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Posts Made By:
zag
Forum:
Tax
11-06-2013, 08:03 AM
Replies:
4
Capital Acquisitions Tax aggregation
Views:
257
Posted By
zag
Phew, many thanks. That's a load off the mind...
Phew, many thanks. That's a load off the mind for today.
Cheers,
z
Forum:
Tax
10-06-2013, 09:18 PM
Replies:
4
Capital Acquisitions Tax aggregation
Views:
257
Posted By
zag
Capital Acquisitions Tax aggregation
Picture this scenario (using round figures for ease of interpretation) -
2001 - person receives gift of €75,000 from parent, below threshold, no tax paid
2009 - person inherits €500,000 from...
Forum:
Consumer Issues and Rights
05-07-2012, 11:45 AM
Replies:
30
Shop offer full refund but not at current contract value
Views:
3,003
Posted By
zag
But if it wasn't a contract, what was it ? An...
But if it wasn't a contract, what was it ? An understanding ? A dig out ? The shop indicated they would supply the larger item instead of the smaller one which was contracted. Does this not mean...
Forum:
Consumer Issues and Rights
05-07-2012, 11:15 AM
Replies:
30
Shop offer full refund but not at current contract value
Views:
3,003
Posted By
zag
The point I get from Sandals posts is that they...
The point I get from Sandals posts is that they paid €x for the original item which the shop failed to deliver on. The shop then offered to supply the larger item (worth €y), so the contract was now...
Forum:
Banking, credit cards, etc
05-07-2012, 11:00 AM
Replies:
389
Ulster Bank Systems Down, Many Left Without Money
Views:
47,815
Posted By
zag
Update on the KBC end - I accessed my online...
Update on the KBC end - I accessed my online account today and (at least according to their system) the money was credited to my account on the day it was presented. Of course, they may just have it...
Forum:
Banking, credit cards, etc
04-07-2012, 08:36 AM
Replies:
389
Ulster Bank Systems Down, Many Left Without Money
Views:
47,815
Posted By
zag
I note reference here to issues surrounding KBC. ...
I note reference here to issues surrounding KBC. I opened a deposit account with them about 2 weeks ago and transferred a small amount in. Early this week I transferred a larger sum in, and *now* I...
Forum:
Deposits
15-06-2012, 11:21 AM
Replies:
13
Anglo vs IBRC vs AIB Direct
Views:
2,676
Posted By
zag
Yeah, I had a problem tracking down my money...
Yeah, I had a problem tracking down my money initially. The correspondence that I had talked of moving my money to AIB Direct, but I didn't actually get a statement or account number from them. It...
Forum:
Deposits
15-06-2012, 11:19 AM
Replies:
13
Anglo vs IBRC vs AIB Direct
Views:
2,676
Posted By
zag
Well, I thought I knew who my money was with -...
Well, I thought I knew who my money was with - AIB Direct. That's what they told me in all the letters. I got my statements from AIB Direct. I rang AIB Direct to get my money, etc . . .
At the...
Forum:
Deposits
15-06-2012, 09:35 AM
Replies:
13
Anglo vs IBRC vs AIB Direct
Views:
2,676
Posted By
zag
Anglo vs IBRC vs AIB Direct
Did you ever hear the one about the bank that failed, was split into two, but in fact wasn't really split at all ?
Here's the pitch -
* Along with many others, I had money on deposit with Anglo...
Forum:
Banking, credit cards, etc
15-05-2012, 08:35 PM
Replies:
12
Warning. Cancellation of credit card when switching from NIB.
Views:
1,664
Posted By
zag
I didn't trust the switching mechanisms when...
I didn't trust the switching mechanisms when changing from BoI to AIB last year. Yeah, I know bad timing with AIB introducing fees and all that.
I opened my new AIB account and gradually moved...
Forum:
Banking, credit cards, etc
31-03-2012, 04:28 PM
Replies:
130
AIB change Conditions for Free Banking
Views:
20,337
Posted By
zag
I spent the last few months moving *to* AIB,...
I spent the last few months moving *to* AIB, after several decades of banking with BoI.
I closed out my current, credit & savings accounts with them. It all started with getting an AIB mortgage a...
Forum:
Deposits
01-03-2012, 04:21 PM
Replies:
5
Parent Saver Account AIB
Views:
1,424
Posted By
zag
If the account was emptied in March 2010, then...
If the account was emptied in March 2010, then you would have 'lost' one months interest, so you wouldn't be looking at a full 12 months interest. Essentially, there would be no Month 12 in CiaranTs...
