Askaboutmoney.com > Search Forums Search Results

User Name Remember Me? Password

Page 1 of 7 1 2 3 > Last »

Showing results 1 to 25 of 157 Search took 0.03 seconds. Search: Posts Made By: Peter54

Forum: Mortgage arrears, personal debt & negative equity 31-12-2012, 02:07 PM

Replies: 31 Voluntary surrender process Views: 5,643 Posted By Peter54 This is a very long winded process. I am... This is a very long winded process. I am currently trying to sell an investment property and the bank are not budging because of how little I have been offered. They are convinced the property is...

Forum: Mortgage arrears, personal debt & negative equity 13-12-2012, 08:00 PM

Replies: 34 Troika and the Repossession of Properties Views: 3,885 Posted By Peter54 The only hysteric here is the fact that banking... The only hysteric here is the fact that banking institutions (businesses), are allowed to threaten the very democracy of this country because they are upset by a couple of loopholes in the law. Big...

Forum: A guide to bankruptcy in Ireland and the UK 22-11-2012, 03:01 PM

Replies: 10 Going bankrupt in Northern Ireland but property in the Republic Views: 2,169 Posted By Peter54 You can say that again. One particular solicitor... You can say that again. One particular solicitor balked at the idea of taking on my mortgage case i.e asking the bank for a write down. This was the very same solicitor who was there with me when I...

Forum: Mortgage arrears, personal debt & negative equity 13-11-2012, 04:17 PM

Replies: 7 Win Win: Rolling Jubilee Occupy NY charity to buy back discounted debt & forgive debt Views: 1,039 Posted By Peter54 Interesting concept . . . But Why would... Interesting concept . . . But Why would the banks sell the bad debts to Occupy NY for a couple of cent on the dollar when it would be more feasible to sell the the distressed property and get...

Forum: Askaboutbusiness 13-11-2012, 04:11 PM

Replies: 7 My customer's account has been closed by the revenue. Views: 1,179 Posted By Peter54 Hi Callybags No, there was no mention of... Hi Callybags No, there was no mention of paying me in any other form. The only promise I have is a wishy-washy verbal undertaking that the Revenue may or may not unfreeze their account. I...

Forum: Askaboutbusiness 13-11-2012, 01:50 PM

Replies: 7 My customer's account has been closed by the revenue. Views: 1,179 Posted By Peter54 Absolutely Vandriver. The company has money to... Absolutely Vandriver. The company has money to meet my debt but but their accounts have been frozen. This is like asking how long a piece of string - but how long does a Revenue investigation...

Forum: Askaboutbusiness 13-11-2012, 12:40 PM

Replies: 7 My customer's account has been closed by the revenue. Views: 1,179 Posted By Peter54 My customer's account has been closed by the revenue. Hi guys, I need some urgent advice please, if you could spare some time to answer my questions. I am a trades person, self employed sole-trader. As you can gather work has been very scarce of...

Forum: Consumer Issues and Rights 25-09-2012, 10:23 AM

Replies: 58 No TV so No Licence but still getting final demand notices Views: 7,429 Posted By Peter54 They sent me out a declaration declaring that I... They sent me out a declaration declaring that I do not possess a TV, which I had to sign. Hopefully this will be the end of the letter writing and I will hear no more.

Forum: Consumer Issues and Rights 13-09-2012, 01:16 PM

Replies: 58 No TV so No Licence but still getting final demand notices Views: 7,429 Posted By Peter54 No TV so No Licence but still getting final demand notices I no longer have television in my home due to financial difficulties. I could not afford the TV Licence nor could I afford to keep a TV channel package. I keep getting final demand letters about...

Forum: Mortgage arrears, personal debt & negative equity 12-09-2012, 08:15 PM

Replies: 4 Buy-to-let mortgage in arrears. Views: 1,810 Posted By Peter54 Hi John,p, which bank is it? If its a foreign... Hi John,p, which bank is it? If its a foreign one based here then they are simply refusing to stretch the mortgage term. I'm currently in a similar battle. I have spend three years trying to get...

