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  1. J

    Query re increasing rent

    I have tenants in my property since 15th March 2015. If i wish to increase the rent, what is the procedure? Can I now give 90 days notice from mid December requesting an increase from 15th March 2017 or do i have to wait till 15th march 2017 and give the 90 days notice from then?
  2. J

    PAY DOWN MORTGAGE ON RENTAL PROPERTY?

    thanks for replies. the mortgage is principal + interest.
  3. J

    PAY DOWN MORTGAGE ON RENTAL PROPERTY?

    The mortgage is principal + ineterest
  4. J

    PAY DOWN MORTGAGE ON RENTAL PROPERTY?

    Any advice would be apprecieted? Thanks
  5. J

    PAY DOWN MORTGAGE ON RENTAL PROPERTY?

    Mortgage rate is 3.95%
  6. J

    PAY DOWN MORTGAGE ON RENTAL PROPERTY?

    Age: 45 Spouse’s/Partner's age: 43 Annual gross income from employment or profession: 35000 Annual gross income of spouse:55000 Monthly take-home pay 4500 Type of employment: public servants In general are you: Saving (a) spending more than you earn, or (b) saving? Rough estimate of value...
  7. J

    advice please - expenses incurred between lettings of house

    just to clarify. the property was purchased in 2002 and wear and tear was deducted for original furniture over 8 years. Are you saying i can now write off wear and tear for the new furniture for another 8 years?
  8. J

    advice please - expenses incurred between lettings of house

    Thanks for replies. Most Repairs were done by a local handyman. House had been painted internally and externally in 2014 and thankfully only a few romms needed painting. I am indeed registered with the prtb, but as we know they are useless. I have now the property leased through a letting agent.
  9. J

    advice please - expenses incurred between lettings of house

    Looking for advise please! I had a tenant that did a runner in early jan 2015 owing a substantial amount of rent. The property was left in a terrible state and cost me approx 3k to get right for the new tenants that moved in mid april. I am wondering what can i claim for, if anything, in...
  10. J

    EBS buy to let home insurance issue

    thanks for the replies. just checking through previous documents. i cant find original contract but i see that they asked for a copy of insurance in back in 2008. i dont recall if i ever sent a copy back to them but my interest rate didnt change. I might just send offmy current copy and hope...
  11. J

    EBS buy to let home insurance issue

    thanks for that lucozade. i was thinking of maybe taking out household insurance on the property, getting a copy of schedule and then cancelling within 14 days? would this work?
  12. J

    EBS buy to let home insurance issue

    i have a buy to let property with a preferential home loan mortgage rate on it with EBS. When i took out the mortgage 12 yrs ago the EBS broker let me have a home loan rate as opposed to a buy to let rate although the broker was well aware that the property was for letting. I did not request a...
  13. J

    Can cost of repair/replacement appliance be written off against tax?

    following on from the above. my wear and tear allowance has now finished as my dwelling has been rented since 2002. I have recently had to buy a new suite and some other furniture for the house. Can any of the above expenses be deducted against tax in my 2012 return to Revenue?
  14. J

    Anyone having problems accessing www.banking365.com ?

    do we have to go anr re-enter all our benficiaries again, for money transfers etc??
  15. J

    advice on setting up current a/c in NI

    I have read about a number of posters from the Republic. setting up current a/cs in NI Banks. I phoned an ulster bank branch in NI today enquiring about opening a stg current account. Got asked a load of questions about what money would be going through a/c how often etc. I said i wanted to...
  16. J

    Key Post Opening a sterling account in Northern Ireland

    I phoned an ulster bank branch in NI today enquiring about opening a stg current account. Got asked 100 questiions about what money would be going through a/c how often etc. I said i wanted to put money in and withdraw it when i wanted. Very rude staff member said i wouldnt be able to open...
  17. J

    claiming tax credits - 4 years?

    thanks for replies, i will wait a bit longer to see if something else comes out from them.
  18. J

    claiming tax credits - 4 years?

    I recently put in a claim for tax credits going back to May 2007. Yesterday I got a cheque from revenue plus amended tax certificates from 2008 to date. Revenue seem to have backdated the credits to 2008 only. Is there any reason why they would not go back to 2007 as requested or am i missing...
  19. J

    move funds from anglo to nationwide uk

    you just have to ring up, answer a few security questions and job done.
  20. J

    move funds from anglo to nationwide uk

    thanks for replies folks. think i,ll move funds asap
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