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You say you are in Bonds 25.47% If you were also in Prism Low and Prism 2, these are heavily invested in Bonds too. Prism Low - 84% Bonds Prism 2 - 73% Bonds Even Prism 3 is 59% Bonds With a decline in Bond values recently, then any Bond-heavy investments would take a hit...

Been there a few times over the years, on free tickets (does anyone actually pay?) Its basically just a load of sales pitches under the same roof. It hasn't gotten any worse - its the same as ever. Its finally dawned on us that it'll never improve. We're not going anymore. Some of the sales...

The rules for PAYE tax-payers allow for exemptions if unearned income (non-PAYE) is over 5,000e https://www.citizensinformation.ie/en/social-welfare/irish-social-welfare-system/social-insurance-prsi/social-insurance/#498bd1 "Anyone with unearned income of over €5,000 is considered to be a...

Maybe ask this way - work one more year to gain €1,872 extra every year for life - which is €56,160 over , say, 30 years from age 58. ? Do you think that is worth it?

List of movies once banned in Ireland includes ... Monkey Business (Marx Brothers) Fantasia (Disney cartoon) https://www.imdb.com/list/ls026600616/

Glad to see it worked out for you @Ada2019 . My wife is in a similar situation - she is missing 10 years service from a previous role in a hospital which haven't transferred to her current role (in a local authority). Can i ask, how did you get the confirmation letters from previous employers?

Great idea, seems like common sense but should be open to all ages. A glance through AAM forums here shows how cumbersome is our tax system.

Strange. According to Michael McGrath, in an answer to a Dail question on Feb 7th 2024.... "Tax relief for medical insurance premiums is provided at the standard rate of income tax, of 20 per cent. The relief available is equal to the lesser of (a) 20 per cent of the cost of the policy or...

Same here. I posted a simple enough query using myAccount in early Feb - still no reply. Sitting in 'Received' status.

This is also anti-customer (from DSPs BP65 Guidelines)... "The onus is on the customer to prove entitlement to BP65 and to produce any evidence reasonably required." So, the applicant has to interpret the guidelines correctly, which is unfair to many who may not even have access to the...

Who really comes up with these qualifying rules. Probably people who will never need to avail of those same benefits

I got the email about the recent changes to their charging methods. The 3.30 charge is mentioned, buried about half-way down the email. I found it on a second-time reading ! "An additional service charge invoice to the value of €3.30 will be issued to your account on 01/03/2024 for services...

Here - but its too late... https://www.dw.com/en/bank-of-ireland-fixes-free-money-glitch-after-atm-rush/a-66552294#:~:text=An%20IT%20glitch%20allowed%20Bank,their%20account%20balance%20on%20Tuesday.

Yeah, it seems like its designed mainly for pensions which will buy an annuity. It doesn't show the % annuity rate used. It also assumes you just have a single pension pot. No mention of a TF lump-sum either. "Your accumulated retirement fund is converted to an annual pension using a...

It is your wifes AVC and so the tax relief on contributions is up to a max of 35% of her salary. Yours is not relevant.

€78 incl free phone calls Time to shop around...

Got a email today - Virgin Media BB is increasing by 4euro / mnth from May21st.

Is it likely that the BP65 payment will be removed given that 65 can no longer be a compulsory retirement age? Wasn't it introduced to cater for people who were forced to retire at 65 by their employer? That's no longer an issue, so BP65 has been rendered 'redundant' (excuse the pun) I'd guess...

Avoid

Sky Signature with OnDemand + Sports +Sports Extra (TNT and Premier Sports)+ Cinema + HD would certainly bring that up to 168 or so. I contact them every few months and always get a reduction. Currently paying 90 monthly for the above.