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Forum: Tax 14-03-2014, 12:17 PM
Replies: 0
Views: 351
Posted By Shirazman
Revised PAYE assessment - when do I need to pay?

I have just been advised by Revenue that they have reduced the tax relief that I had received in respect of a BES investment, so I now have a tax underpayment that they have instructed me to pay...
Forum: Pensions 25-09-2013, 01:33 PM
Replies: 5
Views: 1,574
Posted By Shirazman
Did her husband even have a NIS number? If...

Did her husband even have a NIS number? If not, then there's no problem.

And, if he had then, presumably, the UK Inland Revenue and/or DHSS would only have information relating to any...
Forum: Public sector pensions 17-09-2013, 04:55 PM
Replies: 15
Views: 3,193
Posted By Shirazman
Pity that level of info wasn't there seven years...

Pity that level of info wasn't there seven years ago when I signed up for an AVC with my Union's (the PSEU) "preferred broker" - they screwed me for fees & commission in the early years. I haven't...
Forum: Redundancy, unemployment & jobseekers' SW entitlements 14-06-2013, 06:20 PM
Replies: 2
Views: 1,364
Posted By Shirazman
As a matter of interest, did your career break...

As a matter of interest, did your career break start this year? If not, and assuming that your employer didn't do up a P45 for you, then you may still have been on their books at year-end. In...
Forum: Tax 14-06-2013, 06:07 PM
Replies: 3
Views: 1,481
Posted By Shirazman
Assuming that you both currently equally share...

Assuming that you both currently equally share your tax credits and the tax rate cut off band, then you could assign your unused personal tax credit and the unused portion of your standard rate cut...
Forum: Welfare and state benefits 12-06-2013, 03:40 PM
Replies: 1
Views: 1,140
Posted By Shirazman
Citizens Information website says YES! ".......

Citizens Information website says YES!

".... You can also claim an accommodation allowance if you need to live away from home for the duration of the course or a travel allowance if you live 3...
Forum: Welfare and state benefits 12-06-2013, 03:26 PM
Replies: 2
Views: 958
Posted By Shirazman
On the assumption that you are claiming JSA for...

On the assumption that you are claiming JSA for junior as a "Qualified Child", have a look at this extract from the Citizens Information website. The bit that I have bolded seems to answer your...
Forum: The Local Property Tax 10-06-2013, 03:49 PM
Replies: 2
Views: 1,128
Posted By Shirazman
In normal circumstances, the purchaser's...

In normal circumstances, the purchaser's solicitor would require your solicitor to prove evidence that you have paid any LPT and household charge plus interest due before the sale could be closed. ...
Forum: The Local Property Tax 10-06-2013, 03:33 PM
Replies: 5
Views: 1,655
Posted By Shirazman
Agreed - and the info. on the An Post webpage is...

Agreed - and the info. on the An Post webpage is rather unhelpful:

http://www.anpost.ie/AnPost/MainContent/Personal+Customers/Money+Matters/Billpay/TaxPay.htm

It says nothing about the need for...
Forum: The Local Property Tax 10-06-2013, 01:36 PM
Replies: 5
Views: 1,655
Posted By Shirazman
I don't think so. But why didn't your local...

I don't think so. But why didn't your local Post Office take the Registration documentation from you at the time when you paid? You must have provided them with some number (either your PPSN or...
Forum: The Local Property Tax 10-06-2013, 01:29 PM
Replies: 17
Views: 5,335
Posted By Shirazman
It's worth bearing in mind that if you apply for...

It's worth bearing in mind that if you apply for pension credits for working in another EU State for a number of years when/if you apply for an Irish Contributory State Pension then you'll need to...
Forum: Tax 10-06-2013, 12:26 PM
Replies: 17
Views: 5,297
Posted By Shirazman
Further to the above exchange, can anyone explain...

Further to the above exchange, can anyone explain the implications (if any) of this change to someone with an ARF, please.

I have an ARF from which I withdraw €8,000 per annum to supplement my...
Forum: Public sector pensions 16-10-2011, 06:38 PM
Replies: 1
Views: 1,935
Posted By Shirazman
More info required here, before I can help you,...

