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Forum: Home energy Yesterday, 10:29 AM
Replies: 2
Views: 211
Posted By Buddyboy
Also, just think of the room thermostat as an...

Also,
just think of the room thermostat as an on/off switch for the heating. When the heat (in the room) is below the set heat, the heating is on. When the room reaches the set heat, the heating is...
Forum: Wills, inheritances and gifts 18-09-2014, 02:50 PM
Replies: 43
Views: 4,559
Posted By Buddyboy
MF, do you ever get tired of (having to keep)...

MF, do you ever get tired of (having to keep) saying the same thing? (retorical)

Keep up the good work.
Forum: Overseas Travel,Holidays,Hotels & Airlines 09-09-2014, 02:27 PM
Replies: 4
Views: 621
Posted By Buddyboy
Sorry Laramie, my apologies, I was having a bad...

Sorry Laramie, my apologies, I was having a bad day.

I am just back from France on the Cork-Roscoff Brittany Ferries Pont Aven. Two years ago I was on the Irish Ferrys Oscar Wilde from Rosslaire...
Forum: Overseas Travel,Holidays,Hotels & Airlines 05-09-2014, 03:53 PM
Replies: 4
Views: 621
Posted By Buddyboy
Without wishing to sound toooo patronising ...

Without wishing to sound toooo patronising

Have you ever heard of Google?

I typed in "Rosslaire to l " and already found this
...
Forum: Phones, DVDs, TVs, Audio/Visual 04-09-2014, 10:51 AM
Replies: 9
Views: 1,023
Posted By Buddyboy
I've gone somewhat old school on my freesat...

I've gone somewhat old school on my freesat solution. It is only a partial solution, but could be incorporated in the solution above to extend it.

I have a scart cable plugged from my satilite...
Forum: Other financial issues 21-08-2014, 04:10 PM
Replies: 11
Views: 1,406
Posted By Buddyboy
I just had a look at their website and I'm none...

I just had a look at their website and I'm none the wiser.
It says "one click spending for saving" and " we don't retain your credit card number"
But nowhere does it give any explaination as to...
Forum: Mortgages and buying and selling homes 21-08-2014, 10:50 AM
Replies: 5
Views: 828
Posted By Buddyboy
Hi Wanttomove, you have another option 3....

Hi Wanttomove,
you have another option
3. Sell your home, take out personal loan for the negative equity, and rent in the area you want.
Depending on your short term plans, this might be a lower...
Forum: Cars, cycling and transport 18-08-2014, 03:55 PM
Replies: 10
Views: 1,228
Posted By Buddyboy
I purchased in Belfast late last year. The train...

I purchased in Belfast late last year. The train from Dublin to Belfast was €15 and I drove the car back to Cork that day.

I have definitely saved money on the deal, as well as getting a higher...
Forum: Mortgages and buying and selling homes 06-08-2014, 01:56 PM
Replies: 16
Views: 2,161
Posted By Buddyboy
I agree with Purple. There is no good will,...

I agree with Purple.

There is no good will, she forgoed that when she issued a set of demands two days before close.

Any work you do, or agree to do, now will only be playing into her hands....
Forum: Is this a scam? 24-07-2014, 10:36 AM
Replies: 16
Views: 1,843
Posted By Buddyboy
If you get a letter saying you won something in a...

If you get a letter saying you won something in a European lottery - If you haven't bought a ticket - you are not in a lottery.

http://www.actionfraud.police.uk/fraud_protection/lottery_fraud
...
Forum: Sites, planning, self-builds and extensions 07-07-2014, 12:11 PM
Replies: 2
Views: 891
Posted By Buddyboy
Quick search of the local planning office website...

Quick search of the local planning office website

The keeping or storing of a caravan, campervan or boat within the curtilage of a house is exempt from permission provided that there is not more...
Forum: Mortgages and buying and selling homes 02-07-2014, 12:57 PM
Replies: 15
Views: 1,340
Posted By Buddyboy
Same problem here, my wife rang and queried it...

Same problem here,
my wife rang and queried it and they said it had been put into a "holding account" (even though we had supplied all relevant information of new account and closed down account on...
Forum: Cars, cycling and transport 27-06-2014, 02:38 PM
Replies: 3
Views: 873
Posted By Buddyboy
My thoughts are that it is in line with the other...