Forum: Resolving the mortgage arrears crisis 12-09-2012, 08:09 PM

Replies: 3 Is MARP working? Views: 1,255 Posted By Peter54 Hi Itsallwrong, any idea why some people who are... Hi Itsallwrong, any idea why some people who are in arrears are not protected under MARP? My sister is in arrears of approx. 15k and her bank has never once mentioned MARP.

Forum: Mortgage arrears, personal debt & negative equity 07-09-2012, 11:12 AM

Replies: 38 Should we have told the bank not to contact us by home visits or telephone calls? Views: 4,164 Posted By Peter54 Banks have brought this state to the point of... Banks have brought this state to the point of destruction. Why should we believe anything these people tell us? The OP was 100% accurate in telling the bank to deal in writing. How are they...

Forum: Resolving the mortgage arrears crisis 03-09-2012, 03:05 PM

Replies: 29 The true amount of arrears Views: 5,158 Posted By Peter54 No, restructured mortgages nor reduced payment... No, restructured mortgages nor reduced payment plans are included in the above figures, that's what makes this whole situation thoroughly frightening.

Forum: Mortgage arrears, personal debt & negative equity 02-09-2012, 09:00 PM

Replies: 21 Anti Eviction Task Force Views: 3,024 Posted By Peter54 Anti Eviction Task Force I never knew such a movement in Ireland existed, until I read an article in one of today's newspapers. These guys seem to be expanding and their support becoming greater. Is this the beginning of...

Forum: Resolving the mortgage arrears crisis 02-09-2012, 07:58 PM

Replies: 3 Is MARP working? Views: 1,255 Posted By Peter54 Is MARP working? My situation has deteriorated since entering the process. From reading the T&C's I note your provider must contact you if more than three payments are missed under the agreement. I've missed more...

Forum: Mortgage arrears, personal debt & negative equity 02-09-2012, 07:53 PM

Replies: 2 Timeframe between default and instigation of legal proceedings Views: 821 Posted By Peter54 Time, how long would a mortgage provider take? Time, how long would a mortgage provider take?

Forum: Resolving the mortgage arrears crisis 02-09-2012, 07:41 PM

Replies: 29 The true amount of arrears Views: 5,158 Posted By Peter54 Nothing to do with almost 500,000 unemployed??? Nothing to do with almost 500,000 unemployed???

Forum: Problems with tracker mortgages 02-09-2012, 10:20 AM

Replies: 0 Offer well below asking price on PTSB tracker mortgage Views: 1,179 Posted By Peter54 Offer well below asking price on PTSB tracker mortgage I have a tracker mortgage on an investment property with PTSB. I have had the property on the market since 2009 and have received three viewings in three years. My own residential mortgage...

Forum: Mortgage arrears, personal debt & negative equity 01-09-2012, 10:00 AM

Replies: 9 consented over phone to Repossession Order on house with solr -circumstances changed. Views: 2,289 Posted By Peter54 Hi Commercial, Surely he would have had to... Hi Commercial, Surely he would have had to sign a document to declare he was surrendering the property? I very much doubt a telephone conversation to a solicitor would have ended his interest in...

Forum: Mortgage arrears, personal debt & negative equity 29-08-2012, 01:19 PM

Replies: 5 How do you deal with credit union debt? Views: 1,064 Posted By Peter54 Thank you both for your quick responses. ... Thank you both for your quick responses. Yes, I agree that it would be best if they wrote off the debt by using his shares and then he could swiftly begin making payments on the remainder of the...

Forum: Mortgage arrears, personal debt & negative equity 29-08-2012, 12:54 PM

Replies: 5 How do you deal with credit union debt? Views: 1,064 Posted By Peter54 How do you deal with credit union debt? I am helping a co-worker out who is going through a very rough time financially. I have helped him draft letters to his creditors who have been positively responsive, all apart from his local credit...

