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Search: Posts Made By: Komori
Forum: Affordable housing and shared ownership 29-02-2012, 10:08 AM
Replies: 4
Views: 3,083
Posted By Komori
What if a couple got married and both had an...

What if a couple got married and both had an affordable home?
Forum: Affordable housing and shared ownership 05-02-2009, 07:19 PM
Replies: 5
Views: 918
Posted By Komori
Re: AH mortgage providers

EBS offered me the full amount, Bank of ireland insulted me so i told them where to shove their offer. I had 2 other approvals anyway.
EBS are also passing on the interest rate cuts immediately....
Forum: Affordable housing and shared ownership 23-01-2009, 06:28 PM
Replies: 30
Views: 8,743
Posted By Komori
Re: Solicitors fees

mine was 3000, but i got a discount (as a favour to my dad). so it ended up at 2000. that was all set fees, solictiors fees, tax, will, etc.
In fairness my solicitor did a lot of extra work for me....
Forum: Affordable housing and shared ownership 09-01-2009, 10:09 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

The back gardens are a jungle alright, but i have enough to be doing inside not to mind outside.
The pipe coming into the kitchen is easily fixed but a big issue. The builders brought it up from the...
Forum: Affordable housing and shared ownership 06-01-2009, 05:21 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

You're right to wait, i know you are dying to get in, but you have to get things right before you do. I haven't a thing done to the house yet apart from light bulbs. two holidays are getting in the...
Forum: Affordable housing and shared ownership 05-01-2009, 07:21 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

I have my keys. I pushed my engineer to do the snag and he told me there was nothing too serious so i told my solicitor to go ahead and draw down the cheque.
closed two days before christmas and i...
Forum: Affordable housing and shared ownership 28-12-2008, 04:49 PM
Replies: 6
Views: 1,333
Posted By Komori
Re: Would you recommend AH in this instance?

Definitely do not go affordable housing if you can buy it yourself.
The AH scheme is in reality at least a 10 year commitment. The AH price is only just over 20000 cheaper (mine was 105000...
Forum: Affordable housing and shared ownership 10-12-2008, 07:53 PM
Replies: 16
Views: 3,572
Posted By Komori
Re: Selling affordable house at a loss???

Unofficially, i have been told that the council dont care what happens the house after the purchase. But its best not to abuse the system, and its not fair.
They tend to turn a blind eye to people...
Forum: Affordable housing and shared ownership 09-12-2008, 04:48 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

I also got the letter form my solicitor today about closing by the 17th.
thats 8 days, my snag isnt even done yet.
i really dont want to sign my contracts until this is done.
it would mean me...
Forum: Affordable housing and shared ownership 08-12-2008, 10:43 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

Hi guys, im stiil a good few weeks behind ye.
Still waiting for my engineer to do the snag, he keeps putting it off and im under pressure to get it done. Ive changed my mortgage to variable from...
Forum: Affordable housing and shared ownership 01-12-2008, 10:47 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

One person i know of moved in without doing a snag, got fed up of waiting. Now way am i doing it without my engineer having a look. this week hopefully.
its shocking alright the way they were left...
Forum: Affordable housing and shared ownership 30-11-2008, 06:27 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

looks like castletreasure is finally moving. first few moving in at the moment.
not me though
Forum: Affordable housing and shared ownership 14-10-2008, 06:06 PM
Replies: 22
Views: 4,715
Posted By Komori
Re: Changes to affordable housing in budget

Almost completed the purchase of mine. i hope the government wont be taking an equity stake in my house. I presume its too late for that.

at least mortgage interest relief is being changed for...
Forum: Affordable housing and shared ownership 03-10-2008, 05:49 PM
Replies: 10
Views: 1,753
Posted By Komori
Forum: Affordable housing and shared ownership 02-10-2008, 05:56 PM
Replies: 10
Views: 1,753
Posted By Komori
Re: Price reduction AH?

I didnt negotiate, they just did it. only by 10000 though.
Forum: Affordable housing and shared ownership 02-10-2008, 05:55 PM
Replies: 4
Views: 1,050
Posted By Komori
Re: Clawback reductions

In cork yes. Reduced by about 3%. Lowered the valuation of the house too.
I didnt ask for it.
Had rung months before but was told there was no chance.
Forum: Affordable housing and shared ownership 30-09-2008, 09:48 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

My God, the affordable housing process takes a long time.
House is sitting empty while the council drag their heels as usual.
Trying to get them to answer the phone is impossible
Forum: Affordable housing and shared ownership 30-09-2008, 09:45 PM
Replies: 30
Views: 12,062
Posted By Komori
Re: Affordable Housing - cork area

be prepared for a long wait
Forum: Affordable housing and shared ownership 15-06-2008, 03:39 PM
Replies: 3
Views: 1,007
Posted By Komori
Re: buy AH under shared ownership scheme??

As they are two totally different schemes id say its a definite no.
Forum: Affordable housing and shared ownership 06-06-2008, 07:55 PM
Replies: 7
Views: 1,431
Posted By Komori
Re: Deposit

when does the deposit have to be paid. i have accepted the house, mortgage and assurance etc sorted. just waiting on the council and solictiors to get moving.
Hasnt even been mentioned yet about...
Forum: Affordable housing and shared ownership 06-06-2008, 07:53 PM
Replies: 41
Views: 8,976
Posted By Komori
Re: current market value

Rang the council, no joy. said no chance of it being changed. thats thier valuation and they are sticking with it.
Forum: Affordable housing and shared ownership 05-06-2008, 05:52 PM
Replies: 7
Views: 1,431
Posted By Komori
Re: Deposit

I got a 97% AH mortgage in the last month
Forum: Affordable housing and shared ownership 05-06-2008, 11:58 AM
Replies: 41
Views: 8,976
Posted By Komori
Re: current market value

My affordable house is valued at 320000, my mortgage company have valued it at 270000. The process is underway, about to start all the solictor stuff. should i ask the council about this 50000 gap in...
Forum: Affordable housing and shared ownership 17-05-2008, 06:36 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

the 3 bedrooms are 215000. valued at 320000
Forum: Affordable housing and shared ownership 17-05-2008, 02:46 PM
Replies: 614
Views: 75,273
Posted By Komori
Re: Affordable Housing-Process/Plans Cork County

at the open day, plenty of the houses werent even open, so they might still be available.

the centre ones, 2/3 bedroom convertible were all closed.
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