Forum:
Money makeover
05-01-2012, 10:16 PM
Replies:
6
Idea: sotfware to help categorise & record spending thus automating budgeting
Views:
2,824
Posted By
zag
I'm using gnucash at the moment for tracking my...
I'm using gnucash at the moment for tracking my expenditure. It can be a little over the top at first, but after a month or two of playing around with it I think it's pretty good.
I started off...
Forum:
Other financial issues
19-12-2011, 08:39 AM
Replies:
3
Change of address for An Post products
Views:
1,740
Posted By
zag
Thanks for the replies. z
Thanks for the replies.
z
Forum:
Other financial issues
10-12-2011, 06:42 PM
Replies:
3
Change of address for An Post products
Views:
1,740
Posted By
zag
Change of address for An Post products
Does anyone know the story for changing your address on the various (and there are many) savings products from An Post ? I have mailed them and asked, but I'm just checking to see if anyone here...
Forum:
Service Providers
- Phone, Broadband and TV
06-11-2011, 07:43 PM
Replies:
9
Is 'free to air' the way to go for me?
Views:
1,578
Posted By
zag
Starting with your current situation of having an...
Starting with your current situation of having an indoor aerial, your next logical move is to move to a Saorview box - this *for all intents and purposes* will give you the same RTE1, RTE2, TV3 & TG4...
Forum:
Askaboutbusiness
31-10-2011, 04:32 PM
Replies:
6
ROS - "company tax number"
Views:
1,362
Posted By
zag
Thanks - I'll put the explanation in the doubt...
Thanks - I'll put the explanation in the doubt box.
z
Forum:
Askaboutbusiness
30-10-2011, 05:49 PM
Replies:
6
ROS - "company tax number"
Views:
1,362
Posted By
zag
Thanks - I tried the 1234567T format initially,...
Thanks - I tried the 1234567T format initially, so it must be because it was deregistered. Will leave it blank or put in a dummy number.
z
Forum:
Askaboutbusiness
30-10-2011, 09:56 AM
Replies:
6
ROS - "company tax number"
Views:
1,362
Posted By
zag
ROS - "company tax number"
I'm trying to fill in my Form 11 and I'm stuck on the section which covers proprietary directorships.
The company was wound up earlier this year and I no longer employ the accountant who used to...
Forum:
Sites, planning, self-builds and extensions
19-09-2011, 10:53 PM
Replies:
33
Architect produces design at twice budget
Views:
6,591
Posted By
zag
Yes, I would. Just like I'm paying the QS to...
Yes, I would. Just like I'm paying the QS to produce useful pricing. As I said above, money well spent.
You could flip your question on its head and ask "would you pay him to produce a set of...
Forum:
Sites, planning, self-builds and extensions
19-09-2011, 08:03 PM
Replies:
33
Architect produces design at twice budget
Views:
6,591
Posted By
zag
Yeah, we've gone down the QS route since I...
Yeah, we've gone down the QS route since I originally posted. It seems to be money well spent. It really does seem that budget is secondary to design from an architects point of view *in my...
Forum:
Overseas Travel,Holidays,Hotels & Airlines
07-09-2011, 09:52 PM
Replies:
102
Ryanair - carry on bag wrong size - 40 Euro charge
Views:
23,087
Posted By
zag
A couple of points here - 1) the rules are not...
A couple of points here -
1) the rules are not quite clear - http://www.ryanair.com/en/terms-and-conditions#regulations-cabinbaggage - says "Strictly one item of cabin baggage per passenger...
Forum:
Overseas Travel,Holidays,Hotels & Airlines
07-09-2011, 02:53 PM
Replies:
102
Ryanair - carry on bag wrong size - 40 Euro charge
Views:
23,087
Posted By
zag
Mystics point was that as the bag is flexible it...
Mystics point was that as the bag is flexible it doesn't have fixed dimensions. This means that if you hold it one way or another it can be made to meet or exceed any of the dimensions, but if you...
Forum:
Sites, planning, self-builds and extensions
05-09-2011, 08:49 PM
Replies:
33
Architect produces design at twice budget
Views:
6,591
Posted By
zag
It's not a question of "willing to pay", it's...
It's not a question of "willing to pay", it's "able to pay".
There's no point designing the perfect extension if the money isn't there to fund it. My dad doesn't work for Anglo. This isn't 2007....
Forum:
Sites, planning, self-builds and extensions
05-09-2011, 12:31 PM
Replies:
33
Architect produces design at twice budget
Views:
6,591
Posted By
zag
Architect produces design at twice budget
Hi all,
I'm looking for a little guidance here. We're looking at extending our existing 1950s semi-D in suburban Dublin. We got an architect in, went through our requirements, gave him our...
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