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Took around 3 nearly 4 weeks and that was with me calling and chasing BOI during this time. BOI advised they could see my solicitor had requested them but didn't include the release fee initially which was going to further delay things. The person I spoke to said they would see what they can do...

Just got word today that AIB have issued funds to my solicitor, I'm over the moon to have secured the 2.15% but its been a long frustrating process, almost as stressful as when we first purchased the house. I said I'd come back and give an update for anyone thinking of or in the process of...

Things are moving along but slowly, the valuation is now complete and has been submitted to AIB and I have life cover and home insurance sorted and matching what's needed for AIB. My solicitor advised they are waiting on the deeds from BOI and were requested at the start of the month. Anyone...

Thanks Paul, I will likely have some solicitor costs now as they will have started work on it, I've no broker fees as I went direct. I would lose the valuation fee of €150 as well as pay the potential break fee if I were to re-fix with BOI. I think I'm just going so sit tight on the variable...

Hi all, I'm in the middle of a switch from BOI to AIB and getting worried about missing out on rates. Currently on SVR with BOI 3.9% (having just ended 2.9% fixed) and moving to AIB 5yr green rate of 2.15%, offer letter has been issued to solicitor yesterday but there are still an unknown...

Thanks very much, I'll reach out to them

Hi I'm looking for recommendation of structural engineer in South East for below issue. Two story timber frame house build approx 2005, with large chimney approx 10ft rising from tiles to the top of the roof. Approx 6 months after buying house I noticed that there was a banging/creaking...

Thanks for this Snowyb, much appreciated.

Hi all, I'm looking for some advice before renewal of family cover. Me 31, wife 34, two kids aged 4 and 2. I'm happy enough with having good cover with high excess. I'm not sure this is the right plans to have the kids on however? Any advice would be much appreciated

5 year time horizon would be generally considered too short to invest in the markets. To best avoid the chance of coming out negative you should really be prepared for 10 yrs + Do you require the funds for something in 5 years? If yes then best keep to state savings

Lender - Bank Of Ireland Rough value of property - €285,000 Amount of mortgage balance outstanding - €240,000 Date you fixed - March 2017 Period for which you fixed. - 2 years Fixed rate - 3.55% Term left - 34yr 7mt Breakage fee quoted - €260. Called and got quoted €260 break free and could...

Lender - Bank Of Ireland Rough value of property - €285,000 Amount of mortgage balance outstanding - €240,000 Date you fixed - March 2017 Period for which you fixed. - 2 years Fixed rate - 3.55% Term left - 34yr 7mt Breakage fee quoted - €260. Called and got quoted €260 break free and could...

Normal sale can take 3 months on average, expect that this will sale will be quite a bit outside of this. As a buyer there is very little you can do bar have your solicitor keep pressure on the other side.

The banks would come to a standstill if they stopped lending against estate's not yet taken in charge. your solicitor is making a bigger deal out of this than it really is.

He is only covering himself by saying this, EBS need good title if they ever needed to repossess the house and sell and they need to be made aware of the fact the estate is not yet taken in charge. You will have no problems ESB will lend here, dont worry just keep pushing on.

Your solicitor should be advising you better here. You need to get confirmation from council so speak to the planning section or get your solicitor to send the request. The developer would normally lodge a bond or insurance with the council that council could use if any work is needed to be...

Might just cause small delay as your solicitor will prob want to qualify title with bank as its their money you will be using and they need to be made aware. In my experience the banks will lend and you just have to be aware of the downside if the council for whatever reason refuse to take...

You should have no problem here.I'd reckon 90% of estates built in the last ten year are in the same situation. What bank are you borrowing from?