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  1. W

    Holiday home Spain or Portugal ?

    The problem with Girona airport is that Ryanair stop their flights there at the end of October. Flights are mostly early morning or late evening. I know that Barcelona main airport can also be used. I think that Ryanair may have stopped flights to Girona a few years back due to costs. We have...
  2. W

    Holiday home Spain or Portugal ?

    We would have monthly holidays to Europe....March, April, May, June, September, October. The spend would be circa €1500 per trip staying in hotels or apartments. Usually weekly breaks. We mix the countries that we visit. After each holiday, we are glad to be heading home. It is nice to...
  3. W

    Execution Only Brokers & Also Best Mixed Asset Fund(s)

    I have an execution only account with Davy for buying and selling shares. I am less than happy with their service. I place an order to buy or sell. I am not sure how Davy deal with this after I place the order. It seems that it is all automatic. My order is put out there somewhere and it is...
  4. W

    State Savings Customer Service.

    Further to my opening post of the 6th November I can report that the customer service is actually getting worse in the State Savings department. I have another Savings Certificate account maturing this April. I received the notification of maturity on the 18th March by post, despite their...
  5. W

    Ryanair changed my flight times and they don't suit me

    It does not say this anywhere in their Terms and Conditions. Why? They can reschedule right up to departure time. This 90 day myth was started by someone and now it is being copied and pasted all over the place.......If it is correct it should be in their Terms and Conditions.
  6. W

    Ryanair changed my flight times and they don't suit me

    When do you know that the flight times have been finalised?
  7. W

    I think I am tired of being "Green".

    I have had perfectly good footpaths outside my home replaced for absolutely no reason. Absolutely perfect in every way. It really annoyed me so much that I contacted DunLaoghaire Rathdown about it.......and I was completely ignored. What a waste of money, energy, power, etc. I am holding on to...
  8. W

    I think I am tired of being "Green".

    For many years I conserved water in my home. Saved water and used it to fill my toilet cistern, water plants etc. I also have a compost heap. Grass cuttings, paper, leaves etc. Separated glass, plastics, cans washed them thoroughly, had them hanging around the kitchen in separate containers...
  9. W

    PTSB Customer Service....Dreadful.

    I have received absolutely nothing from them despite being told that I would. They are ignoring all my correspondence also. I was told that I would get two items in the post. I have received neither. Now I am concerned if the account has been opened properly, if at all.
  10. W

    PTSB Customer Service....Dreadful.

    This is what I got when I sent them an email recently. [email protected] I would have thought that they might have someone monitoring their old mailbox while they make the transition to their new mailbox. **PLEASE NOTE: THIS MAILBOX IS NO LONGER MONITORED** Thank you for contacting...
  11. W

    State Savings Customer Service.

    I had a State Savings Certificate maturing on the 31st October. I normally get a notification and a form for encashment about a month before the Bond/Certificate is due in the post. I received nothing in the post so I gave them a call. I was told that they were very busy because the interest...
  12. W

    Ryanair changed my flight times and they don't suit me

    I have heard so many stories from people who have not received any email when flight times are changed.
  13. W

    Ryanair changed my flight times and they don't suit me

    I think it is safe to say that if the original flights are no longer available and have been replaced with different flights at different times then they have been changed. It is not that hard to understand.
  14. W

    If my PAC code on my AIB account is compromised?

    No I didn't. This is your interpretation of the sequence of events. Did you read post 12?
  15. W

    If my PAC code on my AIB account is compromised?

    Yes. But not internet banking.
  16. W

    If my PAC code on my AIB account is compromised?

    They had access to the front part of my debit card and used this information to create a PAC number. I got a security alert from the AIB as follows... Your Personal Access Code was changed on xxxxxxxxxxxxx If this was you, that's OK, but if you didn’t do this someone may be using your...
  17. W

    If my PAC code on my AIB account is compromised?

    I don't have internet banking on my account. It appears that a person was able to create a completely new PAC code on my account without me knowing anything about it until I got a text saying here is your 8 digit code. I just wanted to know what information would have been available to this...
  18. W

    If my PAC code on my AIB account is compromised?

    This has been done. I was more interested in finding out what this person could have done with this information.
  19. W

    If my PAC code on my AIB account is compromised?

    Thanks. Could someone change my phone number details and insert their own phone number?
  20. W

    If my PAC code on my AIB account is compromised?

    I believe that my PAC code on my AIB current account was compromised. How can this be used by the person who now has it, what access do they have to my account, what information can they glean? Can they change my existing personal details? Thanks
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