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Forum: Sites, planning, self-builds and extensions 05-07-2014, 04:24 PM
Replies: 0
Views: 819
Posted By Artois
Self build - Timber frame or Block construction

We are building a 3,000 sq ft house and are trying to work out whether to go with timber frame construction or block construction.

It would be great to get some feedback and in particular the...
Forum: Mortgages and buying and selling homes 18-09-2013, 09:51 PM
Replies: 3
Views: 1,090
Posted By Artois
Thanks 44Brendan, KBC refused the application...

Thanks 44Brendan,
KBC refused the application straight away on the basis that they do not deal with non residents
Forum: Mortgages and buying and selling homes 18-09-2013, 03:23 PM
Replies: 3
Views: 1,090
Posted By Artois
Very Small Mortgage required by non-resident. What bank might assist?

Are any of the Irish banks prepared to lend money to a non resident Irish national?

The mortgage is required to purchase a house in Ireland and the borrower would be putting up 70% of the capital...
Forum: Personal Insolvency, bankruptcy, etc 03-09-2013, 10:15 PM
Replies: 78
Views: 14,720
Posted By Artois
After looking at the UK bankruptcy documents -...

After looking at the UK bankruptcy documents - Some of Ivan's farms appear to be the subject of contracts with Platnium Presentations Ireland limited. Have AIB allowed Ivan's company buy the farms...
Forum: Affordable housing and shared ownership 04-01-2013, 10:52 PM
Replies: 21
Views: 12,648
Posted By Artois
Rent out your homes if you want. The Council have...

Rent out your homes if you want. The Council have no real way of punishing you for doing so. The reality is that most of us paid over the odds for our homes and they certainly do not look like a...
Forum: Cars, cycling and transport 27-08-2012, 08:40 AM
Replies: 4
Views: 1,610
Posted By Artois
318 2008-2012 143bhp 320D 2008 -2012 177bhp ...

318 2008-2012 143bhp
320D 2008 -2012 177bhp
320D fantastic power and more economical than most cars half it's size
Forum: Banking, credit cards, etc 04-07-2012, 04:46 PM
Replies: 376
Views: 72,203
Posted By Artois
My wages which should have appeared in my account...

My wages which should have appeared in my account on the 22nd of June appeared in my account yesterday evening. No sign of the payment in respect of the 29th of June. One weekly mortgage payment...
Forum: Homes and gardens 28-02-2012, 09:24 PM
Replies: 2
Views: 963
Posted By Artois
They are great ovens and the after sales service...

They are great ovens and the after sales service is excellent. My girlfriend bursted one of my ovens a little outside warranty. I got on to Neff and they generously replaced both ovens with the new...
Forum: The General Election - Discussion 17-02-2011, 03:05 PM
Replies: 51
Views: 6,411
Posted By Artois
[QUOTE=truthseeker;1139465]But the whipping...

[QUOTE=truthseeker;1139465]But the whipping doesnt injure the horse, it just means 'go faster' to him. If it injured him you wouldnt be able to race him. As for accidents - well you get accidents...
Forum: The General Election - Discussion 30-01-2011, 10:50 PM
Replies: 17
Views: 2,329
Posted By Artois
I couldn't vote for any of the above. However, I...

I couldn't vote for any of the above. However, I think Eamon Ryan well deserves a place on the list. He is a total waffler who is every bit as incompetent as any other member of the outgoing...
Forum: Travel, accommodation and restaurants in Ireland 25-12-2010, 10:46 PM
Replies: 3
Views: 1,294
Posted By Artois
Thanks guys

Thanks guys
Forum: Travel, accommodation and restaurants in Ireland 25-12-2010, 04:38 PM
Replies: 3
Views: 1,294
Posted By Artois
Wedding in Galway on the 26th- Would it be safe to drive from Maynooth?

As above considering driving to Wedding in Claregalway tomorrow first thing. Would it be a crazy plan to drive? What are the roads like?
Forum: Mortgages and buying and selling homes 02-12-2010, 03:34 AM
Replies: 19
Views: 3,126
Posted By Artois
I am pleased to advise that trackers are designed...

