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Forum: Other financial issues 21-08-2014, 04:10 PM
Replies: 11
Views: 799
Posted By Buddyboy
I just had a look at their website and I'm none...

I just had a look at their website and I'm none the wiser.
It says "one click spending for saving" and " we don't retain your credit card number"
But nowhere does it give any explaination as to...
Forum: Mortgages and buying and selling homes 21-08-2014, 10:50 AM
Replies: 5
Views: 643
Posted By Buddyboy
Hi Wanttomove, you have another option 3....

Hi Wanttomove,
you have another option
3. Sell your home, take out personal loan for the negative equity, and rent in the area you want.
Depending on your short term plans, this might be a lower...
Forum: Cars, cycling and transport 18-08-2014, 03:55 PM
Replies: 10
Views: 869
Posted By Buddyboy
I purchased in Belfast late last year. The train...

I purchased in Belfast late last year. The train from Dublin to Belfast was €15 and I drove the car back to Cork that day.

I have definitely saved money on the deal, as well as getting a higher...
Forum: Mortgages and buying and selling homes 06-08-2014, 01:56 PM
Replies: 16
Views: 1,858
Posted By Buddyboy
I agree with Purple. There is no good will,...

I agree with Purple.

There is no good will, she forgoed that when she issued a set of demands two days before close.

Any work you do, or agree to do, now will only be playing into her hands....
Forum: Is this a scam? 24-07-2014, 10:36 AM
Replies: 16
Views: 1,433
Posted By Buddyboy
If you get a letter saying you won something in a...

If you get a letter saying you won something in a European lottery - If you haven't bought a ticket - you are not in a lottery.

http://www.actionfraud.police.uk/fraud_protection/lottery_fraud
...
Forum: Sites, planning, self-builds and extensions 07-07-2014, 12:11 PM
Replies: 2
Views: 604
Posted By Buddyboy
Quick search of the local planning office website...

Quick search of the local planning office website

The keeping or storing of a caravan, campervan or boat within the curtilage of a house is exempt from permission provided that there is not more...
Forum: Mortgages and buying and selling homes 02-07-2014, 12:57 PM
Replies: 15
Views: 1,159
Posted By Buddyboy
Same problem here, my wife rang and queried it...

Same problem here,
my wife rang and queried it and they said it had been put into a "holding account" (even though we had supplied all relevant information of new account and closed down account on...
Forum: Cars, cycling and transport 27-06-2014, 02:38 PM
Replies: 3
Views: 736
Posted By Buddyboy
My thoughts are that it is in line with the other...

My thoughts are that it is in line with the other claims made by "green" energy vehicles. Any electric/hybrid which claims zero or low emmisions doesn't take into account the coal or other fossil...
Forum: Investments 22-05-2014, 10:37 AM
Replies: 14
Views: 1,457
Posted By Buddyboy
Same here, still paying into the funds monthly. ...

Same here, still paying into the funds monthly.

Easy to deal with via on-line access or via emal/phone. Phone goes to a call centre type operation who may not have in-depth knowledge of some...
Forum: Recommend advisors - solicitors, accountants etc. 14-05-2014, 02:42 PM
Replies: 3
Views: 629
Posted By Buddyboy
Was that a typo, or a very clever reference to...

Was that a typo, or a very clever reference to their username?
Forum: Management companies, apartments, etc. 14-04-2014, 10:27 AM
Replies: 13
Views: 1,605
Posted By Buddyboy
I'd say your biggest concern is insurance. If...

I'd say your biggest concern is insurance. If there was a fire (even if the bike isn't the cause), then the insurance company could refuse to pay. You'd want to check the insurance contract and T&Cs.
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 25-03-2014, 03:57 PM
Replies: 46
Views: 14,176
Posted By Buddyboy
Rock on Janet! you should be rightly proud of...

Rock on Janet!
you should be rightly proud of yourself.
Forum: Overseas Travel,Holidays,Hotels & Airlines 06-03-2014, 10:44 AM
Replies: 3
Views: 978
Posted By Buddyboy
Best recommendation I can give is www.booking.com...

Best recommendation I can give is www.booking.com (http://www.booking.com).

