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thanks lads. yer right i need to go back and look closer! :P

I had an investment mortgage with ptsb and was moved to pepper this year. At ptsb i was on interest only for some time - but later changed to part capital - never missed any payments. I was contacted or i should say notifed that my mortgage was going with a bunch of others to be...

Are you being serious? This is such flawed logic it's scary. You think any banks are creating jobs? Lololololol. To keep UP with the competition? Lololololol. this. Is. So. Silly. You must know zero bankers.

I have a mortgage protection policy since 2002 on a house that is now sold with BOI. We never stopped this policy and now they are offering a choice. Cash in the policy for 3k or convert it to whole of life policy and get 160k in the event of me or my wife dieing. This new policy is only...

Ok, didnt see the other thread. In my case, the house sold was rented out, and the tenants either paid the bill, or protested and didnt pay the bill. I guess as a landlord, i wasnt aware that this would have impact on me. I was always happy that tenants knew that as long as they put the bill...

I was wondering if people were aware of this requirement when selling a property? My solicitor has asked for proof of last IW bill, and a "Certificate of Discharge from Irish Water". Is this correct? Or is my solicitor being extra careful?

It is very common. If you don't provide it in some form redacted or not... a seller may have other offers that are more favourable. I posted my recent experience in weeding out different offers and no proof of funds was towards the bottom. Until this year in my area many offers were made...

Update. My ranking ended up very different than I expected... 1. Buyer in chain 2. Sale agreed 3. Cash buyer 4. Cc 5. Overbidder with cash The winner was not the highest but was there from the start and made 8+ bids. Eventually they secured a cash bid for their own house and took a lower offer...

Noted with thanks. Not all CC departments are the same of course. The one bidding on mine deals with helping disabled people get accommodation. I understand they are pretty good to deal with. Versus a social housing scheme department, that would fall much lower down my ranking. Why? Not...

You are very right. As I said I'm not greedy... bids are all in the right neighborhood as it is so I will plan a beauty contest now... highest bid that can actually complete fast wins. I'm glad I read this thread and the other one... puts it all in perspective. You assume buyers are genuine and...

This. Love it. I have multi bidders in my sale... thanks for providing this info. I will instruct my auctioneer to ask bidder #1 and #2 first one that returns with deposit gets house even if #2 is lower bidder.

By the way... when I first listed the house I got a local person to do some work cleaning up. I got contacted directly by a friend of this person who said they were keen to buy my house. They asked me for my bottom line before I had even got advice from my auctioneer... I insisted they contact...

Just to put the other side into this discussion. I'm a seller and currently loving my auctioneer. 5 bidders in play with up to 4 bids coming in each day... I'm thanking my stars each day that I hired my auctioneer and looking forward to my one call afternoon update. If you rang me directly I...

yeah but brendan you were suggesting that she rent out her home, and then rent another place to live in. she admits to buying at the height of the boom... and has been in negative equity ever since...are you seriously suggesting she will be able to pull that off? young growing family...trying to...

Do you have any siblings that could make a claim on the house or inheritance? if the answer is yes, however unthinkable, best to deal with it on the assumption that house will be shared by them in the will... that means the loan rather than a gift is even more sensible.

I agree with you that the current "no RA accepted" is simply a factor of the market - and asking daft to change their filter is laughable. I disagree with this proposed solution. I think it would be more fair on all sides if the tenant no longer needed to disclose that they are RAS to the LL...

Yeah good luck with that Best to keep the neighbour down the sewer line sweet. If they decided to throw a ball of cement down there untill the pipe is rerouted or prevent anyone accessing their land to fix what are you going to do? Call in roto rooter, get a camera down there, find out...

There is nothing wrong with what you propose. In fact, if you can afford it, to cover the mortgage, it makes perfect sense. An empty house is asking for trouble. Copper is robbed daily throughout the country, at least you have a live in sitter. And i presume the tenant will let you in to do...

1. Good question - (un)fortunately i never experienced this issue. Contract is normally renewed. If the tenant does not leave on their own behalf - then most likely they will have to be housed somewhere else by the CC anyway... they cant put them out in the street normally. Do they have kids for...

I would not take PRTBs advice for a start. Their opinion is as vald as most of the opinions you are getting on here. Did the wexford CC give you written notice to evict your tenant? If not, then read all my advice above, do nothing. Untill such time as you stop recieving rent, or a term of...