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Many employers do recognise that people need a break. You can do it without throwing it all away. Look into the leave of absence or sabbatical options. It feels like a big step to take but it's not a big deal. My other advice would be to look at your interests outside of work. Now is the...

Thanks for all the replies We're with PTSB so wasn't aware that AIB and BOI have this. If I buy something and it won't be obvious from the bank statement what it was for I scribble a note on the receipt and chuck it in a back and revisit when I categorize everything. That wouldn't be very...

We are 2 adults and three kids (7,5,1). I'm not looking for advice on our own finances but am interested in how other people in similar set up are budgeting and tracking their money. I've spent ages coming up with my own system but I think it's interesting how people's minds work differently...

I'm looking into this at the moment. The fees are higher than the non easy access investments I have with Friends First. It'll cost ya upwards of 2% fees per annum before you earn any interest at all . . .. . . if you have already invested it I would wait until it's recuperated those fees and...

We have been talking to windows companies about getting replacement windows in our 4 bed semi-d. The windows are PVC, doubleglazed but in a bad way - bent frames, not sealing, serious condensation and mould between the panes. The internal windowsills are fine. One window company strongly...

My advice? Don't let your emotions get the better of you - don't get stuck on something. I got stuck on Luttrelstown but I'm glad now we didn't. Keep a cool head and be open to possibilities you mightn't have thought of.

Hi Mollyblue What a surprise to see this thread resurrected. We ended up in Riverwood and are very happy with the house and area. Without going too much into detail about it all, we decided to move out of Clonee because we thought that although some estates / houses are lovely, the broader area...

Thanks for those pointers, definitely useful. Michaelm, what does the convertible mean? Bronte, a good reminder about the pension situation, I should look into that (i.e. start another thread ;)) I was trying to calculate how much we would need and my husband reminded me that I will have to...

I've done a search for this but only found two old threads. I'm 39, married with 3 young children aged 2 months, 3 and 5. I last looked into our life insurance situation when we were both working. (mortgage protection and also life insurance through work). However in the meantime I have...

I've tried to do this twice online and have gotten an error message each time. Is it working for anyone else?

Well I thought there must be some mistake and that they would reconsider our liability for this charge. Also the letter did say that the records may be incorrect.

We got the same letter, only purchased house in March 2013. It can't be right to have to pay this charge for a house we didn't own at the time. I've emailed our solicitor to check whether there was a certificate of discharge. We rang revenue and were told we must pay it which differs from...

I'm looking for some bookshelf/toy storage for our living room and haven't seen anything online. I want door fronted units at the bottom half for the kids stuff and then open units on top half for books / display etc. TV is in another part of the room. Anywhere else besides Ikea that supplies...

Well I ended up bedridden with my slipped discs again a few weeks ago and decided it would be a good time to order from Tesco online . .. .could I get to place my order? No. I spent ages shopping . .the website just kept failing when I got to the end of the check out process. I'll never...

The argument that obesity is caused by junk food being so cheap doesn't fully wash with me. What are all the eastern Europeans eating? They're not fat but I doubt they're spending a fortune on groceries. I think it's more a cultural / educational issue where people are stuck in habits and...

>>I'm hoping we can continue high levels of saving with the cost of childcare.<< I don't want to sound harsh here and I admit I haven't gone through your figures. But you're on a very high joint income. So many people are stuck in negative equity apartments with children and wish they...

>>IMO, for a permanent solution, tiles are the only way to go particularly with children in the house. There are some great deals to be had at the moment as the tile shops are not doing anything near the business they used to. << Sorry have to disagree. I can't stand tiles. They are hard...

AMTC that's a pity, I got a call back right away. The gist of it was that they don't usually get donations from individuals so are not really set up to collect from you, unless a volunteer just happens to live in your area. Otherwise you have to bring them to a special collection box on the...

I've just emailed them as well :)

Thanks for replies. Little girl (4) and little boy (2). I doubt garden is big enough for path or a large structure but it's given me some ideas. A little house with a second story with bars etc could do double duty for playing house and climbing. Definitely want to have some kind of...