I am pleased to advise that trackers are designed to last beyond the ecb. Their terms usually provide that if ecb rate ceases to exist they will track whatever replacement base rate comes into being.
Forum: Economic issues 27-11-2010, 12:55 PM
Replies: 16
Views: 3,050
Posted By Artois
Mandate or not they have consistently got it...

Mandate or not they have consistently got it wrong. They have taken every step possible to ensure we will have to pay for the mis-management of the banks for generations to come.
Forum: Economic issues 27-11-2010, 10:46 AM
Replies: 16
Views: 3,050
Posted By Artois
That Paul Krugman article perfectly sums up the...

That Paul Krugman article perfectly sums up the bulk of the cause of our public debt financial catastrophe.

It looks clear that default is the only way out. We need to put the two Brian's and...
Forum: Affordable housing and shared ownership 15-11-2010, 11:40 PM
Replies: 59
Views: 19,552
Posted By Artois
The affordable contract of sale tended to provide...

The affordable contract of sale tended to provide that the property would be sold subject to the registration of a charging order in favour of the local authority. The majority of contracts did not...
Forum: Affordable housing and shared ownership 13-11-2010, 10:33 AM
Replies: 59
Views: 19,552
Posted By Artois
I wouldn't sign the Fingal application form. ...

I wouldn't sign the Fingal application form.

Fingal have realised that there is nothing that they can do in relation to properties that are being let out unless they provided mortgage for the...
Forum: Issues with tracker mortgages 22-09-2010, 06:12 PM
Replies: 14
Views: 13,310
Posted By Artois
Hi Windy, I think you can forget about keeping...

Hi Windy,
I think you can forget about keeping your tracker. In order to implement the separation agreement you will need the banks consent to remove your partner from the mortgage. Don't take it...
Forum: Askaboutlaw 20-09-2010, 01:42 PM
Replies: 11
Views: 2,822
Posted By Artois
Go to a good Solicitor who will deal with the...

Go to a good Solicitor who will deal with the matter competently. In this way you will avoid the stress of trying to advance the claim yourself and also the risk that you might make a mistake and...
Forum: Askaboutlaw 31-08-2010, 11:41 PM
Replies: 1
Views: 805
Posted By Artois
The Defendant can refuse to have a matter...

The Defendant can refuse to have a matter assessed for any number of reasons, such as the injuries board not taking contributory negligence into account, the respondent may not wish to pay the...
Forum: Askaboutlaw 31-08-2010, 11:33 PM
Replies: 17
Views: 5,384
Posted By Artois
Joe is confusing the summary process with the...

Joe is confusing the summary process with the plenary process.The plaintiff will not be serving a statement of claim.

Do you owe the money? Summary proceedings are issued by plaintiffs seeking a...
Forum: Mortgages and buying and selling homes 16-08-2010, 03:58 PM
Replies: 17
Views: 5,110
Posted By Artois
Its not about trust, its about the written terms...

Its not about trust, its about the written terms of the mortgage agreement. The bank are obliged to put him back on a tracker unless the mortgage holder consents to change to a different rate.

I...
Forum: Mortgages and buying and selling homes 15-08-2010, 05:20 PM
Replies: 17
Views: 5,110
Posted By Artois
There is no need to reply. Just ignore the letter...

There is no need to reply. Just ignore the letter your mortgage automatically reverts back to a tracker +1.35. Your bank is simply trying to catch you out.
Forum: Mortgages and buying and selling homes 15-08-2010, 01:43 PM
Replies: 17
Views: 5,110
Posted By Artois
Twofor1 has put his finger on it. Your mortgage...

Twofor1 has put his finger on it. Your mortgage must revert of a tracker of ecb + 1.35 unless you opt for a different rate.

I presume your mortgage is with Bank if Ireland. Bank of Ireland appear...
Forum: Issues with tracker mortgages 04-08-2010, 11:21 PM
Replies: 63
Views: 10,790
Posted By Artois
I suppose on the basis that all taxes have to...

I suppose on the basis that all taxes have to equitable the Government will have to tax fixed rate mortgage holders when interest rates increase and they begin to appear to have made a shroud...
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