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Thanks guys. I got the National Geo one. :)

Oh jeepers! Starting to think this birthday present is jinxed. Was afraid to buy a voucher in case the shop went bust. Thanks for the heads-up though!!

Hi all I want to buy a gift of subscription to Readers Digest (UK edition) and National Geographic. Thought it would be easy but am really struggling to figure out where to buy. Can't figure out RD at all and there seem to be some third party sites for National Geographic. Am hoping...

Sounds pretty similar structure to us Purple. Direct export is only about 25% but many of our Irish customers are exporters too so it's still an export driven business. One of our aims is to further increase direct exports. We have some dollar dealings but a good bit of GBPs and try our best...

Thanks again everyone. We don't owe anything much at all really. Invoice Discounting is completely clear but we still maintain it as a facility 'in case'. If we do get an opportunity to invest, then the WC funding through invoice discounting is very flexible for dealing with growth spurts. We...

Thanks everyone. With heavy R&D investment, the RDTC helps mitigate our tax position so we're not too bad that way. We would prefer to hold the cash for now to be in a position to take advantage of opportunities that come our way (hopefully) to invest further in our core business. We really...

Hi all After years of muddling through, our SME seems to have turned a corner and is relatively cash rich. We are continuing to invest and grow but in a modest and cautious way. We know that cash is king at the moment and are looking for safe options for the short-medium term for our cash...

Thanks a million everyone. They all look great really ... decisions, decisions. Malaga city is an option we'd never have thought of!

Hi all We're not really sun holiday types (go skiing, hiking, citybreaks) but we have some Ryanair vouchers to use up and I want a sun holiday first week of May. So going as far south as we can in the Med without a long flight. I'll be 25 weeks pregnant so looking for somewhere hassle free...

Hi all I'm a straightforward telly person. Fancy surround sound systems and cinema experiences are a bit wasted on me. I have a big black cube TV for 11 years still going strong and have a reconditioned sky box for freeview as well as an old school aerial for the Irish channels and a DVD...

LOL - i was a kitchen sink baby myself and have the pics to prove it. :)

Wow - this is brilliant. Thanks a million everyone :)

Thanks everyone! Great tips altogether. I'm realising on a daily basis how clueless we are. It's a whole new world - very exciting! :)

Thanks everyone. No need for panic stations yet then (at least not on the financial front). I will qualify for maternity benefit thankfully. I actually posted this in the wrong forum - should have been in the 'Other Financial Issues'. Don't know what I was thinking but would be great if one...

Hi all I'm sure there's a thread on this somewhere but I've searched and can't find it, so really sorry if I'm doubling up. Anyway, myself and husband are expecting our first baby in August. So it's early days and of course we're hoping and praying that all goes to plan with...

Buna Ziua Ancutza - oh, you're making me so lonely for my Romanian dream! :( Whatever about living there, I can totally attest to Ancutza's assertions about the culture, landscape and people ... fab, fab country. Our misconceptions about Romania are our loss.

Thanks everyone. 1234 - Just wondered why the golf gets such a big thumbs up (you're not the first to say it).

Hi everyone I want to buy a new car but really don't know which is the best between an Astra or Focus. I have €8 to €10K to spend. I drive about 50 miles per day on bad, narrow country roads. I'm looking for something fuel and tax efficient, doesn't cause me hassle and is not awful ugly...

Christian Bale gets first prize. Reckon you could still have a decent conversation/row with him to spice things up when the spark wanes :) Runners up are pretty predictable: Marlon Brando (pre the cheese burgers) Johnny Depp Jack Nicholson (up til about 10 years ago) Love the look of George...

Last week, the bishop of Elphin claimed the church was being unfairly singled out.