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The council can do what they like Im afraid. They do pay maintenance fees though. Check with the maintenance company if they have paid them and ask them why they are putting them up. Or if you have a residents committee they should be able to find out easily enough.

My sister was using her bank of Ireland laser card all week with no problems. She went to an atm today to withdraw some money and found that there was nothing there. When she investigated it turned out that a direct debit had come out the previous week which she had forgotten about. This left...

The vincent de paul can be a great help. They might be worth keeping in mind. Your local health board office may give you an emergency payment if you applied to them. Both of the above helped me when I was in difficulty. How about selling the car and buying something older and cheaper.

Thanks for the info - just registered

I am surprised they are being so harsh. I have had experience of them in the past and I found them helpful. They did expect masses of paperwork though, about 6 months of bank statements, statements for all loans, evidence of income and outgoings. I told them we had borrowed from family to get...

Thanks for the suggestion for defering, 10% is quite substancial, definetly worth thinking about! Although Dad is a major hypocondriac, he is allways saying he probably wont make it to retirement, sods law he thinks, work all his life and as soon as he gets to his time off he thinks he will pop...

Thank you all for your replies. I will sit down at the weekend and go through all the info. I just want to be sure they (ie my parents) have a comfortable retirement

Hi busymam, I got the fis a good few years back and I am almost certain they took my loans into account. It is a long time ago and I dont remember exactly but I am 99% sure.

You should look into fis - family income supplement. They take into account all your bills, loans etc. It is a very good scheme, a bit awkward to getat first but worth the hassle.

Re: Will British Pension affect Irish entitlements Thanks for the replies. He has enough prsi contributions here to claim the full Irish state pension. From what I can make out from the English documentation he will get 50% at the moment and he could buy the years to make up the full pension...

My Dad worked in England for roughly eleven years in the 1970's. He then emigrated to Ireland where he has worked for the rest of his life. He is now nearing retirement (3years away) and has found out that he would be entitled to half the state pension in England. They also told him he could buy...

I have added Eden to that site if anyone is interested. I t will take a few days to appear though.

Are they dumping it in there in just black bags? If so that is terrible, it would only take one cat to come along and rip everything out. Surely they know it should be in bins. Was there anything on the contract about having to use a bin.

Congratulations Passat!! I hope to see you there eventually.

Have you tried fis(family income support) it is done by social welfare. They take your debts and a certain number of expenses into account when accessing you so even if you think you are above the income threshold they advertise you might not be.

Congrats on the door! Hopefully ours will also be replaced. A commitee sounds good, maybe we could also use the neighbours site, sometimes it is easier to say something online than in person.

How do communal bins work? Who organises payment - I could see payment as being a problem if someone doesnt pay on time, etc. Also how do you stop other people using the bin.

I didnt get it replaced yet but I havent said anything about it bar put it on my snag list. I spoke to a man there today, possibly a foreman, he said they would see if the manufacturer will replace it. The builders will be gone from the affordable housing part in two weeks so I think there is a...

Hi Princessl, Congrats on getting the keys. I am still trying to sort out my mortgage protection unfortunetly so we will be another while yet :( . We are going down to sign off on the snag list today. Passat - did you try going to someone higher than the site manager about the door?

Hi - I was just wondering if anyone got any further with their snag list.