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Forum: Wills, inheritances and gifts Yesterday, 02:44 PM
Replies: 41
Views: 2,482
Posted By elcato
Guys - while there's nice nuggets here, let's...

Guys - while there's nice nuggets here, let's stick to the original question and advise accordingly.
Forum: Homes and Gardens - suppliers and recommend tradesmen 15-09-2014, 03:04 PM
Replies: 10
Views: 785
Posted By elcato
So what if he charges another €150 to do the...

So what if he charges another €150 to do the fascia ? I would pay him. The price sounds right. He is obviously unreliable and better to get someone who is not than be playing games with this guy.
Forum: Tax 12-09-2014, 11:29 AM
Replies: 86
Views: 3,148
Posted By elcato
Sorry but this is where any argument is flawed....

Sorry but this is where any argument is flawed. Just because something is cut a few times more than others doesn't make it non-equitable. Ask yourself, why were they cut ? This is like the old public...
Forum: Banking, credit cards, etc 11-09-2014, 12:15 PM
Replies: 20
Views: 1,548
Posted By elcato
Is there not limits on withdrawels which are less...

Is there not limits on withdrawels which are less than this ? Was it done over a few days ?
Forum: Deposits 05-09-2014, 11:34 AM
Replies: 5
Views: 771
Posted By elcato
Don't we all and the bank isn't great either

Don't we all and the bank isn't great either
Forum: Tax 28-08-2014, 05:10 PM
Replies: 11
Views: 573
Posted By elcato
To the OP: Did your employer re-depoly you or did...

To the OP: Did your employer re-depoly you or did you just emigrate because there was no work in Ireland ? It's not clear from the post and I get the impression that the exemption is only if your...
Forum: Investments 26-08-2014, 04:26 PM
Replies: 1
Views: 376
Posted By elcato
This site is an Irish site so it may not be able...

This site is an Irish site so it may not be able to deal with your questions I'm afraid.
Forum: Overseas Travel,Holidays,Hotels & Airlines 26-08-2014, 11:37 AM
Replies: 19
Views: 1,740
Posted By elcato
My experience of security at Dublin airport is...

My experience of security at Dublin airport is rarely because of understaffing. It's the idiots that stand in a queue and wait till they get to the top and then wait till the staff remind them before...
Forum: Other financial issues 22-08-2014, 01:08 PM
Replies: 11
Views: 1,194
Posted By elcato
I have not looked at the site but I think I get...

I have not looked at the site but I think I get what they're trying to do. the saving bit would go like this

I am in the pub.
I may want another pint.
I decide not to because I'm tired.
I...
Forum: The Local Property Tax 21-08-2014, 03:54 PM
Replies: 5
Views: 821
Posted By elcato
I think the Co. Councils are just sending out...

I think the Co. Councils are just sending out letters and chancing their arm at the moment in the hope people will just pay up. There was a NPPR liability for last year if the house had changed names...
Forum: Overseas Travel,Holidays,Hotels & Airlines 14-08-2014, 12:35 PM
Replies: 13
Views: 1,330
Posted By elcato
The sail/rail is about €48 and the only problem...

The sail/rail is about €48 and the only problem is the 4 hour train journey. The boat is quite pleasant.
Forum: Banking, credit cards, etc 14-08-2014, 12:27 PM
Replies: 15
Views: 907
Posted By elcato
Why do people feel if they were sold something by...

Why do people feel if they were sold something by a bank that the bank were dodgy sales people ? This is true for every business. If someone gets stuck with a dodgy mower from a door to door salesman...
Forum: How to use Askaboutmoney 06-08-2014, 02:23 PM
Replies: 11
Views: 997
Posted By elcato
Given that changing the title only takes a click...

Given that changing the title only takes a click on the title and editing it I find sending pm and deleting a thread far more cumbersome.
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 31-07-2014, 05:14 PM
Replies: 11
Views: 1,438
Posted By elcato
It's down to whether the judge believes Mr Bank...

It's down to whether the judge believes Mr Bank vs Jim on witnessing of the signature. If Mr Bank tells the truth then I don't know what would happen but he could still sway a judge by saying he...
Forum: Travel, accommodation and restaurants in Ireland 28-07-2014, 12:02 PM
Replies: 15
Views: 1,106
Posted By elcato
You could try putting in a future date with the...

You could try putting in a future date with the month wrong. Chances are they will not notice the date on her passport when she is boarding.
Forum: Other financial issues 18-07-2014, 05:04 PM
Replies: 3
Views: 720
Posted By elcato
Your loans are unsustainable. You need to write...

Your loans are unsustainable. You need to write the figures down of what you pay for the loans after being left with the 300 euro. I'd write to both menders and explain that you cannot pay and would...
Forum: Consumer Issues and Rights 18-07-2014, 10:59 AM
Replies: 4
Views: 634
Posted By elcato
Did the chiropodist not give a recomendation to...

Did the chiropodist not give a recomendation to somewhere or at least explain what they meant ? No offence but any shoe shops employ sales people not chiropidists. Their remit is to sell shoes. There...
Forum: Is this a scam? 11-07-2014, 12:28 PM
Replies: 16
Views: 1,793
Posted By elcato
This is a regular line with these people. Once...

This is a regular line with these people. Once they mention Golden Pages do not entertain. Sorry to hear about this but do report it to the Gardai. For future reference, ask them for a card and...
Forum: Issues arising from joint mortgages 10-07-2014, 11:25 AM
Replies: 12
Views: 1,442
Posted By elcato
But the amount is in respect to your ex. Was he...

But the amount is in respect to your ex. Was he paying during that time or have you come to an arrangement that you take over the payments and get to keep the house ? If it was his contribution then...
Forum: Issues with tracker mortgages 09-07-2014, 12:46 PM
Replies: 33
Views: 4,071
Posted By elcato
So it appears that you are not the only one - see...

So it appears that you are not the only one - see here (http://www.askaboutmoney.com/showthread.php?t=188029)
On the plus side though, this suggests that the underpayment is being clawed back in...
Forum: Issues arising from joint mortgages 09-07-2014, 11:32 AM
Replies: 12
Views: 1,442
Posted By elcato
So they seem to confirm that if you had any...

So they seem to confirm that if you had any relief from 2007 it was null and void given that the circumstances changed and you didn't inform them. Maybe that's how they deal with it rather than via a...
Forum: Issues arising from joint mortgages 08-07-2014, 05:18 PM
Replies: 12
Views: 1,442
Posted By elcato
This is interesting, are revenue saying that the...

This is interesting, are revenue saying that the 9k is your total TRS during that date or half the TRS which your partner claimed ? I cant remember the rates but it sounds like revenue are asking for...
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 07-07-2014, 01:00 PM
Replies: 7
Views: 1,090
Posted By elcato
As stated this is not bad at all. I would write a...

As stated this is not bad at all. I would write a letter explaining that you are out of work and requesting to try a plan. They will write back and try and force you to pay what they want. The main...
Forum: Wills, inheritances and gifts 04-07-2014, 04:11 PM
Replies: 10
Views: 696
Posted By elcato
So to clarify, this property was owned by him but...

So to clarify, this property was owned by him but he was not living there ? Has the rest of the estate been distibuted ?
Forum: Tax 04-07-2014, 02:25 PM
Replies: 2
Views: 539
Posted By elcato
Regarding TRS, I sent an email to them which took...

Regarding TRS, I sent an email to them which took a month for a reply and they basically asked me when I moved out and calculated the money owed to them. I'm pretty sure there was no penalty clause...
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