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Forum: Health Insurance and healthcare costs 15-06-2012, 03:51 PM
Replies: 11
Views: 3,118
Posted By NovaFlare77
Because waiting periods are a standard feature...

Because waiting periods are a standard feature with all insurers for anyone without previous health insurance. Whether you're coming from a country with a 1st class health system, or you're born and...
Forum: Health Insurance and healthcare costs 12-06-2012, 03:13 PM
Replies: 11
Views: 3,118
Posted By NovaFlare77
Sorry, but I don't understand the context of the...

Sorry, but I don't understand the context of the question. There's no requirement to have held cover in another country for someone to take out health insurance in Ireland.

Insurers might...
Forum: Health Insurance and healthcare costs 28-05-2012, 01:36 PM
Replies: 4
Views: 2,874
Posted By NovaFlare77
Watch TV3 or 3e for half an hour in the evenings,...

Watch TV3 or 3e for half an hour in the evenings, and you'll never hear the end of them :D
Forum: Health Insurance and healthcare costs 13-05-2012, 12:49 PM
Replies: 11
Views: 3,118
Posted By NovaFlare77
That's pretty much right. If you have no breaks...

That's pretty much right. If you have no breaks in your cover, or if any break in your cover is 13 weeks or less, then health insurers are obliged to recognise the time spent with previous Irish...
Forum: Health Insurance and healthcare costs 30-04-2012, 03:54 PM
Replies: 13
Views: 2,436
Posted By NovaFlare77
I think very few consultants work exclusively in...

I think very few consultants work exclusively in the private sector, so have you checked if the consultant you were referred to takes public patients as well?
Forum: Health Insurance and healthcare costs 30-04-2012, 10:59 AM
Replies: 5
Views: 1,319
Posted By NovaFlare77
Here's a list of all plans, ordered by price -...

Here's a list of all plans, ordered by price - http://www.hia.ie/ci/health-insurance-comparison/select-plans-to-compare/.
Forum: Health Insurance and healthcare costs 23-04-2012, 05:04 PM
Replies: 18
Views: 5,617
Posted By NovaFlare77
May I ask what your GP referred you to the Beacon...

May I ask what your GP referred you to the Beacon for? i.e. was it a consultant's appointment or a lab test or a scan or the like?
Forum: Health Insurance and healthcare costs 17-01-2012, 03:08 PM
Replies: 6
Views: 1,858
Posted By NovaFlare77
Just checking, is that €430 the shortfall you...

Just checking, is that €430 the shortfall you have to pay to the hospital?

Because co-incidentally, the price difference between HM Starter and Essential First is also €430 (€915 vs €485). So, in...
Forum: Health Insurance and healthcare costs 13-01-2012, 10:36 AM
Replies: 14
Views: 3,577
Posted By NovaFlare77
There aren't any private children's hospitals,...

There aren't any private children's hospitals, and there are very few private beds in the public children's hospitals, but children can be admitted as private patients to general public and private...
Forum: Health Insurance and healthcare costs 13-01-2012, 10:15 AM
Replies: 14
Views: 3,577
Posted By NovaFlare77
On a general note, health insurers will only pay...

On a general note, health insurers will only pay for an overnight stay if there's a clinical reason that such a stay is necessary. It helps keep their costs down because the temptation exists for...
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 05-01-2012, 11:34 PM
Replies: 19
Views: 3,471
Posted By NovaFlare77
Respectfully, that's a far cry from saying that...

Respectfully, that's a far cry from saying that the OP has no right to get a copy of the file, as you originally stated. It's a different matter if there's actually nothing IN the file.
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 05-01-2012, 05:58 PM
Replies: 19
Views: 3,471
Posted By NovaFlare77
I'm not sure where you're getting your...

I'm not sure where you're getting your information, but according to the Data Protection Commissioner's website (link in my previous post):



There are some exceptions...
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 05-01-2012, 03:42 PM
Replies: 19
Views: 3,471
Posted By NovaFlare77
I haven't asked, but the Data Protection...

