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Forum: Deposits 16-04-2013, 01:32 AM
Replies: 6
Views: 3,661
Posted By Madangan
I'd agree with you on that one. Buy close to...

I'd agree with you on that one. Buy close to bottom of market in good rental location, sell in 10 years, net yield will match best interest rates in the meantime and small profit at end of process...
Forum: Deposits 15-04-2013, 02:08 PM
Replies: 9
Views: 6,382
Posted By Madangan
Given the reaction to the initial Cyprus deal i.e...

Given the reaction to the initial Cyprus deal i.e raiding Bank a/cs under 100,000 I think it very very unlikely there will be an attempt to repeat that either here or the UK.

For that reason I...
Forum: The Local Property Tax 14-04-2013, 02:23 AM
Replies: 4
Views: 1,183
Posted By Madangan
The ground rent should definitely be bought out...

The ground rent should definitely be bought out on this one.

Technically it should be difficult to sell this house as there is under 70 yrs to run on the lease.

Also if you do nothing until...
Forum: The Local Property Tax 14-04-2013, 02:15 AM
Replies: 6
Views: 2,053
Posted By Madangan
I registered online but realising there was no...

I registered online but realising there was no option to allow for paying them by cheque after 1 July I selected the option of paying monthly by one of the service providers,

I'm pretty sure if...
Forum: Deposits 12-04-2013, 04:59 PM
Replies: 16
Views: 3,492
Posted By Madangan
Haha! Well they promised me I'd have the welcome...

Haha! Well they promised me I'd have the welcome pack by Friday and lo and behold it arrived today. I'm not used to such efficiency from my Banks!
Forum: Wills, inheritances and gifts 11-04-2013, 01:49 AM
Replies: 5
Views: 1,492
Posted By Madangan
Every practising solicitor can sign the form and...

Every practising solicitor can sign the form and €10 plus €2 per exhibit is standard - you should NOT be charged more.
Forum: Deposits 10-04-2013, 10:26 PM
Replies: 6
Views: 1,518
Posted By Madangan
I walked in off street today into Nationwide with...

I walked in off street today into Nationwide with my ID, proof of address and pps number and in less time than it took to drink my free cup of coffee they had given me I was finished. Just waiting...
Forum: Deposits 10-04-2013, 10:20 PM
Replies: 16
Views: 3,492
Posted By Madangan
Thanks all for the feedback, I opened an account...

Thanks all for the feedback, I opened an account with them this afternoon. That part was easy peasy. Will transfer money as soon as I can. The notice doesn't pose any probs for me and the 2.75 %...
Forum: Deposits 09-04-2013, 11:25 PM
Replies: 16
Views: 3,492
Posted By Madangan
Nationwide UK - easy to deal with or not?

I am thinking of opening a Demand account with Nationwide UK as according to the Best Buys thread it has the best interest at the moment. 2.75%aer
Just wondering what they are like to deal with?
...
Forum: Mortgages and buying and selling homes 09-04-2013, 11:10 PM
Replies: 4
Views: 1,204
Posted By Madangan
Honestly just keep pushing them. Be a nuisance if...

Honestly just keep pushing them. Be a nuisance if that's what it takes!

The feb redemption figures are out of date,and the solicitors do have to get up to date ones BUT they should have got these...
Forum: The Local Property Tax 08-04-2013, 11:51 PM
Replies: 6
Views: 1,279
Posted By Madangan
The liability date is the 1st May. If I did not...

The liability date is the 1st May. If I did not own a house on tht day I would not accept any portion of the liability. Unless and until the Law Society states otherwise I would not agree to an...
Forum: Deposits 08-04-2013, 01:39 AM
Replies: 8
Views: 2,949
Posted By Madangan
My money was located, after they finally agreed...

My money was located, after they finally agreed to look for it, in an account in a foreign bank in the name of IBRC, an account that had been frozen on the liquidation.

It's not the mistakes that...
Forum: Mortgages and buying and selling homes 06-04-2013, 09:01 PM
Replies: 7
Views: 2,424
Posted By Madangan
Before you pay off the mortgage consider...

