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    Contributory State Pension Entitlement

    Hi all, I have found a wealth of information on this site in the past and am hoping for guidance on the following, my uncle will reach 66 next spring and is looking for help regarding his state contributory pension entitlement. I requested his record of PRSI contributions from Dept of Social...
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    6 kids , earning €50k , refused mortgage

    Exactly, "low income families", €50,000 is by no means a low income
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    6 kids , earning €50k , refused mortgage

    I'm shocked by this, you earn €50k per year and you're entitled to an extra hand out from the State just because you decided to have six kids!
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    Musty smell and taste from Supermarket apples.

    I bought a six pack of Irish apples from SuperValu the other day and all inedible, soft to the bite and a fungus starting to develop on the stems
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    Zurich for home insurance

    My insurance was up for renewal in February and Zurich were by far the best value, can't remember the exact figures now off hand but there was a substantial difference as per your own example, I grabbed Zurich's offer with both hands!
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    The ins and outs of buying a property

    http://www.daft.ie/cork/houses-for-sale/newmarket/kerry-road-newmarket-cork-558333/ this one possibly needs a bit of work but for €25,000 you'd have €15,000 left over to get it to a livable state and you could work away on it from there on as finances allow. Newmarket is a small size town in...
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    Financial advice for my aging mother

    You should contact your Local Authority as they have grants available for people over 66 to do work to the house as outlined.
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    Daughter - Institute of Ed 5th and 6th Year

    If she's not happy in her current school why not just move her to another non-fee paying school. €19,000 or even €14,000 is an astronomical amount of money to pay for three/two years of secondary school before you then have to deal with paying third level fees and expenses.
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    Can an elderly person raise a loan secured on a mortgage-free house?

    Local Authorities give grants to carry out renovations to houses specifically for people over 66, the grant is called "Housing Aid for Older People" as far as I know. You/your uncle should contact his local County Council to find out more.
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    County Council House Purchase Application

    I helped a friend out with an application for a Council House Purchase loan a few months ago. The application is sent by the County Council to The Housing Agency in Dublin to make the decision on whether to approve it or not, the Housing Agency carry out ICB checks, look into past loan...
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    Is my dad entitled to anything at 78 for kind of living alone?

    He may also be entitled to a grant of up to €30,000 from his Local Authority to carry out alterations to the house such as converting bath to walk-in shower room etc which may make life easier for him.
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    Which banks accept child maintenance as income for mortgage application?

    I think Thirsty meant "non-resident" as in not living in the family home!!!!!
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    Not sure how to approach CC balance / FTB mortgage application

    If you can't afford to pay off a €1,800 credit card balance, how are you going to afford to repay a mortgage?
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    Need to move home at some stage, but have cheap tracker.

    There are grants available from your local authority for people with disability issues in order to carryout alterations to existing house e.g. building a downstairs bedroom. Maybe something to consider rather than selling up.
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    Will she be done for fraud?

    If the GP was providing certs could he/she be prosecuted also I wonder?
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    What is the squeezed middle?

    This can't be right, I also work in the public sector and of the 7 people in my department 3 work full time and the other 4 work different patterns of part time e.g. 4 out of 5 days, 9 out of 10 days etc. Never once has anyone who has requested a change to part time been denied it, and it has...
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    Renting and pets - landlord changed his mind

    OP seem to be a bit evasive about the exact number of cats.......
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    Online purchases from UK

    Just a quick question, in light of the whole Brexit/Sterling situation, if I am ordering from say Amazon UK, should I choose the Sterling or Euro option when paying, which is the cheaper option?
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    Should I invest in shares - savings of 110 Euros

    Partner has undisclosed savings elsewhere These would be the first things I'd be checking out before going any further especially with two young children in the equation.
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