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Forum: Pensions 22-11-2013, 08:12 PM
Replies: 2
Views: 907
Posted By 149oaks
Really? Well I would understand that...

Really?
Well I would understand that underfunded schemes should be focussed on.
But in schemes that just meet the Minimum Funding (note not Fully Funded and there is a big difference) why should...
Forum: Pensions 22-11-2013, 10:57 AM
Replies: 2
Views: 907
Posted By 149oaks
Proposed Legislation

Does anybody know if the proposed legislation allows Trustees when winding up a DB scheme that meets the Minimum Funding Standard to cut the existing payments to current Pensioners and hence give...
Forum: Pensions 24-10-2013, 12:43 PM
Replies: 9
Views: 1,253
Posted By 149oaks
Joe There's no Union involved. There are less...

Joe
There's no Union involved. There are less than 20 Active members now with in the region of 100 Deferred members and a handful retired. What has raised my antenna is that as well as winding up...
Forum: Pensions 21-10-2013, 12:57 PM
Replies: 9
Views: 1,253
Posted By 149oaks
Guys all this points to more lack off/mis...

Guys all this points to more lack off/mis information from the Financial Sector i.e. give the masses information they don't understand. And before anybody gets annoyed about this I'm generalising as...
Forum: Pensions 16-10-2013, 01:42 PM
Replies: 9
Views: 1,253
Posted By 149oaks
Thanks Joe. I'm still mystified though - what...

Thanks Joe. I'm still mystified though - what %'age of my accrued Pension will fully funded buy? This may be dependent on a range of factors eg age etc but just like Box can you explain further...
Forum: Pensions 14-10-2013, 12:17 PM
Replies: 9
Views: 1,253
Posted By 149oaks
Minimum Funding vs Fully Funded DB Scheme

I'm a deferred member of a DB scheme which is being wound up. The scheme says it's funded to 100% of the Minimum Funding Standard could this be different to it being Fully Funded?
Forum: Pensions 12-09-2013, 05:15 PM
Replies: 6
Views: 1,063
Posted By 149oaks
Thanks Guys and just to clarify based on what I...

Thanks Guys and just to clarify based on what I posted:

AVC's are 100%
Retirees are 77%
Deferred and Active 44%

Is this correct?
Forum: Pensions 04-09-2013, 10:36 AM
Replies: 4
Views: 1,093
Posted By 149oaks
Based on my experience it took over 2 years for...

Based on my experience it took over 2 years for them to give a determination. Then again the issue wasn't straight forward. Initially the PO worked on it quickly but as it got more detailed they...
Forum: Cars, cycling and transport 29-08-2013, 08:02 PM
Replies: 11
Views: 1,550
Posted By 149oaks
The last 2 posts have been interesting to say the...

The last 2 posts have been interesting to say the least, it simply underlines "buyer beware" which is extremely difficult if insurers treat you differently. Anyway to update on my situation. The car...
Forum: Pensions 28-08-2013, 11:11 PM
Replies: 6
Views: 1,063
Posted By 149oaks
Understanding Section 44(a)

I'm reading the most up to date Actuarial Funding Certificate for my DB Scheme.
It sets out the Funding is sufficient to to discharge liabilities as follows:
(a) 100% of benefits as set in section...
Forum: Cars, cycling and transport 21-08-2013, 09:53 PM
Replies: 11
Views: 1,550
Posted By 149oaks
Ravima I reversed into a gate pier - no damage to...

Ravima I reversed into a gate pier - no damage to it. So my own fault totally and no claim by the owner.
Forum: Cars, cycling and transport 21-08-2013, 08:02 PM
Replies: 11
Views: 1,550
Posted By 149oaks
Thanks for all this guys. The Insurance Assesor...

Thanks for all this guys. The Insurance Assesor is coming tomorrow to look at it so he'll probably write it off. In which case I won't pursue the claim and get it "roughly" repaired my self. Am I...
Forum: Cars, cycling and transport 20-08-2013, 08:57 AM
Replies: 11
Views: 1,550
Posted By 149oaks
Leo thanks for that. I thought that once you had...

