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I am tax resident in Germany. Rental income sourced in Ireland is taxable in Ireland in the first instance. You can't opt out of that ;-) After you pay your Irish tax on the rental income, you would normally then pay any tax due in the country you are tax resident in. In my case however I...

I'd say no. We are entering a period of great change for European banking. SEPA is the first step. It is the stated intention of the Commission that citizens from anywhere in the Union should be able to use financial services anywhere else in the Union, without a requirement to reside where...

Danske style complete closure would remain the only viable option I suppose?

No. My mother is PAYE and also registered for ROS for her rental income. If you have a need to file a Form 11 then you can get registered for ROS.

Just a s a follow up to this: I filed on ROS for the first time for tax year 2013 and hey presto it assessed me correctly. No PRSI nonsense. Should have started using ROS years ago in hindsight!

Reviving an old thread here as things have changed a bit.. @Janet: the changes announced to pensions in Ireland will probably work out in your favour. By the time you retire, the averaging mechanism will have been replaced by a "total contributions" mechanism. A full contributory pension will...

VPay is a debit card product from Visa. Maybe it's not issued by any Irish banks currently but it's the debit card my bank in Germany issues and it does not work beyond Europe.

Credit cards can be used abroad (especially outside Eurozone) with a much higher degree of certainty than a Debit Card. The likes of VPay won't work in (for example) the US, but a Visa credit card will.

Dutch banks RaboDirect and ING also use PostIdent in Germany. To be honest a clerk on a post office counter is just as capable of "verifying" the ID of a person as a clerk in the bank itself. They just look at the picture and take a sample of the handwriting. A good fake passport or ID card will...

Do any of the Irish banks do this?

Ok, interesting. I presume UB use the same payment file for a DD being drawn from a mortgage holder's Irish account as for a mortgage holder's German account (that is after all part of the point of SEPA, that the same payment files are used in the whole zone)...but I never saw advance notice of...

Thanks for taking the time to answer mf1. Appreciate it.

Yep. German online banks will open using the postIdent process within Germany and using other methods such as identity verification by existing bank or notary for non-German residents,

No takers?

That would be the other way around though, right? UB current account rather than UB being the DD originator (as in my case). It could be that the originator(s) in Denmark are the problem there. Denmark is in SEPA but SEPA only applies to Euro denominated payments AFAIK. The payments to the...

I doubt they store anything from user input. There's no point in storing a load of random account number and sort codes. It's pretty useless data without the account holder's name at least, which you don't enter. Sure, someone could man in the middle the thing and grab your account number &...

Thanks folks. I assume it was a training issue and that it was never against bank policy.

Good news. UB seem to have relented after another letter requesting the DD to be set up or a final response letter outlining why it cannot be set up. My German account now shows the DD due in a couple of days (that's something I don't see in banking365...the DD only shows up when it's been...

Hi all, I'm quite a few years off really needing to know the answer but I'd like to be prepared. I worked in PAYE employment for 15 or so years in Ireland before leaving (most likely permanently) to live and work in Germany. I have to do an Irish tax return as I have rental income there but...

Banks are not currently required to open an account for anyone and can use residence as a reason not to. Having said that, most German high street banks will open an account with a Passport and some Irish utility bills (or preferably bank statements for your Irish bank). The likes of the...