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  1. M

    Late tax returns fine

    Just to update you all. I spoke with my accountant today and she told me she submitted my returns online on the day of the deadline but the revenue system crashed so it was a day late and revenue are waiving the late return charge. I should have an updated statement this week. So all is well...
  2. M

    Late tax returns fine

    I called when I got the letter yesterday but they're out of the office until Monday so will ring again then to see what they say.
  3. M

    Late tax returns fine

    Yes it is definitely for the year 2015.
  4. M

    Late tax returns fine

    As a customer of this accountant for the last 6 years, there's never been a problem before and September is when I always hand my figures in. However, I take your point that it's a busy time for accountants but if you can't cope with the work maybe let the customer know. A bit of communication...
  5. M

    Late tax returns fine

    My accountant could have let me know that they wouldn't get it done on time and I could have gone elsewhere. But yes, I'll have my paperwork in very early next year to another accountant. I'm just wondering should I go back to the accountant to say anything or is there any point?!
  6. M

    Late tax returns fine

    My accountant does my tax returns, I left all my paperwork in to her early Sept, there were no requests for anything further from her but she did tell me there would be a tax bill due to rental income and I moved from UK job to Irish job so tax credits were wrong. All in all she said I'd owe...
  7. M

    Old joint mortgage affecting my ICB rating

    Thanks Brendan. The mortgage was in arrears but is no longer in arrears. It's because it had been in arrears 12 months ago that my credit rating is affected. I'll call the bank tomorrow and see what they say.
  8. M

    Old joint mortgage affecting my ICB rating

    Here's my situation - Took out joint mortgage in 2004 to build a house with (now) ex-boyfriend. The house was on his father's land which was transferred to partner's name and when we split up, we decided that he would just continue paying the mortgage on his own and keep the house. I moved...
  9. M

    How safe is booking deposit?

    Myself and my partner are interested in buying a house. Everything is in order and we are due to pay a booking deposit of 3000 today. However, there are rumours that this particular estate agent might be in trouble. How safe is our booking deposit if this estate agent went out of business? Is...
  10. M

    Medical card - eu entitlement

    I have a question about medical card applications. I live in Rep of Ireland and work in Northern Ireland so I qualify for a medical card under EU entitlement without a means test. So I called up about it using the number on the HSE website and they told me I still have to fill in all my...
  11. M

    Question re: Form 12 Irish Deposit Accounts

    Hi there, quick question - on Tax Return form 12, part 18 (page 7), what does a deposit account refer to? Is it any savings accounts you hold or does it include current accounts as well. I have 1 current account, 1 online savings account with AIB and one with Rabo and also have an AIB notice...
  12. M

    student nurses... are you kidding me?

    I'd just like to point out to the above poster that nurses and midwives training in the UK get their college fees paid by the NHS AND get a bursary of £508 per month for the full 3 years of their degree including holidays.
  13. M

    Nursing Degree - UK - College Recommendation

    Why not try Northern Ireland? I am in the middle of a 3 year degree in midwifery at the moment and I get my fees paid by the NHS and I get a bursary of £508 a month towards living costs - the same applies for nursing courses. It doesn't matter if you have a previous degree either as I have one...
  14. M

    Charge for canceling car insurance?

    I've just sold my car and don't plan on getting a new one for now. My insurance policy covers me until November of this year and I pay by direct debit monthly. I called the insurance company to cancel my cover and they said there would be a 50euro cancellation fee - is this standard practice?
  15. M

    Working up north, living in south

    What do you have to do if you get a job up north and continue living south of the border? I understand you pay UK income tax so how do you register to do this? Is there anything else to consider?
  16. M

    Questions regarding renting out property and moving to UK

    Basically considering a move which will entail: - will have apartment (as owner occupier) for just over 2 years when I rent it out and move to UK - mortgage will be interest only and rental income will be less than mortgage payments (so interest only payment will be approx 450pm and rental...
  17. M

    Do you think holidays will be cheaper this year?

    Slightly off topic but just wanted to comment that it's still near impossible to get accommodation in Galway for the Thursday (ladies day) of race week! If anyone knows any good deals there, please let me know!!! ;)
  18. M

    Recommend a good economical diesel city car?

    Might be moving to Belfast to return to college as a full time student later in the year, the course would involve a lot of placement work where I would be working nights and on call so public transport wouldn't be sufficient. Would like to sell my 03 petrol Ford Focus and buy a small reliable...
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