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Trying to figure out the Fair deal Scheme for relatives in a very complicated scenario. A deceased person who lived in a HSE care home for nearly 3 years. Basic details are: Marital Status: Unmarried Couple, separated after 10 years together and lived apart for last 5+ years. Living...

Moderator's note: Moved from another thread Would the 18 year old not be advised to wait until he's 55 to start a pension. At that age there is a lot of tax benefits which increase as you age and that's the time to then put in the money. Especially given previous tax raids on pensions...

First question is the Annual registration with the RTB. As many will know last year was a disaster trying to do anything on the latest incarnation of the RTB website that passes for a modern day public interface. So I managed a couple of them after a lot of effort. With varying degrees of...

A relation of mine is attempting to get his investment back from a UK Property Investment Fund that was recommended to him by AIB called Belfry 6. He lost everything he put in. I'm not familiar with these types of investment and he wants me to help to fill out the form he's received from AIB...

Property purchased during the height of the Celtic Tiger 2005 and went to Ulster for an investment mortgage but they suggested this type of 'loan' to me because it was way easier to get me the money. Something about it being easier to avoid the rules of mortgage lending. Interest rate was...

If a single property is divided into 3 flats does it require an LPT per flat. It was clear for NPPR it was per 'unit'. So if you had a house and a granny flat, or if you had one house divided into 2 or 3 flats you paid per flat/unit. This is a case of one legal title, one gas/water charge...

Here is my step by step. Flight was delayed by more than 3 hours in July. Ryanair, Refunds, Tale am Action (not Refunds) Yes Make a Claim. Pick EU261. Then Choose: Compensation Only . Here is a copy from their website: EU261 claim form EU261 Disruption Compensation and Expense claim form...

Rough figures. I did a major renovation of a rental property when first purchased. As in completely gutted the place. Prior to letting. Electrics, plumbing, bathrooms, kitchens etc. Total cost 100K. Wrote of 60K under the Countrywide refurbishment scheme. - Can I write off 40K for CGT...

There have been major moves in the UK on how pension pots can invest their money. As a person skeptical of any loosening of rules, and as someone who has seen too many institutions fail, am I wrong to conclude this is going to be a bad move, for the consumer...

Being unable to properly renovate with sitting tenants I decided to sell and then changed my mind. I got an offer below what I wanted due to my RPZ. So now I'm holding onto it after I realised if I wait 2 years the RPZ no longer applies. But while I was humming and hawing about what to do I...

Anyone know the historic rates on stamp duty for residential property. Around 92-95. (yes I have googled). I'm doing up CGT and can't find how much it was. Question 2. anyone have a handy CGT excel sheet to do the calculation. I've a very old one I created for myself. I'd like two...

As an Ulsterbank customer with a different profile to others does anyone know the implication of this to a non resident who has savings with Ulster, two current accounts, one for personal transactions in Ireland and one for business transactions in Ireland. Plus a mortgage in the form of a...

I have been using Transferwise (TW) successful to pay for items in sterling. It's exceedingly efficient and cheap. As I will have to pay more going forward I was considering 'buying' 10K of Sterling once it lost value. Because when I first started to buy it the exchange rate was around .90 to...

Extracted from another thread to highlight this important issue. https://www.independent.ie/irish-news/justice-is-blind-to-star-power-as-celebrities-fight-for-their-homes-38431880.html I don’t believe it’s credible that they can work into their seventies to service such a large mortgage. We...

- No payments since 2015 - Can sell, pay back bank, and buy a home, but won’t. - judge put back case until October. - that’s another six months away :cool:

The bold and Italics are not working either.

Mean while could someone tell me how to attach a document. It's just a bank letter I've scanned and I have on my desktop. I want to add it to a thread I started.

Much to my surprise I've received a letter from Ulster Bank with a refund cheque. Has any other poster had this experience. My 'mortgage' is unusual. It's actually a type of loan to purchase an investment property. I went looking for a mortgage and the bank decided to do it this way as it...

Wow, that's unreal. Then I would suggest someone like Charlie Weston in the Indo etc ought to do an article about how the different 'schemes' work out. The PIP - insolvency or bankruptcy The Mortgage to Rent The Arizun stay in your home Iclude etc. Actually BB that might be an idea for here...

A new scheme ARIZUN STAY IN YOUR HOME https://www.independent.ie/business/personal-finance/property-mortgages/firm-to-rent-homes-back-to-families-hit-by-debts-37739869.html...