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Forum: Tax Yesterday, 01:49 PM
Replies: 10
Views: 602
Posted By elcato
Unless the figure quoted above was net from the...

Unless the figure quoted above was net from the company I don't see why it would not be a cost similar to any professional services such as accounts.
Forum: Tax Yesterday, 11:47 AM
Replies: 10
Views: 602
Posted By elcato
As I stated above though, are you sure you...

As I stated above though, are you sure you availed of all possible allowances. I'm not saying it's worth it or not but if you are not certain that you are perhaps a tax deductable cost of about 100...
Forum: Health Insurance and healthcare costs 17-12-2014, 04:00 PM
Replies: 22
Views: 961
Posted By elcato
Are you sure ? I believe the cost is regardless...

Are you sure ? I believe the cost is regardless of insurance cover but I presume you can claim half back.
Forum: Welfare and state benefits 17-12-2014, 01:06 PM
Replies: 12
Views: 506
Posted By elcato
Brendan - Back in the day about 10 years ago it...

Brendan - Back in the day about 10 years ago it did work out a bit fairer as there was a cap on it on about 45k. There was more than nine months benefit as well
Forum: Miscellaneous Non-financial Questions 17-12-2014, 12:32 PM
Replies: 14
Views: 632
Posted By elcato
The website is constantly logging me out and I...

The website is constantly logging me out and I even got a mail this morning telling me I need to change my password. I didn't have to. It's a mess.
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 17-12-2014, 12:30 PM
Replies: 25
Views: 1,246
Posted By elcato
Hi Murrf - As per Janet has pointed out send a...

Hi Murrf - As per Janet has pointed out send a letter to the bank stating all your concerns and tell them you will not deal with them over the phone. Also don't let this worry you. It's quite clear...
Forum: Overseas Travel,Holidays,Hotels & Airlines 16-12-2014, 12:29 PM
Replies: 12
Views: 677
Posted By elcato
Fully agree. Why do people who are at the front...

Fully agree. Why do people who are at the front get to go on first anyway ? Surely it should be the opposite ? But I guess it's because of the latest craze of rushing for luggage room as oppose to a...
Forum: Personal Insolvency, bankruptcy, etc 15-12-2014, 01:34 PM
Replies: 3
Views: 532
Posted By elcato
Yes. Unfortunately you need to be in arrears...

Yes. Unfortunately you need to be in arrears before they actually start to take you seriously so stop it now.
Nope. They need a court order and they need to notify you through this process. As long...
Forum: Homes and gardens 15-12-2014, 01:20 PM
Replies: 8
Views: 605
Posted By elcato
Hi Vandriver - Title updated. Just double-click...

Hi Vandriver - Title updated.
Just double-click on the title of the thread when you are on the forum page i.e. when you have the Homes and Garden listing open. It will allow you to change and just...
Forum: Personal Insolvency, bankruptcy, etc 12-12-2014, 04:25 PM
Replies: 3
Views: 532
Posted By elcato
Your family home is OK so don't worry on that...

Your family home is OK so don't worry on that factor. Worst case scenario is they could get a charge put on it (for whatever is outstanding from the investment property). This means should it make a...
Forum: Tax 11-12-2014, 10:51 AM
Replies: 10
Views: 602
Posted By elcato
Well a bit more to it than that. People may not...

Well a bit more to it than that. People may not know what they can and can't claim relief on.
Forum: Property investment and tenants' rights 10-12-2014, 12:41 PM
Replies: 21
Views: 1,825
Posted By elcato
On the plus side they may well have copped on...

On the plus side they may well have copped on that you know now and have learnt their lesson. You could just throw it out there casually by asking someone in front of them all 'By the way, did you...
Forum: Work, Careers, Employment rights, further education/training 05-12-2014, 05:30 PM
Replies: 9
Views: 1,478
Posted By elcato
I work in IT and I walk away every evening from...

I work in IT and I walk away every evening from work and don't think or worry about it till I come back in the next working day. Your problem is not going to go away by changing jobs as it's not the...
Forum: The Christmas Forum 04-12-2014, 05:58 PM
Replies: 6
Views: 724
Posted By elcato
You could sell it to friends/neighbours and just...

You could sell it to friends/neighbours and just ask for a donation to charity. I know if you were my neighbour and was getting it delivered I would gladly give the asking price for same to a charity...
Forum: Askaboutlaw 28-11-2014, 01:08 PM
Replies: 7
Views: 602
Posted By elcato
Will he take this split be easily ? Be prepared...

Will he take this split be easily ? Be prepared just in case. Tell him you are splitting somewhere independent of the house i.e. a cafe or pub. Change the locks prior to this, ideally the same day.
Forum: Overseas Travel,Holidays,Hotels & Airlines 27-11-2014, 03:53 PM
Replies: 2
Views: 237
Posted By elcato
I'm pretty sure they do. I know a person that got...

I'm pretty sure they do. I know a person that got four seats together. I have booked two people a few times and always been put together. Of course, I assume the booking has all four on the same...
Forum: Miscellaneous Non-financial Questions 27-11-2014, 02:28 PM
Replies: 14
Views: 2,890
Posted By elcato
The date processed so you lose out on a month or...

The date processed so you lose out on a month or two if you do so early.

I'm closing thread as it's dated. Use new post for any queries not directly linked with original (2011) post.
Forum: Travel, accommodation and restaurants in Ireland 27-11-2014, 01:51 PM
Replies: 5
Views: 1,037
Posted By elcato
There is a short term car park close by according...

There is a short term car park close by according to their website. It looks like the minimum pre-booking period is 24 hours though....
Forum: Property investment and tenants' rights 25-11-2014, 04:15 PM
Replies: 8
Views: 1,155
Posted By elcato
This is a bit much. The OP said they are...

This is a bit much. The OP said they are returning in Feb so they will have been there 4 months. They will get 2 months free rent and I'm guessing they'd be more than happy. Failing that just rent...
Forum: Banking, credit cards, etc 06-11-2014, 03:56 PM
Replies: 6
Views: 943
Posted By elcato
Oh OK. You are questioning whether you have...

Oh OK. You are questioning whether you have already paid it. Can you ask your CC comapny to check whether this payment was taken in and around the time of the transaction. It does seem wierd that...
Forum: Banking, credit cards, etc 06-11-2014, 02:25 PM
Replies: 6
Views: 943
Posted By elcato
Did you buy a tcket in Italy in 2012 ? It appears...

Did you buy a tcket in Italy in 2012 ? It appears that you did so therefor owe the money. If so, what is your dispute ?
Forum: Travel, accommodation and restaurants in Ireland 06-11-2014, 01:35 PM
Replies: 6
Views: 470
Posted By elcato
I still don't see an option to select the loyalty...

I still don't see an option to select the loyalty ticket online. Was this a booking using the station machine ?
Forum: Travel, accommodation and restaurants in Ireland 06-11-2014, 12:35 PM
Replies: 6
Views: 470
Posted By elcato
What is the tax saver tticket for ? Irish rail is...

What is the tax saver tticket for ? Irish rail is included in it I presume ?
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 05-11-2014, 12:20 PM
Replies: 6
Views: 919
Posted By elcato
The title of the thread suggests this is...

The title of the thread suggests this is available to current mortgage holders regardless of whether they have arrears or not. I presume this is not true ?
Forum: Financial campaigns and consultations 04-11-2014, 06:18 PM
Replies: 5
Views: 1,557
Posted By elcato
So must have been in negative equity then ? boom...

So must have been in negative equity then ? boom boom !
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