My thoughts are that it is in line with the other claims made by "green" energy vehicles. Any electric/hybrid which claims zero or low emmisions doesn't take into account the coal or other fossil...
Forum: Investments 22-05-2014, 10:37 AM
Replies: 15
Views: 1,989
Posted By Buddyboy
Same here, still paying into the funds monthly. ...

Same here, still paying into the funds monthly.

Easy to deal with via on-line access or via emal/phone. Phone goes to a call centre type operation who may not have in-depth knowledge of some...
Forum: Recommend advisors - solicitors, accountants etc. 14-05-2014, 02:42 PM
Replies: 3
Views: 853
Posted By Buddyboy
Was that a typo, or a very clever reference to...

Was that a typo, or a very clever reference to their username?
Forum: Management companies, apartments, etc. 14-04-2014, 10:27 AM
Replies: 13
Views: 1,839
Posted By Buddyboy
I'd say your biggest concern is insurance. If...

I'd say your biggest concern is insurance. If there was a fire (even if the bike isn't the cause), then the insurance company could refuse to pay. You'd want to check the insurance contract and T&Cs.
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 25-03-2014, 03:57 PM
Replies: 47
Views: 15,752
Posted By Buddyboy
Rock on Janet! you should be rightly proud of...

Rock on Janet!
you should be rightly proud of yourself.
Forum: Overseas Travel,Holidays,Hotels & Airlines 06-03-2014, 10:44 AM
Replies: 3
Views: 1,077
Posted By Buddyboy
Best recommendation I can give is www.booking.com...

Best recommendation I can give is www.booking.com (http://www.booking.com).

Have used them a few times in Puerto del carmen and will keep doing so. (No affiliation).

Cancellation is free...
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 03-03-2014, 04:23 PM
Replies: 19
Views: 2,612
Posted By Buddyboy
I second Brontes proposal to combine Ang1170s'...

I second Brontes proposal to combine Ang1170s' two posts into a sticky on how to deal with banks. It is a very sensible, businesslike approach (that will go a long way if it every does come in front...
Forum: Overseas Travel,Holidays,Hotels & Airlines 03-03-2014, 04:15 PM
Replies: 4
Views: 859
Posted By Buddyboy
Visa card. Lodge money into the visa card...

Visa card.

Lodge money into the visa card beforehand and you will not be charged (other than the exchange bit) for taking it out.

Alternatively, if you have a debit card with Cirrus of...
Forum: Tax 21-01-2014, 03:10 PM
Replies: 6
Views: 670
Posted By Buddyboy
This may apply in cars, where the purchase date...

This may apply in cars, where the purchase date may be relevant. But with motorbikes, the age is the age of first registration in any country, i.e. when the bke was made. Where it has resided since...
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 21-01-2014, 01:59 PM
Replies: 35
Views: 4,200
Posted By Buddyboy
Thanks Brendan (s). I needed the laugh. I could...

Thanks Brendan (s). I needed the laugh. I could just see your face when you read the Original Post (OP).

Apologies to the original poster - you weren't the first to ask this type of question,...
Forum: Tax 21-01-2014, 01:53 PM
Replies: 6
Views: 670
Posted By Buddyboy
On motorbikes, the VRT is calculated on the age...

On motorbikes, the VRT is calculated on the age of the bike and the CC. It doen't matter when he bought it or when it was brought over, the calculation will be the same.

Have a look at the...
Forum: Homes and gardens 20-01-2014, 02:15 PM
Replies: 4
Views: 1,595
Posted By Buddyboy
How's about using it in the attic? Roll out...

How's about using it in the attic? Roll out noraml insulation between the joists, then lay the polystyrene as a second layer on top of the joists.

One warning, polystryrene dissolves electric...
Forum: Suggestion box 16-01-2014, 02:17 PM
Replies: 20
Views: 6,247
Posted By Buddyboy
My 2p worth is, if someone is going to use an...

My 2p worth is, if someone is going to use an acronym, then they should give the long-hand version first, with the acronym in brackets. Then use the acronmy from then on.
In the post above,...
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