I don't really care about that - it was listed as a fee on purchase so I made an informed call on that. Main thing for me was receipt of the cards and being able to communicate with customer service, which I now can
I've used perx in previous years with no issue, so wasn't a "scam site". As it happens since I posted here yesterday I sent them a final email stating I would be reporting thm to Financial Ombudsman, and lo and behold, I get a confirmation notice 3 hours later that the order has been processed...
Yes - useless. Have tried their various phone numbers and just goes to a voicemail - nobody every picks up, leave a message and into the void.
I've put a complaint up on Financial Ombudsman site - but there's no guarantee they'll look into it as they want to see evidence that you have exhausted...
I went ahead and ordered 6 x perx reward cards for staff. Ordered 22 December, and paid by wire transfer (to a German Bank account!). No response since, can't get in touch with customer service, cards never received or processed. Multiple messages left with their automated customer service line...
Hi, I would like to buy a mobile home, primarily for use by my family but also others, some of whom I would have a business relationship with.
I also am involved in a few businesses and have a holding company with shareholdings or options in these businesses.
In considering buying the mobile...
I called LPT again on Monday and they noted they hadn't written to the Income Tax region to clarify matters yet, that it would be referred to a special "Surcharge" group in lPT who would then write to the local office and I would get a revised notice of assessment soon.
I excitedly saw a new...
I have paid the LPT (paid the same day that I became aware of responsibility). I have mentioned to solicitor that handled the sale and waiting for him to get back to me. Called revenue today again and it appears that my call on 16th was not acted upon (no mail sent to their Surcharge team...
Thanks for all the replies - Joe_90, that link is very helpful thanks. The LPT was paid before the Notice of Assessment was issued. Still no formal feedback from Revenue but will keep trying
No the purchasers did not discharge it. From speaking to Revenue, liability for 2015 LPT rested with whoever was owner of property on 1st January 2014. I received no correspondence from revenue on this and on ROS and the LPT website there was no indication of an outstanding liability. As soon as...
I sold a property (NPPR) November 2014. I have historically been extremely diligent in discharging my tax returns and payment of NPPR, LPT etc. As the house was sold in 2014, I assumed I had no LPT liability for that property in 2015. Indeed my LPT online indicated everything was hunky dory, no...
I sold a property last year (November 2014). I have always kept up to date on my LPT/NPPR on any properties I owned over the years. I checked my LPT online earlier this year and it confirmed that everything was up to date. A couple of weeks ago I got a notification from my Financial Controller...
Just to clarify - the buyer had drawn down their mortgage and it was in my solicitor's trust account when they made the demand for 1k in cash to close things out.
Bronte - my instinct was to hold tough for a couple of weeks and if push came to shove to replace the window and carpet (knowing...
Peno - I am the vendor.
The buyer could not complete because they lost their mortgage (even though they had signed contracts). We accommodated them in giving them a chance to get a new mortgage rather than putting the house back up for sale.
The buyer has drawn down their mortgage. The...
I have an interesting conundrum here.
We went sale agreed on a house in June. We issued contracts in early July. The buyers signed the contracts and returned eventually in August. They dithered and dallied on closing date. It then transpired that their financing fell through (after they had...
I am self-employed, in that I set up a business in 2006, giving up a highly paid full-time job to do so. I also invested my SSIA and remortgaged a property to fund the business and took on a huge amount of risk
If the business had gone to the wall (looked likely for the first 4 years) then I...
Alan Ahearne seems to be suggesting that rents chase house prices and not the other way around. Houses aren't a typical commodity and the logic he is applying is lazy economics 101.
If we do speak of fundamentals then if there is a large demand for rental housing and a large section cannot...
There used to be a metric whereby mortgage payment should not exceed 40% of net income
I think that is the most sensible limit if aligned with 85-90% LTV
Spanner,
I think you have hit the nail on the head! (excuse the tool pun!)
I have not heard this analysis from any commentator, but I think your logic stacks up. As you say if the free credit that is being extended to those living in houses they are not paying for was immediately withdrawn...