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Who are charging you over a euro a day for standing charge ? Electric Ireland are giving discounted rate of 26 and 13 for day and night which even allowing for your 14% is still way better. Their Standing charge is under a euro a day also after vat. Could be worth checking out and making the...

No. You may need to convince the bank you're really struggling so lay it on when asking, wits end etc.

There are electricity charges (341.33) and standing charges (60.40 and 3.28) in all bills. You also have a day meter (645 and 40) and a night meter(32 and 511) which charge different rates per unit. The reason you have 2 unit readings on each is because your price changed mid-billing period. The...

Your AIB loan has only 6 or so more payments so that will ease up as bit. You really need to break down your last 2 spendings on the list to see where you could save a few bob. You get tax relief on your pension so stopping it only gives you and extra 200 euro or so a month (425 - 50% tax). Ask...

Are you registered for Income tax ? If so, then contact them thru that by email using the correct links. Otherwise you need to call them in the morning time during the week.

Are there different standing charges on smart plans than existing non smart plans ?

The mortgage is a joint venture and as long as you engage and pay what you can, there is zero chance of you losing your home. So rest easy on that side. Your husband is actually building up his own arrears by behaving like he is and that will come back to haunt him later when things start...

If you break your arm and go to vhi 24hr they will xray to confirm its broke and send you to a&e.

How many fridges and freezers do you have ? Are they old ? Are they correctly calibrated ? Are the showers electric heated ? Is there plugin heaters in any room ?

My sisters had a draw for my mother's rings. The lads had no interest. Their value was not added to the estate as such. They were worth about 800 euro. Tell them to do something similar and sort it among themselves.

You can do it online. Sign into mywelfare.ie and there should be a link usually supplied via your notification email to sign at the office.

The unreliable nature of human beings leaves an insurmountable gap for them

OK. So the thief got access to Google pay and was able to change the card it used from boi to revelut and then n26 as the money ran out of each. Seems convenient to be able to do this but as we see here it's riskier.

I'm confused. They got entry into your apps having got entry into your phone ? Was your phone locked in the first place ? I don't use Google pay but do they not require you to put in a pin at opening ?

Did your phone have any basic entry security ? Or did they shoulder surf you for access ? I know it's a bit late but I only lkeep under €100 in the main accounts of rev and n26 and keep backup in voult/spaces.

He had a legal right to his half of the house as per the law. Seeing as its 50 years there may be some comeback. My advice would be to try and sort it as quick as possible. 15k sounds cheap but why do you think its the solicitor that's feeding this ? The legal fees could be 5k for your uncle...

How are you only getting 160 wages for 19 hours given minimum wage is over €12 per hour ?

Same happened in my family. Probate was not done when father died as house passed to mother. She made a will and her wishes were carried out through probate. Get you mother to do a will now for simplicity.

+1 and any local websites like Freecycle. The amount of second hand furniture being given away and sold cheaply now is phenomenal. Aside from mattresses though, I draw the line there.

And how will you get to the attic in the bungalow ? No offence, but you seem to be looking for a project to have a new home rather than downsizing.