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Forum: Mortgages and buying and selling homes 23-07-2014, 08:42 PM
Replies: 1
Views: 614
Posted By Advicepls
Mortgage deposit amount?

A friend of mine is applying for a mortgage through a broker. The broker told him that if he borrows over 400k that all banks require a 20% deposit. Can anyone confirm if this is correct - that all...
Forum: Mortgages and buying and selling homes 17-07-2012, 01:24 PM
Replies: 5
Views: 1,793
Posted By Advicepls
I recently got approval for a second mortgage. ...

I recently got approval for a second mortgage. We are in about 100k negative equity, have no loans apart from mortgage (330k). Earnings similar to yourself and saving circa 2.5k per month. We have...
Forum: Homes and gardens 19-06-2012, 12:28 PM
Replies: 0
Views: 675
Posted By Advicepls
Splitting black granite hearth to have open fire

Hi there,

I have a limestone fireplace with a black granite back panel/hearth and electric fire insert. I would like to retain the fireplace surround but replace the granite or have it segmented...
Forum: Location, Location, Location 31-05-2012, 04:17 PM
Replies: 2
Views: 1,316
Posted By Advicepls
Many thanks for your response :)

Many thanks for your response :)
Forum: Mortgages and buying and selling homes 31-05-2012, 01:08 PM
Replies: 12
Views: 3,402
Posted By Advicepls
I have been to see 5 houses in Rathfarnham since...

I have been to see 5 houses in Rathfarnham since March. None were for me but 4 of them went sale agreed pretty quick and have not yet appeared back on the market so I would assume the sale has gone...
Forum: Location, Location, Location 30-05-2012, 10:26 AM
Replies: 2
Views: 1,316
Posted By Advicepls
Glenvara Park Knocklyon

Just wondering if anyone has any info about this estate? Is it ok, settled, any anti social behaviour?

Any info appreciated!
Forum: Mortgages and buying and selling homes 25-05-2012, 01:38 PM
Replies: 5
Views: 1,851
Posted By Advicepls
Seems unfair if you qualify for the higher rate. ...

Seems unfair if you qualify for the higher rate. Perhaps it is a clerical error. Maybe you get a much better rate paying a 20% deposit.
Forum: Location, Location, Location 24-05-2012, 09:21 AM
Replies: 44
Views: 10,728
Posted By Advicepls
If it were me and I was looking in Firhouse I...

If it were me and I was looking in Firhouse I would consider:

Carriglea
Carrigwood
Woodlawn
Kilakea

These are the areas I know of, all seem fine, settled.

In Knocklyon I don't really...
Forum: Location, Location, Location 23-05-2012, 01:47 PM
Replies: 44
Views: 10,728
Posted By Advicepls
Hi Dee101 - whats your budget?

Hi Dee101 - whats your budget?
Forum: Mortgages and buying and selling homes 22-05-2012, 10:14 AM
Replies: 3
Views: 932
Posted By Advicepls
I would not see any need to mention it if you...

I would not see any need to mention it if you have had spotless accounts for over 5 years.
Forum: Issues with tracker mortgages 14-05-2012, 12:51 PM
Replies: 11
Views: 5,161
Posted By Advicepls
Yes, should I need to rent my house in the future...

Yes, should I need to rent my house in the future I won't lose my tracker - yay! I was a bit alarmed at first as after only querying would I lose tracker should I NEED to rent the house, I then...
Forum: Location, Location, Location 01-05-2012, 04:54 PM
Replies: 3
Views: 1,329
Posted By Advicepls
Thank you Truthseeker. To be honest I...

Thank you Truthseeker.

To be honest I thought they were all part of the one estate but apparently they are separate. I think they were built at the same time as all the houses look the same. ...
Forum: Location, Location, Location 01-05-2012, 01:52 PM
Replies: 3
Views: 1,329
Posted By Advicepls
Knocklyon Park/Knocklyon Close

Looking at this particular estate and just wondering if anyone has any information, good, bad or indifferent! Any info appreciated :)
Forum: Issues with tracker mortgages 25-04-2012, 12:51 PM
Replies: 11
Views: 5,161
Posted By Advicepls
I emailed them and they sent me out a letter :D

I emailed them and they sent me out a letter :D
Forum: Mortgages and buying and selling homes 20-04-2012, 12:49 PM
Replies: 6
Views: 1,342
Posted By Advicepls
I believe Ulster Bank are offering something like...

I believe Ulster Bank are offering something like this at the mo.
Forum: Issues with tracker mortgages 18-04-2012, 01:04 PM
Replies: 11
Views: 5,161
Posted By Advicepls
I got it in writing that my rate doesn't change -...

I got it in writing that my rate doesn't change - yay! :)
Forum: Location, Location, Location 10-04-2012, 09:17 AM
Replies: 1
Views: 1,552
Posted By Advicepls
Prospect Manor, Rathfarnham

Hi there,

Just looking for general information on the estate.

Is it safe/quiet etc?

Is the build quality of the houses good?

Are there many young children? (have a child myself so...
Forum: Mortgages and buying and selling homes 06-04-2012, 11:35 PM
Replies: 7
Views: 1,416
Posted By Advicepls
Thank you

Thank you
Forum: Mortgages and buying and selling homes 05-04-2012, 11:55 AM
Replies: 7
Views: 1,416
Posted By Advicepls
I bought my home in 07. I had an apartment...

I bought my home in 07. I had an apartment before that which I bought and sold in 06. I am currently in receipt of the 30% trs as I bought in the boom.
Forum: Issues with tracker mortgages 05-04-2012, 10:00 AM
Replies: 11
Views: 5,161
Posted By Advicepls
Renting a house with ptsb tracker

Hi there,

I have a tracker mortgage on my home which I may be renting out in the next year.

I was originally on a fixed rate when I took out the mortgage in 2006 and when I came off this went...
Forum: Mortgages and buying and selling homes 05-04-2012, 09:35 AM
Replies: 7
Views: 1,416
Posted By Advicepls
Many thanks for your response. I am just unsure...

Many thanks for your response. I am just unsure where I stand considering I will have a rental property aswell. I will not be claiming trs on that property so if I buy another by end of this year...
Forum: Property investment and tenants' rights 04-04-2012, 12:51 PM
Replies: 4
Views: 1,423
Posted By Advicepls
Costs involved in renting our property

Hi there,

Can someone tell me (or perhaps point me in the right direction of posts where this is already covered) the different expenses and payments that I will incur becoming a landlord. This...
Forum: Mortgages and buying and selling homes 04-04-2012, 11:08 AM
Replies: 7
Views: 1,416
Posted By Advicepls
Query re trs when renting out house and buying another

Hi there,

I am looking for some advice as I am totally clueless on this matter. I am looking at the prospect of renting out my current property and buying a new one. I am still receiving trs on...
Forum: Location, Location, Location 27-03-2012, 10:37 AM
Replies: 21
Views: 7,274
Posted By Advicepls
Thank you both for your reply. I drove up and...

Thank you both for your reply. I drove up and had a look around at the weekend and I don't feel at all concerned about the Halting Site in relation to Prospect. Re the nearest shop, I am not...
Forum: Location, Location, Location 23-03-2012, 03:19 PM
Replies: 21
Views: 7,274
Posted By Advicepls
I'll do that. Thanks Truthseeker, you have been...

I'll do that. Thanks Truthseeker, you have been really really helpful to me today. :)
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