I haven't asked, but the Data Protection Commissioner's website says you can only be charged a maximum of €6.35. See here -...
Forum: Health Insurance and healthcare costs 04-01-2012, 11:11 PM
Replies: 23
Views: 10,320
Posted By NovaFlare77
Revenue agreed this with the health insurers a...

Revenue agreed this with the health insurers a number of years ago to reduce the amount of paper they deal with. It's a win-win for the insurers and Revenue: insurers don't have the administrative...
Forum: Health Insurance and healthcare costs 07-12-2011, 02:19 PM
Replies: 3
Views: 1,132
Posted By NovaFlare77
I haven't made a claim for this myself, but the...

I haven't made a claim for this myself, but the only benefit for travel costs is for a parent accompanying a child who is in hospital. Even then, it's limited to public transport, taxi, hackney or...
Forum: Health Insurance and healthcare costs 06-12-2011, 09:56 AM
Replies: 42
Views: 19,570
Posted By NovaFlare77
And if 679 is the discounted price, then 755 is...

And if 679 is the discounted price, then 755 is definitely the correct (current) individual price.
Forum: Health Insurance and healthcare costs 05-12-2011, 01:30 PM
Replies: 42
Views: 19,570
Posted By NovaFlare77
Under open enrolment, health insurers can't...

Under open enrolment, health insurers can't charge different prices to different people for the same plan, outside of a group discount and child/student rates. It's possible that the 755 includes...
Forum: Miscellaneous Non-financial Questions 16-11-2011, 01:26 PM
Replies: 14
Views: 4,357
Posted By NovaFlare77
Listen, just put my Amazon and Bookdepository...

Listen, just put my Amazon and Bookdepository packages back and we'll say nothing more, alright?
Forum: Miscellaneous Non-financial Questions 16-11-2011, 01:13 PM
Replies: 14
Views: 4,357
Posted By NovaFlare77
I got the same interpretation as you when I...

I got the same interpretation as you when I re-read my post last night, so it's not just you. If it helps, two of my neighbours have been broken into, so the area is definitely not immune to it. :D
Forum: Miscellaneous Non-financial Questions 16-11-2011, 09:57 AM
Replies: 14
Views: 4,357
Posted By NovaFlare77
Never ever ever. :) Nah, the D4 part was in...

Never ever ever. :)

Nah, the D4 part was in response to the OP's question if anyone else in that area was experiencing difficulties.

And, Paddyman, I'm experiencing the same delays with...
Forum: Health Insurance and healthcare costs 13-11-2011, 09:46 PM
Replies: 3
Views: 1,597
Posted By NovaFlare77
Dinny, if you haven't done so already, check with...

Dinny, if you haven't done so already, check with Revenue how a company has to pay the gross premium.

It used to that a company would pay the net premium to the insurer and then pay the balance to...
Forum: Health Insurance and healthcare costs 06-09-2011, 12:30 PM
Replies: 2
Views: 1,973
Posted By NovaFlare77
As MrEBear says, you'll need to cancel one of the...

As MrEBear says, you'll need to cancel one of the policies, as there's no benefit to having the two in place at the same time.

I'm assuming that both employers pay for the cover as a benefit of...
Forum: Health Insurance and healthcare costs 18-08-2011, 11:57 AM
Replies: 0
Views: 1,345
Posted By NovaFlare77
Quinn Company Plans price increase

From the HIA website (http://www.hia.ie/latest-news/quinn-healthcare-price-changes-01.09.2011.htm):

Quinn Healthcare will increase the price of their Company Care Choice...
Forum: Miscellaneous Non-financial Questions 16-08-2011, 02:11 PM
Replies: 14
Views: 4,357
Posted By NovaFlare77
I buy alot of stuff on-line, mainly through...

I buy alot of stuff on-line, mainly through Amazon UK or Book Depository. The vast majority of it arrives perfectly fine, except for my last order which was 4 packages from Bookdepository. The...
Forum: Health Insurance and healthcare costs 10-08-2011, 10:21 AM
Replies: 17
Views: 4,050
Posted By NovaFlare77
Hi toby Based on how BUPA handled things...

Hi toby

Based on how BUPA handled things when they announced their closure, your policy with Quinn would probably run until it's renewal if they announced a wind up. I think the likliehood of...
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