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Forum: Mortgages and buying and selling homes 11-03-2014, 10:01 AM
Replies: 5
Views: 1,036
Posted By mrsk
Hi Bronte Yes you are right our debt...

Hi Bronte

Yes you are right our debt repayments are over €1800 per month.

If we sell and clear our loans and mortgage we should have at least €35k deposit for a new home.
Do you think bank...
Forum: Mortgages and buying and selling homes 06-03-2014, 10:16 PM
Replies: 5
Views: 1,036
Posted By mrsk
We are not saving €250 week. That's all we...

We are not saving €250 week.
That's all we have to live on for food, bills, transport etc.

Credit union debt is net of shares.
We had larger debts from Celtic tiger years then borrowed in 2009...
Forum: Mortgages and buying and selling homes 06-03-2014, 09:11 PM
Replies: 5
Views: 1,036
Posted By mrsk
Trading up mortgage with debt

We have a mortgage of 155k on house worth 230-240k. Approx 19 years left on mortgage.
Neighbours house sold recently for 240.

We also have credit union loans of 26k and credit card debt of...
Forum: Health Insurance and healthcare costs 30-12-2012, 05:13 AM
Replies: 9
Views: 2,697
Posted By mrsk
If they have 300k they can pay for their medical...

If they have 300k they can pay for their medical needs. I don't have that sort of money and I have to pay for my medical needs.
Forum: Askaboutlaw 23-11-2012, 11:39 PM
Replies: 5
Views: 1,253
Posted By mrsk
If it was an employment case you might find it on...

If it was an employment case you might find it on the labour court website under labour court recommendations.

www.labourcourt.ie
Forum: Health Insurance and healthcare costs 17-07-2012, 06:29 PM
Replies: 2
Views: 1,161
Posted By mrsk
If The surgery that you require is not available...

If The surgery that you require is not available in Ireland you might be covered under the E112 treatment abroad scheme that allows EU citizens to have treatment within the public system of another...
Forum: Public sector pensions 25-03-2012, 11:09 AM
Replies: 5
Views: 3,394
Posted By mrsk
No you should not have to resign, the HSE is the...

No you should not have to resign, the HSE is the largest employer in the State and has many different roles within the organisation.
You seem to be able to manage your job in the private industry,...
Forum: Banking, credit cards, etc 16-11-2011, 07:50 AM
Replies: 1
Views: 1,111
Posted By mrsk
Will AIB lower their credit card APR?

I have an AIB gold visa card, it has been maxed out for years. I current owe 4,800.00. I would love to cancel the card asap as the APR is 20.2%.
Has anybody asked AIB to lower their interest rate?...
Forum: Redundancy, unemployment & jobseekers' SW entitlements 07-10-2011, 08:04 AM
Replies: 3
Views: 1,954
Posted By mrsk
do you have to be nearly wheelchair bound to keep...

do you have to be nearly wheelchair bound to keep these allowances!
Many wheelchair bound people go to work and don't claim illness benefit!
Forum: Welfare and state benefits 31-07-2011, 12:48 PM
Replies: 16
Views: 4,269
Posted By mrsk
I'm glad there is a habitual residence...

I'm glad there is a habitual residence requirement, it may help prevent welfare tourism! Irish people don't qualify for social welfare payments when they arrive in the US or Australia, why should we...
Forum: Welfare and state benefits 11-06-2011, 11:49 PM
Replies: 1
Views: 2,021
Posted By mrsk
Can you apply for another benefit pending the...

Can you apply for another benefit pending the outcome of your appeal. Having a long-term illness doesn't give you an automatic right to invalidity pension. Many people with long-term illnesses are...
Forum: Welfare and state benefits 11-06-2011, 11:34 PM
Replies: 5
Views: 2,058
Posted By mrsk
This is to ensure that people declare an income....

This is to ensure that people declare an income. There are many people who apply for a medical card and state they have no income. Usually they are advised to contact their community welfare officer...
Forum: Welfare and state benefits 11-06-2011, 11:14 PM
Replies: 3
Views: 2,500
Posted By mrsk
18c per km/30c per mile google medical card...

