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    BOI Mortgage Overpayment Query

    We are in a fortunate position whereby we are looking to overpay our mortgage by a small amount. I have been in contact with my local BOI branch advising them of this and that I want to take the overpayment off the principal and keep the term the same. However they have advised that "To achieve...
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    Switched from BOI to EBS (Almost Complete)

    Just wanted to give me experience of switching as I found some of the other posts very interesting. I have used steelmans post to lay it out in the same fashion. Thanks steelman Was with BOI (previously ICS) since 2008 Was on various fixed and variable rates during that time. In September 2015...
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    Sky and Saorview Signal on One Coax

    I have my Sky Box in the attic feeding into a distribution amplifier sending the signal to 3 tv's in the house. I have 2 saorview compatible tv's and I now want to send the signal from the aerial in the attic to these tv's on the same coax. I have plugged the aerial into the sky box aerial in...
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    ICS Standard Variable Rate

    Does anyone know what the SVR for ICS is currently? We are due to come off a fixed rate in the next couple of months and would like to know what the difference is going to be. They don't seem to share this info on the net anywhere.
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    House Insurance - Not Moving in for a month

    I am nearly finished my new build (Thank GOD!!!). I have the appliances etc coming next week to be fitted in the kitchen but it will probably be another 3 weeks before we move in. I have been looking at house insurance and it seems you can only get cover if you are living in the house, does...
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    Heating Stats

    I am at the stage where I am chasing the walls in my house for the electrics. I gave the electrician the booklet I got from my heating crowd (UFH up and down). He has pointed out to me that there is only 5 stats in the whole house. 4 in the bedrooms upstairs and 1 in the hall downstairs, i...
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    Shutting down business

    I have a retail business which hasn't been going well for the last 6 months and I am now looking to sell. I am looking for a check list of what to do with regards selling - I can't see someone taking on the business as it is so I would be looking to sell the premises, fixtures and fittings etc...
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    Paying Tradesmen

    Is there a problem with paying people cash only?? I have been on the lookout for a blocklayer and a local lad with good recommendations has said he would do it all for cash?? Is there any implications to this??
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    Mortgage Drawdown Issue

    We have applied for and got a loan offer for a mortgage for a self build(Documents sent back to bank last week). We have started digging out the site last week and all was going well. I have just been off the phone to my solicitor who has told me we have a bit of a problem. We are getting a site...
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    Changing Engineer

    I am at the final stages before my house build begins i.e digging out foundations next week. I am after having a few disagreements with my engineer and am not overly happy with him at the moment. He is down as the engineer on our mortgage and he supplied the stage payments breakdown to our bank...
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    County Council charges included in mortgage?

    Just got PP with conditions attached, one of them being 12k for council levies. Anyone know if this can be incorporated into the mortgage. It is my own site.
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    Planning and County Council Planning Levy County Cork

    Am looking at building a new house in North Cork. Am still waiting on Planning permission but would like to know in the event of me getting the planning and proceeding does anyone know what the levies are for Cork. I will be connecting to the water and sewer systems.
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    To buy or not to buy

    Have a site for a house that has just been refused planning permission based on the fact that they don't want a one off house in an area that has just been rezoned as development land. It is my dad's land and basically the council want an overall development plan for the land. My dad is...
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    MBNA Purchase Insurance

    I bought a hard drive for my PC on the web a few weeks ago and all was working fine until today when the hard drive isn't working anymore - I'm pretty certain it is the HD that is gone but as it was refurbished I only got a months warranty which was up a week or so ago. I bought it through...
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    House Build Quotation

    I am looking at building a 2700 sq ft dormer and have only had 1 quote so far. They have quoted me €82 per sq ft for the house build. No kitchen, no timber floors - standard everything else. I'm in Cork and was wondering what do people think of this price??
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    Painful Engineer

    Right basically I was looking for someone to draw up some plans for me and help with the planning application. My old fella got recommended an engineer/architect so I went with him, all went reasonably ok up to the planning,everything was handed in etc. Then the trouble began, he never stated on...
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    Downsizing house after receiving planning permission

    I have just received planning permission for a bungalow house circa 2500 sq ft. My problem is that one of the rooms is absolutely huge and I would like to reduce it in size a bit as it will be a complete waste of space, there was a bit of a miscalculation on the size of the room I wanted by the...
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