Before you pay off the mortgage consider carefully what if any likely borrowings you might need in say next 2/3 yrs e.g a car loan,house improvement loan. Any such borrowing will cost a great deal...
Forum: Deposits 06-04-2013, 08:29 PM
Replies: 8
Views: 2,949
Posted By Madangan
I finally got my money back, it only took 9...

I finally got my money back, it only took 9 weeks. Nine weeks of dealing with, fr the most part, bankers of zero knowledge, ability or concern. Thankfully there were one or two exceptions
Forum: Mortgages and buying and selling homes 06-04-2013, 05:02 PM
Replies: 4
Views: 1,204
Posted By Madangan
When you say "they" do you mean your solicitors? ...

When you say "they" do you mean your solicitors?

The mortgage should have been redeemed in full within a day or two of funds clearing. If your sale closed via a bank draft then your solicitors may...
Forum: Deposits 25-03-2013, 02:22 PM
Replies: 13
Views: 4,758
Posted By Madangan
Thanks for that, Mr. Earl! Turns out that...

Thanks for that, Mr. Earl!

Turns out that for 5 weeks my money was sitting in a frozen IBRC account, which, ya know, it would have been nice to know about!!!

Despite specifically asking if...
Forum: The Local Property Tax 25-03-2013, 01:02 PM
Replies: 7
Views: 1,428
Posted By Madangan
Thanks!

Thanks!
Forum: The Local Property Tax 25-03-2013, 12:59 AM
Replies: 7
Views: 1,428
Posted By Madangan
The price increase checker gave a very low...

The price increase checker gave a very low valuation when I input my year of purchase or rather closer too the Revenue and Daft "valuations" but when I used a valuation I got in 2008 and applied the...
Forum: The Local Property Tax 24-03-2013, 08:17 PM
Replies: 7
Views: 1,428
Posted By Madangan
Thanks for taking time to reply! I will check out...

Thanks for taking time to reply! I will check out the site re price changes too.

I fully understand that the revenue letter is not a valuation and in my case is also way below whatever that may...
Forum: The Local Property Tax 23-03-2013, 07:12 PM
Replies: 7
Views: 1,428
Posted By Madangan
Written Valuation from 2012 v property tax liability

Hope my title isn't misleading.

I received my letter from Revenue yesterday which put my property at the 350-400,000 band.

I know I can't rely on that etc...

My question is that having had...
Forum: Deposits 22-03-2013, 09:56 PM
Replies: 51
Views: 10,767
Posted By Madangan
Now when Granny kept her money under the mattress...

Now when Granny kept her money under the mattress they said She was crazy! Turns out Crazy Granny may have been right
Forum: Deposits 21-03-2013, 04:03 PM
Replies: 51
Views: 10,767
Posted By Madangan
Well I have a very small private pension pot. I...

Well I have a very small private pension pot. I am a very long way from retiring but a few years ago had to cease payments into my pensions due to recession etc...

Mypension pot is subject to a...
Forum: Deposits 07-03-2013, 10:14 PM
Replies: 8
Views: 2,949
Posted By Madangan
The reason I was asking was that I have been...

The reason I was asking was that I have been having a nightmare with them over missing funds. Won't go into detail. As I not want to be accused of double posting etc...

But while funds still...
Forum: Deposits 06-03-2013, 01:30 AM
Replies: 8
Views: 2,949
Posted By Madangan
AIB DIrect Deposits - no new accounts

Does none know why exactly this " Bank" is no longer allowing new accounts o be opened?

Has there been any reason given? Or any Press Statement? Is it a permanent thing or temporary? They appear...
Forum: Banking, credit cards, etc 05-03-2013, 12:59 AM
Replies: 4
Views: 1,062
Posted By Madangan
By the way, tarf head, I was told on Friday that...

By the way, tarf head, I was told on Friday that my bnk were using Anglo/ IBRC swift code which, since liquidation has not been in use. so my Bank can't send a Swift message and presumably the...
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