18c per km/30c per mile google medical card national assessment guidelines for the full eligibilty.

Most medical card applications have been centralised to Finglas. All applications should be...
Forum: Homes and gardens 11-06-2011, 10:30 AM
Replies: 0
Wrong forum New Bannisters 2011
Views: 590
Posted By mrsk
New Bannisters 2011

I want to get old bannisters replaced. Would love to get oak although this would depend on price. Live in old terraced 'corpo' house, so just straight up stairs.
Does anyone know roughly how much...
Forum: Health Insurance and healthcare costs 25-04-2011, 10:03 PM
Replies: 8
Views: 3,453
Posted By mrsk
You should not be entitled to free maternity care...

You should not be entitled to free maternity care as you are not ordinarily resident in Ireland. Only persons ordinarily resident in Ireland are entitled to healthcare in Ireland. Check...
Forum: The bailout, the banking crisis and other economic issues 02-11-2010, 12:08 AM
Replies: 72
Views: 25,461
Posted By mrsk
Belview your figures are wrong. Please stick to...

Belview your figures are wrong. Please stick to facts. There are two options.
1. Early Retirement
2. Voluntary Redunancy.

Under early retirement the maximum lump sum one can get is 1.5 times...
Forum: Homes and Gardens - suppliers and recommend tradesmen 22-10-2010, 04:36 PM
Replies: 0
Views: 714
Posted By mrsk
Getting a chimney breast refitted dublin

Hi, we stupidly had the chimney breast removed downstairs only, with an RSJ supporting chimney breast upstairs. Occasionally I hear some sounds like stones falling down hitting the ceiling. I'm...
Forum: Home energy 12-09-2010, 10:04 AM
Replies: 18
Views: 6,666
Posted By mrsk
We have a house similar to the house descriped...

We have a house similar to the house descriped above - two rooms with corner chimneys. We knocked down chimney breast downstairs and wall between two rooms and placed an rsj to support upstairs. Is...
Forum: Tax 25-05-2010, 11:05 AM
Replies: 4
Views: 1,719
Posted By mrsk
Seems to discriminate against parents who live...

Seems to discriminate against parents who live together with their children! So much for supporting a family environment!
Forum: Work, Careers, Employment rights, further education/training 25-04-2010, 05:22 PM
Replies: 3
Views: 1,402
Posted By mrsk
Thanks Hippy! That's great!

Thanks Hippy! That's great!
Forum: Work, Careers, Employment rights, further education/training 25-04-2010, 11:04 AM
Replies: 3
Views: 1,402
Posted By mrsk
Unpaid maternity leave

I'm currently on 26 days maternity leave. I am aware that I can take 16 weeks unpaid maternity leave. Does anybody know if I can take less than 16 weeks unpaid maternity leave ie just 8 weeks unpaid...
Forum: Homes and gardens 04-11-2009, 08:46 PM
Replies: 1
Views: 532
Posted By mrsk
getting path/kerb dished fingal area

Does anybody know the costs involved to get a builder to dish kerb/path. I live in old estate in fingal area!
I believe I have to get private builder with Public Liability Insurance.
Has anybody...
Forum: Affordable housing and shared ownership 05-11-2008, 08:50 PM
Replies: 0
Views: 744
Posted By mrsk
What do people think of Home Choice Loan

Just wondering what people think of the new Home Choice Loan
The Home Choice Loan looks like it is set to replace the Shared Ownership Scheme.

With many affordable homes now cheaper on the...
Forum: Affordable housing and shared ownership 03-11-2008, 07:34 PM
Replies: 5
Views: 1,165
Posted By mrsk
Re: Changes to standard spec of AH

Hi Neil,

Just in relation to you wanting downlighters. These are becoming unfashionable as they are not considered to be environmentally friendly. Several Lights instead of one.

With new...
Forum: Affordable housing and shared ownership 16-10-2008, 11:07 PM
Replies: 3
Views: 1,074
Posted By mrsk
Shared Ownership Scheme Budget 2009

Hi all,

Does anybody know if there have been any changes to the Shared Ownership Scheme. Have income limits or loan limits increased?
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