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    Pensions and moving abroad

    Hi there. I am in my mid-30s and will be moving abroad next year. The plan is to settle in Australia long-term. In terms of pensions, I am really unsure as to what the situation will be/the best course of action to take before I leave. I don't have big investments (apart from the small pension...
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    Selling shares

    Hi all, Please excuse my ignorance, but I'm looking for some advice on the best way to sell shares. A family member invested in some on a tip some years ago. She bought shares at 5 cent. They are now worth over €3. She wants to sell about half of them to raise some cash. What is the most cost...
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    To Fix or not to Fix that is question

    I have a good tracker and I'm holding onto it, rate rises or not.
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    To sell or not to sell

    Thanks for the input. I'm going to see how much I would get for renting a double room alright, that would help and as I'm away a few nights a week would be no bad thing anyway. Haven't looked at fixing yet, would be in no hurry to do that just now, despite the stability it would offer and the...
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    To sell or not to sell

    Both those last two posts are related. The answer is Waterford city. And I'm fairly sure I would get more than 150k. How much more I don't know.
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    To sell or not to sell

    Thanks for the reply. Yes, the plan would be renting for a while and paying off my debts. Apologies for not explaining fully.
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    To sell or not to sell

    Hey, Bought my house in late '06 for 240k. They eventually went up to 262k a little bit later. Now at 210k, but then that's advertising so who knows what they would actually let one go for if anyone was feeling brave, you would imagine a good bit less. My mortgage (Ulster bank Tracker - 40...
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    mileage

    Of course. Do they have any clawback on the expenses paid to employees? or is it simply just not paying tax on it.
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    mileage

    Hey, Getting stick about mileage rates in work - again? Company wants to cut them for second time this year. (Voluntary pay cuts already been implemented among other things). Anyway my question is about the cost of travel expenses to companies. What portion of mileage can they write off...
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    NEED a mortgage

    Sadly, I couldn't see you getting a mortgage right now. Those monthly loan repayments are crazy really. That's a big enough mortgage given the figures, interest rates will of course go up in time. Sorry to hear about the anti-social issues but if you think you can afford a mortgage then you...
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    Wooden Floor Solid or Semi Solid

    I have semi solid walnut, or as they call it 'engineered' solid. Cost a lot, more than many solids, but I'm really happy with it. Looks great, few scratches here and there, but sure that's life!
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    What would you have in your dream garden?

    Half an acre gives you tonnes of options. I'd keep as much as lawn as you can, makes the most of the space. A children's play area is a nice idea, just install nothing too permanent or that can't be easily changed. My dream garden's make-up would be completely up to my dream gardener -...
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    ECB Rate drops to 1.5%

    Have to say they have helped me. Reduction in mortgage offsetting wage cut at the moment.
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    Tile or Paint Bathroom Wall?

    If you can afford to tile it all, then I'd definitely tile it all. Unless you have very high ceilings, but I figure you would have mentioned that.
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    ECB Rate drops to 1.5%

    Re: EBC Rate drops to 1.5% I'll join you in that. Would be a disaster for me, far worse than any income tax hike.
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    Mortgage Refused - Gobsmacked!

    Stick with it Sadie, that's a baffling decision. A bank gave me way more than they should have in 2006, I regret it now of course, but they should never have let me really (not denying it was 100 per cent my own fault) and then people like yourself get turned down. By the way, Not near it...
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    TRS Changes in banks (PTSB)

    Thanks Nadner8, I'm sure you're right. I'm also sure I'd be wasting my time complaining. As long as they back date it when they get their act together I don't mind too much.
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    TRS Changes in banks (PTSB)

    As I've said on here before, still waiting on Ulster Bank and will be for some months yet.
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    Power shower or electric shower

    I went with the Triton, works well. Suppose a lot depends on the water pressure in the area. Power shower is good, of course, but I reckon tenants would prefer a decent electric shower to be honest. No issues with heating water either. As for price, for shower itself, plumber and electrician...
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    Should I cancel my VHI as a pensioner

    My parents have left the VHI (plan B) for Hibernian this week after 30 years. My dad was none to happy with the price increase. It's a saving of over 100 (each) for the same plan essentially.
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