Have used them a few times in Puerto del carmen and will keep doing so. (No affiliation).

Cancellation is free...
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 03-03-2014, 04:23 PM
Replies: 19
Views: 2,384
Posted By Buddyboy
I second Brontes proposal to combine Ang1170s'...

I second Brontes proposal to combine Ang1170s' two posts into a sticky on how to deal with banks. It is a very sensible, businesslike approach (that will go a long way if it every does come in front...
Forum: Overseas Travel,Holidays,Hotels & Airlines 03-03-2014, 04:15 PM
Replies: 4
Views: 779
Posted By Buddyboy
Visa card. Lodge money into the visa card...

Visa card.

Lodge money into the visa card beforehand and you will not be charged (other than the exchange bit) for taking it out.

Alternatively, if you have a debit card with Cirrus of...
Forum: Tax 21-01-2014, 03:10 PM
Replies: 6
Views: 548
Posted By Buddyboy
This may apply in cars, where the purchase date...

This may apply in cars, where the purchase date may be relevant. But with motorbikes, the age is the age of first registration in any country, i.e. when the bke was made. Where it has resided since...
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 21-01-2014, 01:59 PM
Replies: 35
Views: 3,882
Posted By Buddyboy
Thanks Brendan (s). I needed the laugh. I could...

Thanks Brendan (s). I needed the laugh. I could just see your face when you read the Original Post (OP).

Apologies to the original poster - you weren't the first to ask this type of question,...
Forum: Tax 21-01-2014, 01:53 PM
Replies: 6
Views: 548
Posted By Buddyboy
On motorbikes, the VRT is calculated on the age...

On motorbikes, the VRT is calculated on the age of the bike and the CC. It doen't matter when he bought it or when it was brought over, the calculation will be the same.

Have a look at the...
Forum: Homes and gardens 20-01-2014, 02:15 PM
Replies: 4
Views: 1,550
Posted By Buddyboy
How's about using it in the attic? Roll out...

How's about using it in the attic? Roll out noraml insulation between the joists, then lay the polystyrene as a second layer on top of the joists.

One warning, polystryrene dissolves electric...
Forum: Suggestion box 16-01-2014, 02:17 PM
Replies: 16
Views: 3,668
Posted By Buddyboy
My 2p worth is, if someone is going to use an...

My 2p worth is, if someone is going to use an acronym, then they should give the long-hand version first, with the acronym in brackets. Then use the acronmy from then on.
In the post above,...
Forum: Home energy 13-01-2014, 11:26 AM
Replies: 11
Views: 1,816
Posted By Buddyboy
Then you are in luck my friend :) (and it is set...

Then you are in luck my friend :) (and it is set up in the way that I thought odd in my other post - you learn something new every day (and by odd, I don't necessarily mean wrong - just not as...
Forum: Home energy 09-01-2014, 04:31 PM
Replies: 11
Views: 1,816
Posted By Buddyboy
I'm a bit of a contradiction, a luddite-gadget...

I'm a bit of a contradiction, a luddite-gadget freak if you will.

The irony is I work in IT, and spend my time convincing people that they don't need technology.

I read up and investigate all...
Forum: Home energy 09-01-2014, 02:18 PM
Replies: 11
Views: 1,816
Posted By Buddyboy
Before you go off the deep end with wireless...

Before you go off the deep end with wireless controls etc. (not that there's anything wrong with them), I'd step back a little.

At the moment, all you know is that you have two thermostats, and...
Forum: Homes and gardens 09-01-2014, 01:59 PM
Replies: 25
Views: 3,593
Posted By Buddyboy
I suppose one option is to get rid of the glass...

I suppose one option is to get rid of the glass and recycle bins, and just use them for waste. (I presume that the three bins you mention are glass, recycling (cardboard etc.), and waste.

You...
Forum: Home energy 07-01-2014, 04:31 PM
Replies: 6
Views: 1,265
Posted By Buddyboy
I'd also ensure that any attic insulation has...

I'd also ensure that any attic insulation has been addressed. You say that the windows and doors have been replaced, but has the attic insulation (if there was any) been upgraded to current building...
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