Forum: Mortgage arrears, personal debt & negative equity 26-07-2012, 04:37 PM

Replies: 5 How Can I Deal With A Top-Up Mortgage I cannot pay? Views: 1,331 Posted By Peter54 Hi Brendan, Yes, the top-ups are mortgaged... Hi Brendan, Yes, the top-ups are mortgaged on the same property. No, they are different interest rates. Yes, I have the name of the person who advised so I will confirm in writing with...

Forum: Mortgage arrears, personal debt & negative equity 26-07-2012, 04:28 PM

Replies: 1 Case study large mortgage debt and personal debts Views: 685 Posted By Peter54 large mortgage debt and personal debts Dear Brendan, I would be grateful to have your opinion please. Thank you very much. Regards, Peter |Mortgage|Value|negative|interest|

Forum: Mortgage arrears, personal debt & negative equity 26-07-2012, 03:42 PM

Replies: 5 How Can I Deal With A Top-Up Mortgage I cannot pay? Views: 1,331 Posted By Peter54 Completely agree with you Coleman. I have asked... Completely agree with you Coleman. I have asked them to consolidate the loans but they say it will not help the situation. Top up loans are just completely brushed aside. Its all very frustrating.

Forum: Mortgage arrears, personal debt & negative equity 07-06-2012, 06:24 PM

Replies: 5 How Can I Deal With A Top-Up Mortgage I cannot pay? Views: 1,331 Posted By Peter54 How Can I Deal With A Top-Up Mortgage I cannot pay? Hi all, Looking for some advise please. I'd been having difficulties meeting my mortgage payment each month but finally came to an agreed repayment figure with my provider under MARP. The...

Showing results 1 to 25 of 157

Page 1 of 7 1 2 3 > Last »

Forum Jump User Control Panel Private Messages Subscriptions Who's Online Search Forums Forums Home General Financial Issues     How to use Askaboutmoney         Posting Guidelines         Suggestion box     Mortgages and buying and selling homes         Affordable housing and shared ownership         Location, Location, Location         The PTSB Standard Variable Rate campaign     Mortgage arrears, personal debt & negative equity         The review of the Mortgage Arrears Code         Personal Insolvency Act     Issues arising from joint mortgages     A guide to bankruptcy in Ireland and the UK     Problems with tracker mortgages     Deposits     Credit Union issues     The Financial Services Ombudsman     Payment Protection Insurance claims     Banking, credit cards, etc     Tax     The Local Property Tax         The Household Charge     Askaboutlaw     Wills, inheritances and gifts     Investments         Exchange Traded Funds (ETFs)     Recommend advisors - solicitors, Accountants etc.     Property investment and tenants' rights         Overseas property investment     Redundancy, unemployment & jobseekers' SW entitlements     Welfare and state benefits     Pensions         Public sector pensions     Health Insurance and healthcare costs     Insurance not covered in other forums     Money makeover     Askaboutbusiness     Other financial issues Financial and economic debates and public consultations     Resolving the mortgage arrears crisis     The bailout, the banking crisis and other economic issues         Opinions on Budget 2013     Key Economic and Financial Data     Rocking the boat     The great financial debates     Central Bank and other financial consultations     List of public consultation processes open at present Don't Askaboutmoney     Homes and gardens         Water metering and charges     Homes and Gardens - suppliers and recommend tradesmen     Home energy     Sites, planning, self-builds and extensions     Management companies, apartments, etc.     Work, Careers, Employment rights, further education/training     Consumer Issues and Rights         Prices, bargains and sales alerts     I.T.,Cameras and MP 3 players     Phones, DVDs, TVs, Audio/Visual     Service Providers - Phone, Broadband and TV     Overseas Travel,Holidays,Hotels & Airlines         Travel and accommodation in Ireland     Emigration and the Irish abroad     Cars, cycling and transport     Miscellaneous Non-financial Questions         Tickets for Sale & Wanted         Ideas, suggestions for presents, food, etc. The Depths

Askaboutmoney.com is hosted by Nimbus Hosting

Support Askaboutmoney.com!