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    Interactive Investor Ireland absorbed by II UK

    Fees are listed here...I believe they are the cheapest broker around at the moment. https://www.degiro.ie/fees/compare-brokers/ Also €2.50 per exchange traded on (outside of ISE) per calendar year
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    Key Post What is the best way to save for children's education?

    A good place to search is justetf.com, this one is accumulating world index ETF iShares Core MSCI World UCITS ETF USD (Acc) ISIN IE00B4L5Y983, Ticker SWDA...
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    Interactive Investor Ireland absorbed by II UK

    I'm with Interactive Investor and Degiro, so I ask Degiro about transferring shares over to them...apparently it cost €10 per position...but they are currently not accepting share transfers....due to current high demand. They offerred to put me on notification list of when its available again.
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    Buy ETFs on Euronext v LSE (Euro/Sterling)

    I've have bought Euro ETFs on the EuroNext Amsterdam for this reason (slight advantage in my opinion) , in that I don't always get best exchange rate with banks/brokers and it's simpler process for me to transfer euros to broker and buy. Also no exchange charges when I do cash out either. But...
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    Interactive Investor Ireland absorbed by II UK

    also just got email from them...only giving 1 month notice (a bit short). €10 monthly maintenance fee is a bit much for myself, who buys and holds long term (very little activity). I also have Degiro account, so could move there...but want to diversify my holdings across brokers. Do UK brokers...
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    Happy Birthday Askaboutmoney

    Happy Anniversary and thank Brendan and co....I've learned lots from it over the years :) Won't make the pints...but enjoy well deserved.
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    A passive investment plan for €700k assets aged 35

    Fairplay to you CoaxMetal, your doing well. I'm also dreaming of FIRE, but longer off than you. 3% (I'd recommend this more conservative figure than 4% rule)return on 700,000 wil give you €21k. This on paper covers you annual expenses. Just run the calc on the taxes due on €21k, which will...
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    New solar PV and battery grant launched today

    @shweeney, don't forget to factor in Gas rate inflation (conservative estimate would 2% Gas price increase per year) over the next 10 to 20 yrs. This could reduce you initial payback of 28 yr down considerable....
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    Ryanair random seat Allocation

    Long time ryanair traveller here too, and recently been affected by this randon seat policy change. I have change and book a seat to keep family together :( http://www.irishtimes.com/news/ireland/irish-news/hundreds-come-forward-to-complain-about-ryanair-seat-allocation-1.3112748 Airline denies...
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    Lowest cost ETFs

    Regarding difference in ETFs tracking the same index like S&P500, read up on tracking error (the degree to how well a ETF tracks a given index its based on). http://monevator.com/choosing-a-tracker-using-tracking-difference/ Monevator is UK based blog with lots of excellant info mostly on...
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    Key Post Summary of Stock Market Investment Costs

    Thanks Landlord, much apprieciated the tax analysis. So in the case of ETFs (Irish Domiciled) which attraches a tax on gain(disposal) of 41% which is bad! vs share CGT (33% + PRSI +USC), a difference of 8%. but you don't have to pay PRSI (4%) and USC (7%, althought there is a scale) on the...
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    Share dealing account for child

    Interesting, never heard of a bare trust before(learn something new everyday!), after a quick read by google search, it looks in principle like a good tax efficent setup for you children. Anybody know if they are expensive to create/setup and/or maintain, i.e. are there any tax declaration work...
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    Bathroom extractor fan not working

    fan Hi Extractor fans can be as cheap as €20, low noise version can cost €80 plus. Then get an electrician or handyman to replace it as that's most certainly the problem. Switches almost never fail.
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    14 days to pay an income tax bill I already paid

    Got the same letter myself, had paid by bank transfer back in Nov and now this. Actually happen to me last year too, money ended up in one of their account and had to be allocated against my return. I tried calling them 3 times today and couldnt get through. I've my PPS number, the bank acc...
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    child under 2 flying price

    This happened to me on a flight with Virgin Airlines, they did give me the full discount price for the return leg, but you will need to confirm with the airline, some airlines might not allow discount on 2nd leg, especially Ryanair!!
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    db X-trackers: etfs which reinvest the dividends or are they a different alltogether?

    Actually just checked their website, they do have some physical tracking ETFs, but most seem to be of the synthetic type. Below is the terminology they use; Direct Replication (Physical) - What Vanguard would do Indirect Replication (Swap) otherwise known as synthetic tracking
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    db X-trackers: etfs which reinvest the dividends or are they a different alltogether?

    db x-trackers I believe these tracker are synthectic index type, in that they might not alway buy the underlying assets of the chosen index. Might want to look up synthectic tracking...its an extra complication in my opionion. Vanguard, dont use this technique in their trackers! that usually...
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    New job: HR requesting existing salary details before interview

    Exactly my thoughts...I will be emailing them back soon, I was just looking for some advise on how to approach this! Thanks
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    New job: HR requesting existing salary details before interview

    Hi I sent my CV for a new position, but HR has come back requesting info on my salary and expectations before forwarding to hiring team. I replied with a range and said I needed to know more about roles etc and benefits included with job(it wasn't stated in the posting). HR has now come...
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    Convert sterling (rates)

    Traditional method(More expensive) ; Any local bank http://www.transfermate.com/ New Peer to Peer method (Cheapest and work fine); http://transferwise.com http://www.currencyfair.com
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