More info required here, before I can help you, I'm afraid.

I'm assuming that you joined the PDF before 1994, but did you join as a cadet or as a recruit, as the pension schemes were quite...
Forum: Public sector pensions 04-11-2010, 07:00 PM
Replies: 6
Views: 3,031
Posted By Shirazman
It seems that the majority of advice would be to...

It seems that the majority of advice would be to go with Notional Service.

Yes, it best suits your needs.


If I had to retire early(pre 60) for whatever reason,would I lose all benefit from...
Forum: Public sector pensions 04-11-2010, 02:08 AM
Replies: 6
Views: 3,031
Posted By Shirazman
-says on form that tax relief is allowed at 20%...

-says on form that tax relief is allowed at 20% of remuneration but is relief on AVC's not 41%??..why the difference?

They are saying that the maximum amount of annual salary eligible for tax...
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 27-10-2010, 02:18 PM
Replies: 20
Views: 6,682
Posted By Shirazman
Couldn't agree more. The financial health of...

Couldn't agree more. The financial health of one's partner is every bit as important as their medical and psychological health are.

When it comes to marriage, it's vitally important to use the...
Forum: Pensions 27-10-2010, 02:03 PM
Replies: 8
Views: 2,394
Posted By Shirazman
Go here...

Go here (http://www.bline.ie/pensions-documents.html#prsa_apps)

scroll down to Booklets ..... and all will be revealed! :-)

(In fact, you may shortly be complaining about information...
Forum: Public sector pensions 02-08-2010, 04:59 PM
Replies: 2
Views: 2,685
Posted By Shirazman
On the assumption that your pension will come...

On the assumption that your pension will come from the Department of Education, the best people to contact is the pensions section there - they are helpful and will reply to you on most of the issues...
Forum: Pensions 09-06-2010, 11:15 AM
Replies: 5
Views: 1,805
Posted By Shirazman
Have a read of this leaflet:- ...

Have a read of this leaflet:-

http://www.welfare.ie/EN/Publications/SW8/Documents/sw8.pdf


and check out the relevant info on the Dept of Social Protection website:-
...
Forum: Pensions 06-06-2010, 12:01 AM
Replies: 10
Views: 2,770
Posted By Shirazman
Sounds to me as though he should contact the...

Sounds to me as though he should contact the Pensions Ombudsman for starters, don't let him spend any more of his hard-earned money on a solicitor until he has talked to these guys:- ...
Forum: Pensions 04-06-2010, 01:10 PM
Replies: 5
Views: 2,130
Posted By Shirazman
My situation is as follows:- Male public...

My situation is as follows:-

Male public servant aged 56. Have just retired under the ISER. Have a PS pension of some €25K p/a (so I won't need a AMRF).

Also have an AVC (Union Group Scheme...
Forum: Pensions 18-03-2010, 04:04 PM
Replies: 4
Views: 2,535
Posted By Shirazman
Re: Which Investment option for my pension?

Loads of variables to be considered there.

Including (off the top of my head)

What age are you?

What age do you hope to retire at?

How risk averse are you?
Forum: Public sector pensions 12-03-2010, 01:49 AM
Replies: 2
Views: 2,646
Posted By Shirazman
Re: Hse pension/buy back years

Yes you would be eligible for both tax and PRSI relief - these reliefs will (or should) be given automatically if you're purchasing NS through your payroll.

Not sure about your modeller...
Forum: Public sector pensions 12-03-2010, 01:44 AM
Replies: 5
Views: 2,531
Posted By Shirazman
Re: Pension Levy on Pension Payments ?

Common sense would suggest that there's no logic to being charged a pension levy on one's pension!


Section 2 of the Act defines who should pay the levy.

[I'm not allowed to post up the...
Forum: Sites, planning, self-builds and extensions 29-01-2010, 10:26 AM
Replies: 4
Views: 2,121
Posted By Shirazman
Re: architect in cork

Colin Yelland might be worth talking to.

I haven't used him and have no connections with him, but I've seen some of his work which was good - plus he's a pleasant person to deal with.
...
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