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Forum: Banking, credit cards, etc 19-09-2014, 10:00 AM
Replies: 6
Views: 692
Posted By T McGibney
Yes. They weren't your funds.

Yes. They weren't your funds.
Forum: Tax 18-09-2014, 11:33 AM
Replies: 90
Views: 3,570
Posted By T McGibney
It's excellent if the combined incomes are below...

It's excellent if the combined incomes are below or marginally above 36k, but meaningless otherwise.
Forum: Tax 18-09-2014, 11:23 AM
Replies: 90
Views: 3,570
Posted By T McGibney
The end result may be the same (the exemption...

The end result may be the same (the exemption doesn't apply, apart from limited marginal relief, if the income exceeds €36k) but otherwise their theory has no basis in reality.
Forum: Miscellaneous Non-financial Questions 16-09-2014, 10:31 AM
Replies: 25
Views: 1,163
Posted By T McGibney
It also goes against the legal obligation to...

It also goes against the legal obligation to retain for 7 years, evidence to support claims for reliefs and deductions made in Income Tax returns.
Forum: Tax 16-09-2014, 09:51 AM
Replies: 13
Views: 606
Posted By T McGibney
The only tax that is ridiculously complicated is...

The only tax that is ridiculously complicated is VAT. The principles of Income Tax, CGT and CAT are reasonably straighforward. A child could understand and explain the principles behind Corporation...
Forum: Tax 15-09-2014, 06:50 PM
Replies: 7
Views: 275
Posted By T McGibney
It all depends on the circumstances of the...

It all depends on the circumstances of the original property valuation and subsequent sale. A 64% rise in the value of the property within a year is not easily explainable in the context of the...
Forum: Property investment and tenants' rights 15-09-2014, 12:04 PM
Replies: 17
Views: 673
Posted By T McGibney
In the context of property investment, "no...

In the context of property investment, "no brainer" is an oxymoron.

It's worth noting that the 7 year exemption is a qualified one, and full exemption is only possible if the property is sold on...
Forum: The Financial Services Ombudsman 11-09-2014, 01:08 PM
Replies: 39
Views: 1,561
Posted By T McGibney
Brendan, How can a solicitor start a legal...

Brendan,

How can a solicitor start a legal process, and create a liability for their client, without the client's specific authorisation to do so?
Forum: Property investment and tenants' rights 11-09-2014, 11:33 AM
Replies: 17
Views: 673
Posted By T McGibney
Will it? It was supposed to disappear on 31 Dec...

Will it? It was supposed to disappear on 31 Dec 2013 but was extended.
Forum: Tax 09-09-2014, 11:34 AM
Replies: 57
Views: 3,656
Posted By T McGibney
Its goal was, as I said, to relieve pressure on...

Its goal was, as I said, to relieve pressure on rents. The fact that some people abused it (fraudulently in many instances, citing non-existent "lodgers") to enhance mortgage applications is neither...
Forum: Phones, DVDs, TVs, Audio/Visual 09-09-2014, 10:58 AM
Replies: 8
Views: 366
Posted By T McGibney
Google is also free. Every business in the land...

Google is also free. Every business in the land is traceable on it.
Forum: Tax 09-09-2014, 10:44 AM
Replies: 57
Views: 3,656
Posted By T McGibney
No, its main goal was to defuse the crisis of...

No, its main goal was to defuse the crisis of rocketing rents that blighted our cities and towns in the late 1990s/early 2000s. (In fact the rent-a-room scheme was first suggested on AAM around that...
Forum: Wills, inheritances and gifts 05-09-2014, 03:20 PM
Replies: 14
Views: 974
Posted By T McGibney
So? The existence of that transaction...

So?

The existence of that transaction didn't bind or commit the father in any way to distribute the remainder of his assets, pre- or post-death, to his children in any particular fashion.

If...
Forum: Wills, inheritances and gifts 05-09-2014, 03:04 PM
Replies: 14
Views: 974
Posted By T McGibney
This is hardly for you to say, Brendan? The...

This is hardly for you to say, Brendan?

The man made a free & conscious decision to dispense his own money as he saw fit.

He later made a will, which specified how he wished his estate to be...
Forum: Economic issues 04-09-2014, 10:09 AM
Replies: 90
Views: 4,072
Posted By T McGibney
Great work Brendan. The Household Budget...

Great work Brendan.

The Household Budget Survey may well be an excellent indicator of inflation trends, but it is clearly a dubious basis for extrapolating national income statistics. For...
Forum: Askaboutbusiness 03-09-2014, 03:37 PM
Replies: 82
Views: 18,400
Posted By T McGibney
The retrospective rewriting of the rules (not the...

The retrospective rewriting of the rules (not the laws, mind you) on contractors' deduction entitlements and the custom & practice surrounding medical locum contracts are two cases in point.


I...
Forum: Askaboutbusiness 03-09-2014, 02:02 PM
Replies: 82
Views: 18,400
Posted By T McGibney
There is very little openness and transparency...

There is very little openness and transparency about Revenue's recent attempts to retrospectively rewrite the tax code on subjects such as locum doctors and contractors, to suit their own agenda.
...
Forum: Askaboutbusiness 03-09-2014, 10:08 AM
Replies: 82
Views: 18,400
Posted By T McGibney
Of course Revenue's approach to audit has...

Of course Revenue's approach to audit has changed. That is not necessarily a criticism. but a statement of fact. If their approach didn't change in response to an economic calamity that all but wiped...
Forum: Cars, cycling and transport 02-09-2014, 03:55 PM
Replies: 5
Views: 601
Posted By T McGibney
If one exists, I'd love to know also. I presume...

If one exists, I'd love to know also. I presume there's nothing, as otherwise Google would have it. The tagcompare.ie site promises much but delivers little.
Forum: Cars, cycling and transport 02-09-2014, 02:02 PM
Replies: 5
Views: 601
Posted By T McGibney
You could always try Google......

You could always try Google... https://www.google.ie/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#q=Price%20Comparison%20Site%20for%20Toll%20Road%20Electronic%20Tags%20%3F
Forum: Property investment and tenants' rights 02-09-2014, 01:12 PM
Replies: 15
Views: 894
Posted By T McGibney
From the landlord's viewpoint, Revenue ain't the...

From the landlord's viewpoint, Revenue ain't the problem here. The problem is the difficult tenant who insists that they must deduct 20% from the gross rents payable to the landlord, and who then...
Forum: Askaboutbusiness 02-09-2014, 09:48 AM
Replies: 82
Views: 18,400
Posted By T McGibney
+1

+1
Forum: Property investment and tenants' rights 02-09-2014, 09:47 AM
Replies: 15
Views: 894
Posted By T McGibney
Because that's the commitment they sign up for. :)

Because that's the commitment they sign up for. :)
Forum: Property investment and tenants' rights 01-09-2014, 04:54 PM
Replies: 15
Views: 894
Posted By T McGibney
But you can! If you want to register a friend,...

But you can! If you want to register a friend, relative or other amateur "collection agent" to act in this capacity, you can do so quite simply by using the same registration form that is used to...
Forum: Property investment and tenants' rights 01-09-2014, 01:02 PM
Replies: 15
Views: 894
Posted By T McGibney
It is not. The Revenue guidelines clearly state...

It is not. The Revenue guidelines clearly state that the 20% deduction doesn't apply once a Collection Agent is nominated. There is no requirement for the Collection Agent to be a professional or...
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