. I also have showers in work (towels are supplied). I don't have a company phone. My gym is closed. I don't...
  2. M

    Time to switch again (domestic) - exact date

    So I'm due for renewal and started 16/02/19 so want to get the timing right. Do I put the same day and month 16/02 down as start date and have the read from that date handy as my current reading or will the new provider make sure the read it on the day ? Should I request a discount similar to...
  3. M

    Essential Fire works in apartment block - Deductable as CA or repairs for my rental apartment

    We had essential fire works carried out by the management company and paid for by the members (5k each). Is this an allowable repair for rental income of the apartment being let ? Or does it come under capitol allowances ? Or indeed none of the above. Can I claim it as some kind of expense on my...
  4. M

    Rear ended liability admitted by other party now refusing it.

    This suggests they have been involved All sounds a bit fishy to me to be honest which is why I will not be posting anything (apart from this)
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    Ulster Ulster tracker appeal - how long does it take?

    To give you an idea I started out last March 2018. It took a year for UB to come up with a better offer. Others here had a bit speedier conclusions, I would advise that you start getting relevant documents to support your claim as they will request these every 20 days as well. Ironically I...
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    Ulster Ulster tracker appeal - how long does it take?

    I am going to accept. As regards the numbers game This could be their MO. Offer a bit more than due and then use that as a padded shield when the BDO start prodding them.
  7. M

    Ulster Ulster tracker appeal - how long does it take?

    @SaySomething In my case the bank have responded to documentation it got through the BDO and have basically upped their offer. I now have a choice to stop the BDO process or continue. The new settlement cheque is deemed to be the last offer prior to appeals from the bank i.e. I can stop the BDO...
  8. M

    Ulster current account closure. Online or letter in post

    Anyone manage to close it online or do I need to send a signed letter seeking closure to the original branch ? I can't see anything on the website to suggest any other way of doing it.
  9. M

    Ulster Ulster Bank appeal pack - 5 weeks and waiting

    So got another cheque and letter today. They have agreed a further amount of recompense based on more information coming to light during the appeal process i.e. I moved my mortgage because of their rates and would have stayed had I got my tracker back. I supplied proof of this with documents and...
  10. M

    Ulster Ulster Bank appeal pack - 5 weeks and waiting

    I should point out that I no longer use it as PPR and I am in the process of possibly selling it. For this reason I believe I would not get my tracker back and that I would be wasting my time with that.
  11. M

    Ulster Ulster Bank appeal pack - 5 weeks and waiting

    I have had various requests from BDO for documents and have sent them in. These include original mortgage application and acceptance when moving, bank statements, for all the intervening years showing interest paid. My appeal is now paused until the bank respond to my eligibility assessment...
  12. M

    Can AVC be dealt with using From 11 for income outside of PAYE

    Can this be done by filling in the form 11 or do I need to go a roundabout way to do it ? I'm a PAYE employee and have extra income from rental say 10k profit so 52% owed to revenue. Anyone advise on how I go about this ? I have an employer pension I contribute to. Do I need to put the money in...
  13. M

    Life insurance on (now) investment mortgage

    So I have now moved out and let my original PPR. I have paid a lump sum to bring the mortgage down to 20k. I didn't inform the bank of the change so still paying a rate of 3% (I'm a bold dog). I want to cancel the life insurance on this now as it's only 20k left and €20 a month for insurance. If...
  14. M

    Ulster Ulster Bank appeal pack - 5 weeks and waiting

    Update - Received after 6 weeks.
  15. M

    Requirements to get/switch to Eir Broadband

    I have VM at the moment via co-ax and I also have a legacy socket, I think, for Eir which was in the apartment when I bought it last year. It is basically a splitter box at the end of a bit of cable coming from socket which appears to take a phone connection. What requirements or work and costs...
  16. M

    Ulster Ulster Bank appeal pack - 5 weeks and waiting

    I sent off the signed form page five weeks ago after being advised by post that I must do all correspondence this way. I have a history of letters not being received by UB. Is 5 weeks long enough to remind them once again ? Anyone give me some ball park figures regarding the time to wait to get...
  17. M

    Ulster Ulster Bank appeal pack - 5 weeks and waiting

    @NannyD I got the same in January and have wrote again with copies of all statements (annual interest) over the the years since. If I don't hear by may I will request the proper appeal form and follow that with legal. I did point out that I'm currently paying 3.1 rate so it's in their interest...
  18. M

    Ulster Ulster Bank appeal pack - 5 weeks and waiting

    Just curious as to how you went about appealing their original offer of the over payment just up until you switched. I have received redress recently but they have not addressed the fact that I moved because of their rate being too high in 2010. Do I just fill in the appeal form with the...
  19. M

    Registered letter with no name

    Ehh no. The postman couldn't see who it was actually addressed to because the moving department covered both name and address. But thanks for the feedback seeing as it really means that much to you.....
  20. M

    Registered letter with no name

    Just thought I'd update on this. It wasn't me granny or bad bad men looking for money. I got a call from someone who stated they sent out a registered letter to me so it was in fact legit and had my name o it. The problem was that I have my post being redirected using An Post services because I...
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