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    Buying a used car from North.

    I was offline for a few days so I'm only getting a chance to reply now. The previous suggestion was fine. Any of the bigger dealers are ok as far as I know. I went with the Charles Hurst group, although only because I have a contact there. As with any dealer, don't appear too enthusiastic...
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    Buying a used car from North.

    The VRT is greatly determined by year and fuel type. You'll pay considerably less VRT if you go for a diesel. I recently purchased a car from NI and saved several thousands based on listed used prices on websites here. I'd advise you to avoid private sales and stick with dealers. Look for cars...
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    Lost Number Plate

    I've used http://www.numberplates.ie/ and they're handy if you prefer delivery to your home. Motor factors are another option as already suggested.
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    Nationwide (UK): entry into the Irish savings market!

    I'm surprised no-one has commented on the Nationwide's (UK) entry into the Irish savings market - unless I've missed that particular thread. Their new website is at [broken link removed] Quick summary of accounts on offer: Easy access: 2.75% var, min €2000 Fixed 6 mth: 3.02%, min €3000 Fixed 9...
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    Settling cracks, does builder have to fix

    My house is also 2 years old and has some step cracks in the plaster work or "crooked/zig zagged" cracks as you describe them. They're most likely due to settlement where the mortar between the blocks has seperated. The timber frame supports the house so the wall cracks aren't serious, although...
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    gas boiler service

    I've never serviced my gas boiler [2 years in new house] but the Resident's Association have recently said it should be done once per year. Apparently if its not done this frequently then it can invalidate your insurance if a faulty boiler is the cause of a fire, for example. Now, I've never...
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    DPM and timber floors

    I laid a laminate floor last year in my dining room and was also confused about laying a DPM. A local handyman (not an expert!) said there was no need as there was already DPM under the concrete floor. He said that if we put another layer down there was a good chance of 'sweating' - condensation...
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    Backdating of mortgage interest relief in 2009

    Hi all, I have some queries regarding the backdating of mortgage interest relief for FTBs. Several websites say "This relief will be backdated to those who made a purchase in the last 4 years" as on http://newsweaver.ie/itilibrarynews/index000306437.cfm. Does backdating mean the new rates apply...
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    Rabo Direct term Deposit

    The interest quoted is the Annual Equivalent Rate (AER). If you deposit 10k for 6 months at 4.95% AER then the calculation is simple. 4.95% of 10k is €495. Therefore your term deposit will earn half of that: €247.50. This interest is subject to DIRT, unless you're over 65 years old. It gets...
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    Nissan Almera Service intervals

    I've a 99 Almera and although I don't have the manual with me right now, I think that both figures (15k, 9k) are correct! I've seen the service schedule for my model in Autodata and IIRC it's about every 10k miles for the first 70k or so, then it becomes more frequent. I suppose the older it...
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    Argos Furniture

    You'll find NMN in any hardware store. It comes in a variety of tubes - see http://www.makingdiyeasier.co.uk/unibond/nomorenails.html. I prefer the cartridge version which comes with a screw cap these days meaning it won't dry out. I'd never thought of it for the drawers until I'd used it to...
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    Argos Furniture

    Six years ago I bought a 'temporary' chest of drawers in Argos and the only problem with it was the bottom of one drawer kept falling out. I finally resorted to No More Nails adhesive which has kept the drawer in working order ever since. I weighed down the drawer to ensure it stuck properly.
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    Nissan Almera Vs Renault Clio

    Hi, I've been driving a 1.4 99 Almera hatchback for the past 3 years (almost 80k miles) and I'd certainly recommend it as a reliable car. On longer journeys I would get maybe 40 mpg, as previous posters have mentioned, but it's less efficient for town/city driving as you'd expect. I've also...
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    What/What Not to Buy at Lidl/Aldi

    Here's what I'd recommend off the top of my head. Lidl: Fresh OJ (fridge section) - lovely stuff at €1.50. Basmati riceAldi: Cereals: especially Benefit flakes (= Special K) Mediterranean tortilla wraps Frozen Duck with hoi-sin sauce and 'pancakes'. Can't remember the exact name of this but...
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    Key Post Crossed cheque : stolen & cashed : whose liability?

    Simp, I hope your money comes through at last. I've read the whole discussion and to go off on a (slight) tangent I'm wondering why PTSB didn't do a direct credit to begin with instead of posting a cheque. Banks are supposed to be discouraging cheques and encouraging electronic transfers these...
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    Comparison between AIB, Bank of Ireland, Permanent TSB - Personal banking

    I'm from the north and I've kept my First Trust Bank account there. FTB is part of the AIB group and about 6 years ago, just before I moved south, they pushed their (then) new VISA Debit card on me. It came in useful recently when allofmp3 couldn't process Mastercard transactions for some...
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