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    HIA comparison website: how realistic/detailed is it?

    You've no doubt seen posts here complaining about how the HIA present data. 'Similar' is a very loose term - I think they're afraid of leaving any plan out, so they flood us with options. Search/comparison on this website has never improved since it was started. Ultimately, yes. The HIA...
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    Laya do Laya pay out-patient claims if you don't renew?

    I submitted receipts for out-patient expenses to Laya in October, and they returned them with a letter stating: Does this mean that if I switch provider they will not pay? If so, is this unique to Laya? I've never seen this with VHI. Any experiences with claiming after switching would be...
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    Greyhound bin collection - new charges

    Here's what we got [broken link removed]. And i just notice the reduced service for the brown bins now.
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    Greyhound bin collection - new charges

    Got the same yesterday. Very sly one - I'm sure many people will miss the price increase slotted in between the Christmas greetings and the 2012 collection day changes. Looks like Access waited until they got as many movers as possible from Greyhound, and then did the exact same thing in the...
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    Refund TV license

    Don't buy next year's. If they take you to court then you have an alibi.
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    freesat channels

    Do you mean the Irish company called freesat.ie whose 'service' is to supply and install just about any TV reception system for you, or do you mean the TV service freesat.co.uk, provided by BBC, ITV, etc. but no Irish channels? I've bought from the former to view the latter, but just installed...
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    Conon Pope's Irish Times article: knock 20% off mortgage repayments fortnighlty pmts

    I fully agree. He goes for the banks because everyone is angry with the banks. Surprised and disappointed he didn't clarify yesterday's very misleading article. Would he not talk to his friends Frank Conway and Karl Deeter and present a clear table comparing the total costs/savings of monthly...
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    Conon Pope's Irish Times article: knock 20% off mortgage repayments fortnighlty pmts

    Your point is correct - this will reduce the amount of interest due. However, by nothing as much as the article claims. As most of each of my payments in the early days is interest, less than 1/3 (taking the 30 year example) of my payment goes towards the principal, so the amount of capital...
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    PTSB Permanent TSB - Overpayments: Leave as credit or take off principal

    Just take a minute to do a quick calculation: Look at your last statement. If the interest rate is (say) 2% and your current loan balance is 90K with a 10K prepayment credit, then your monthly interest should be: 90K x 0.02 / 12 = €150 If on the other hand you aren't benefitting from the...
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    tax exemption for apartment management companies

    I believe management companies for apartment complexes (where the apartment owners are the shareholders of the management company) can be exempt from tax. Does anyone know what the conditions for this are? We would like to move our sinking fund from a current account into a deposit / interest...
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    Cheapest website for printing digitial photos

    Any mail-order supplier should give better quality than the kiosk machines - it's a different printing process. Snapfish just happen to be one of the more expensive ones.
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    possible property letting scam

    Probably the business is has gone bust and staff made redundant. If so they should have informed the companies office and Revenue.
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    Pension versus Mortgage Capital Repayments

    I think that's way general a question to give any recommendations. I think you need to put some work into doing a few sums. All sorts of factors to consider - your age, the value of your current pension fund or contributions to date, your desired income at retirement, how much you can afford...
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    impact of change to 30% relief on 2008 and 2009 tax years

    I have a PRSA and am making an annual contribution of a percentage below the maximum that is allowable for relief. The new revised Program for Government states that the rate of tax relief on pension contributions for those paying tax at the higher rate will fall to 30%. Is this expected to...
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    made redundant at 72 - what entitlements?

    Hi guys, Thanks for all the advice. No compensation was offered. The employer actually told her that over 65's weren't entitled to severance payments. I can see that section 5 pf the Redundancy Payments Act, 1979 (here) limiting payments to under 65's was repealed in 2007 (here) and read...
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    Disposing of polystyrene

    Thanks all. Rehab sorted us out. It's off being made into CD cases at present.
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    made redundant at 72 - what entitlements?

    I have a friend who has been working part-time with the same employer continuously for nearly 10 years. There is no contract of employment. The company wants to change how the work is carried out, and they believe it is not suited to someone over 70. So my friend is no longer required by the...
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    Where to buy Tonka toys?

    Same question, but a couple of years later. Any suggestions where to buy real (metal) Tonka Trucks in Dublin? Smyths, etc. no use.
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    Disposing of polystyrene

    See the results from below. My problem is that I've taken about 6 cubic metres of the stuff from our attic. The recycling centres will turn me away if I turn up in a van. Any ideas how best to dispose of it? It will compress down to nothing if I can get it recycled properly. Search for...
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