Leo thanks for that. I thought that once you had a NCB it transferred between insurers. Why would I only keep it with my current insurer? As if thats the case it may probably be better to pay for the...
Forum: Cars, cycling and transport 17-08-2013, 05:01 PM
Replies: 11
Views: 1,550
Posted By 149oaks
How does Car Write Off work

I had a bit of an accident the day after passing the NCT and Taxing the car for a year - it's a 00 reg. The repair is estimated at 800, however the guy feels that Insurance Co will declare it a...
Forum: Cars, cycling and transport 16-07-2013, 08:32 PM
Replies: 9
Views: 1,995
Posted By 149oaks
This is an interesting thread for me. 2 weeks ago...

This is an interesting thread for me. 2 weeks ago I both checked on the NCT website and called regarding booking an NCT in Waterford. There was none available until the end of september. Then I...
Forum: Overseas Travel,Holidays,Hotels & Airlines 19-06-2013, 11:27 AM
Replies: 2
Views: 806
Posted By 149oaks
How to go to Marrakesh from Agadir

We're (5 Adults) going to Agadir on Friday. We want to go to Marrakesh on a day trip. I was told it's 75 each for a Tourist Bus Day Trip. Anyone know of local busses etc we could use that would work...
Forum: Overseas Travel,Holidays,Hotels & Airlines 12-06-2013, 01:48 PM
Replies: 0
Views: 660
Posted By 149oaks
European Air Traffic Control Strikes

What's happening here? Heard it could spread from France. Is it likely to be wildcat stoppages or co-ordinated so that travellers will have some idea in advance of where strikes will happen. Hoping...
Forum: Homes and gardens 05-06-2013, 08:27 PM
Replies: 4
Views: 1,100
Posted By 149oaks
Leo Is the thread open now?

Leo
Is the thread open now?
Forum: Homes and gardens 04-06-2013, 02:09 PM
Replies: 4
Views: 1,100
Posted By 149oaks
Fading Red Patio Slabs

After power hosing our patio the last few years the red has dulled from the stones and the aggregate stones are now showing through. Is there a sealer or anything else that I could put on to...
Forum: I.T.,Cameras and MP 3 players 15-05-2013, 10:45 PM
Replies: 4
Views: 947
Posted By 149oaks
Thanks Guys got it done

Thanks Guys got it done
Forum: I.T.,Cameras and MP 3 players 15-05-2013, 08:59 AM
Replies: 4
Views: 947
Posted By 149oaks
Cookies File

I can't remember how to find the cookies file on my PC as I want to clear it out. Can anyone remind me of where I should find it please? I've done a search but haven't found it.
Forum: Homes and gardens 14-04-2013, 10:14 AM
Replies: 15
Views: 1,587
Posted By 149oaks
Thanks posters. I have a large lawn approx...

Thanks posters. I have a large lawn approx 1/2acre and quite a bit of moss. It's probably acidic as 2 weeks ago I noticed that the farm on the opposite side of the road was treated with lime. So I'm...
Forum: Homes and gardens 12-04-2013, 04:57 PM
Replies: 15
Views: 1,587
Posted By 149oaks
Leo I respect your comment and particularly as...

Leo
I respect your comment and particularly as you are a heavy poster, but I don't know what you mean by more meaningful. Can you suggest? Also I've had a private message and the poster stated that...
Forum: Homes and gardens 12-04-2013, 11:10 AM
Replies: 15
Views: 1,587
Posted By 149oaks
Lawn Moss

Can/should I use Sulphate of Iron on it's own to control/kill moss on my lawn?
Forum: Home energy 25-02-2013, 01:47 PM
Replies: 1
Views: 933
Posted By 149oaks
Hi It's usually 1kw/single rad. Most companies...

Hi
It's usually 1kw/single rad. Most companies websites have a calculator that allow you put in room details so you can get the spec size for your stove. Thats what we did and it's fine.
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