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This Section was only commenced in June of this year so I'd say it's highly likely the staff in the Council have never come across it yet!

New small practice in Dublin area looking for recommendations. We will be outsourcing our book-keeping for the time being, as well as needing a reporting accountant - preferably one with experience working with new firms. Thanks for any assistance.

The Housing Agency has this information on its website: That's a fairly long-winded way of saying that they have to pay every euro they get over the price they paid for it up to the original market value, but it is there. A lot of people weren't aware of this when they bought (I wasn't) but...

I found their customer service very poor and was delighted to get rid of them this year.

Anyone know if DCC is doing this too?

Thanks, not sure how much more insulating I could do. I'm in an apartment with double glazed windows and I have shutters. I'm still cold! Will have a look through that thread.

Got a leaflet in the door from these folks http://www.fischerfutureheat.com/ Anyone have any experiences or observations? I stopped using my storage heaters a few years ago because I was always cold and paying too much, but the substitute I've been using (a portable electric heater) isn't...

Depends on the council but some will allow you to rent out on a case-by-case basis, others technically won't allow it but will turn a blind eye as long as the mortgage is being paid. The requirement to pay back all of the profit from a sale below original market value is written in statute so...

Looks that way to me.

The councils get the funding from the Housing Finance Agency, which operates on a break-even basis. So it won't lower its rates if doing so would make it unable to meet its costs.

It's always been possible to move the loan privately if you could repay the clawback. The law was amended in 2009 to allow the clawback rank in second place behind the new mortgage, to allow all owners to remortgage privately. However, I see from the Irish Statute Book that that section of the...

No, that's not what I said. The rent a room thing was only part of it (and not even the most important part). Yes, I have the option to remortgage with a bank if I choose to. At the moment, I don't, but this may change in the future. Please don't assume your personal circumstances are...

I remortgaged because I needed my monthly repayments to go down - which they did, significantly - and the option to rent out a bedroom without having to ask the Council's permission. I explained why I stayed with DCC in my earlier post.

I remortgaged my AH several years ago. Still with DCC but went from shared ownership to 100% mortgage. I opted to remain with DCC rather than a private lender because the banks are a little more unpredictable about raising interest rates. This actually ended up being a good move because I then...

The reason some solicitors take civil litigation cases on a "no foal no fee" basis is because of the practice in those matters that the loser pays the winner's legal costs. Family law is different and with limited exceptions the parties are usually responsible for their own costs whatever the...

That's a good question and one I can't really answer. Only thing I can think of is that the Department of the Environment is also turning a blind eye.

No, that's not what I said. I said that was an option. Terminating the contract is also an option if the breach is serious enough, but it doesn't happen automatically as you suggested. Unless that's in your contract, they couldn't do that without an order of the court. I don't see why it's so...

No, the contracts say simply that you have to maintain the home as your principal residence. It follows from that that you are not allowed rent it out. I think that during the boom years some councils may have adopted informal policies to deal with people who rented out their properties, such as...

That is factually incorrect. You're still under contract, and the Council can if it wishes seek a court order compelling you to abide by the contracts terms. It can also choose to ignore the breach, and that's what most of them seem to be doing now - as long as you're abiding by what they...

OK, I've been looking into this a bit more since carelessly C&Ping misinformation above (sorry about that :o ) The legislation is Section 9(3) of the Housing (Miscellaneous Provisions) Act 2002 and it sets out the following formula: Y x 100 / Z where Y = difference between the market value...