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And, lastly (I promise!), if you persisted this far, you might be the type that would want to see the basis for the calculations summarised in the green tables for the 2 scenarios we're leaning towards:

And lastly, here are the options for the scenario where we live in the old house up to near completion of the works, then sell the old house and use 50K of equity to go against construction costs. Scenario D is a dumb option - not moving tracker and then selling old house in year 2 would be...

In this post, are the details of the options for the scenario where we hold onto the old house and, as a result of not releasing the equity, we don't have funds to contribute towards the works on the new house (just the 95K deposit plus possibly 30K cash). So it's a higher LTV option. Funding...

So, an update on our complex situation: we went Sale Agreed back at end of July but due to execution of a will/probate, it was delayed - we got word last week that probate has now been granted and we're due to close very shortly. Due to various family/medical/job/new baby circumstances, we...

Sincere thanks for the insights provided, very much appreciated. I am trying to get my head more thoroughly around some of the different permutations here as I'd like to get full clarity on each permutation before making a final decision. Hope it's ok to link it here, but I found this mortgage...

Meeting was scheduled with an independent mortgage advisor - very good guy recommended from friends. And he was absolutely earnest in his view, was very much saying he felt it would be imprudent of him to advise anything other than transferring the tracker for the 5 years and then reassess which...

Thanks a lot for that Joe_90, very much appreciated. Couple of things I need to clarify: when you get to the point of trying to compute the interest, you use 2 and 23 years as the timeframe and a rate of 0.75% on the €275K - not sure where those numbers come from (tracker would remain for 5...

We're currently searching for houses and have mortgage approval in principle from BOI. Likely total cost will be 700K range: purchase of 550K and 150K renovation and extension cost. After deposit of 110K, total mortgage amount will be 590K. Current mortgage has 275K remaining (house is valued...

A good friend of mine owns a small/medium size building company which has run into trouble. I think the bottom line is he was reselling a development plot of land to an investor but the deal has been perpetually delayed (not sure it'll ever happen) and he has debts built up on the run costs of...

Great tips folks, will give those a try and see how it goes. Thanks.

I have a PVC upstairs window at the rear of the house that I fitted a good while ago but never removed the protective plastic covering from the PVC and when I went to do it the other day it just didn't want to budge as it's been well weathered at this stage. It would come off in little bits...

Just saw this post and realised I hadn't come back on this with an update. I've decided to apply for the 3 year part-time Henley MBA through the IMI as linked by decus above. It's a blended learning model with classroom sessions at least every 6 weeks during semesters so there'll be a strong...

Wow, some great tips there folks, thanks a lot! I have installed the WordWeb tool and am finding it very useful so far.

Thanks for the responses. I do a certain amount of those activities today, though with a hectic lifestyle it is often difficult to get enough time for leisure reading. I do get through a decent portion of the Irish Times and the Sunday Times & Sunday Business Post though. Given my...

Cheers for that decus - I'll be in touch!

<Wasn't really sure which forum to put this in so this is my best guess> I am interested in finding a tool or set of books/ebooks to help improve my vocabulary (and grammar too I suppose!). I've been meaning to get around to it for the general benefit of having an expansive vocabulary but now...

That does help cmartin, thanks a lot. What is the main form of interaction with the other students outside of the residential sessions - is in a discussion forum like this or do you talk in conference calls/video calls? If it's just the forum, how does it work in practice - is it genuinely...

I'm looking into doing an MBA and am working full-time so my options are either part-time attendance in person or distance learning. I'm interested in doing the standard MBA from a management perspective as opposed to a specialised MBA though the broader the set of elective modules within it...

Hi Hoagy, I've been looking into this as I need to get an additional heat source to supplement my normal radiators in an extension with a high ceiling. Bottom line is I haven't been able to find anything that would justify spending the €300+ on something like a Kalirel or Suka heater when...

I have a water filter installed that was connected to my mains by a self-drilling fitting that was clamped onto the 1/2" qualpex and then screwed in so that it cut into the pipe and made a seal. When installing a dishwasher recently the fitting must have gotten a pump as the screw-in seal...