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Forum: Cars, cycling and transport 09-12-2014, 05:18 PM
Replies: 13
Views: 645
Posted By 149oaks
Thanks for the replies. Problem is multiple...

Thanks for the replies. Problem is multiple drivers with different law requirements for each. Remove & replace plates maybe 2/3 times per day is not pratical. So both N & L have to be displayed at...
Forum: Cars, cycling and transport 08-12-2014, 06:13 PM
Replies: 13
Views: 645
Posted By 149oaks
N & L Plates

We have 1 car and children who have a mix of Provisional & recent Full Licenses. So to comply with the law do we have to display both N & L plates on the front & rear windows? If so won't this...
Forum: Overseas Travel,Holidays,Hotels & Airlines 05-12-2014, 09:34 PM
Replies: 8
Views: 1,232
Posted By 149oaks
Socrates thanks for all the info, grwat ideas but...

Socrates thanks for all the info, grwat ideas but can't fit it all in so we'll have to pick. Was wondering about the taxi though on NYE. Leaving airport at 8am would it run in to rush hour and...
Forum: Overseas Travel,Holidays,Hotels & Airlines 28-11-2014, 04:45 PM
Replies: 8
Views: 1,232
Posted By 149oaks
Thanks for the replies. Yes arriving from Denver...

Thanks for the replies. Yes arriving from Denver at about 8am and will be fully checked through to Dublin with Aer Lingus for 5:20pm flight. Just wondering why you say need to be back at Airport...
Forum: Home energy 26-11-2014, 11:44 AM
Replies: 3
Views: 575
Posted By 149oaks
Thanks, couldn't find any info on google!! Has...

Thanks, couldn't find any info on google!! Has nobody asked this before or should I just have assumed it?
Forum: Overseas Travel,Holidays,Hotels & Airlines 25-11-2014, 05:48 PM
Replies: 8
Views: 1,232
Posted By 149oaks
9 Hrs in San Franscisco on New Years Eve

We're flying thru SF arr 8:00am and depart 17:20. So I'm guessing 1 hr e/w to/from the Airport to Downtown on the BART. Was thinking of going to Embarcardo on the BART, then the 7 to Fishermans...
Forum: Home energy 25-11-2014, 10:56 AM
Replies: 3
Views: 575
Posted By 149oaks
Does Home Heating Oil go Off

WE put in a stove and are now in our 3rd winter with it. It has really cut down on our use of Home Heating oil to approx 150ltrs/year. I reckon there's about 200ltrs left in our 1100ltr oil tank....
Forum: Overseas Travel,Holidays,Hotels & Airlines 02-10-2014, 05:45 PM
Replies: 5
Views: 684
Posted By 149oaks
Thanks guys. Good idea Mrs Vimes, I'll try...

Thanks guys.
Good idea Mrs Vimes, I'll try that.
Grizzly, thats what I was told.
peteb, yes I can do that but it's more expensive and with Private Medical Insurance I think I should get a...
Forum: Overseas Travel,Holidays,Hotels & Airlines 02-10-2014, 12:03 PM
Replies: 5
Views: 684
Posted By 149oaks
Family Travel Insurance & Health Insurance

I'm looking to buy an Annual Family Travel Insurance Policy. We have 3 "children" 22, 20 & 17. As I understand it the 22 & 20 year olds are Adults and must buy their own policies. Myself and wife...
Forum: Pensions 22-11-2013, 09:12 PM
Replies: 2
Views: 1,036
Posted By 149oaks
Really? Well I would understand that...

Really?
Well I would understand that underfunded schemes should be focussed on.
But in schemes that just meet the Minimum Funding (note not Fully Funded and there is a big difference) why should...
Forum: Pensions 22-11-2013, 11:57 AM
Replies: 2
Views: 1,036
Posted By 149oaks
Proposed Legislation

Does anybody know if the proposed legislation allows Trustees when winding up a DB scheme that meets the Minimum Funding Standard to cut the existing payments to current Pensioners and hence give...
Forum: Pensions 24-10-2013, 12:43 PM
Replies: 9
Views: 1,576
Posted By 149oaks
Joe There's no Union involved. There are less...

Joe
There's no Union involved. There are less than 20 Active members now with in the region of 100 Deferred members and a handful retired. What has raised my antenna is that as well as winding up...
Forum: Pensions 21-10-2013, 12:57 PM
Replies: 9
Views: 1,576
Posted By 149oaks
Guys all this points to more lack off/mis...

Guys all this points to more lack off/mis information from the Financial Sector i.e. give the masses information they don't understand. And before anybody gets annoyed about this I'm generalising as...
Forum: Pensions 16-10-2013, 01:42 PM
Replies: 9
Views: 1,576
Posted By 149oaks
Thanks Joe. I'm still mystified though - what...

Thanks Joe. I'm still mystified though - what %'age of my accrued Pension will fully funded buy? This may be dependent on a range of factors eg age etc but just like Box can you explain further...
Forum: Pensions 14-10-2013, 12:17 PM
Replies: 9
Views: 1,576
Posted By 149oaks
Minimum Funding vs Fully Funded DB Scheme

I'm a deferred member of a DB scheme which is being wound up. The scheme says it's funded to 100% of the Minimum Funding Standard could this be different to it being Fully Funded?
Forum: Pensions 12-09-2013, 05:15 PM
Replies: 6
Views: 1,388
Posted By 149oaks
Thanks Guys and just to clarify based on what I...

Thanks Guys and just to clarify based on what I posted:

AVC's are 100%
Retirees are 77%
Deferred and Active 44%

Is this correct?
Forum: Pensions 04-09-2013, 10:36 AM
Replies: 4
Views: 1,390
Posted By 149oaks
Based on my experience it took over 2 years for...

Based on my experience it took over 2 years for them to give a determination. Then again the issue wasn't straight forward. Initially the PO worked on it quickly but as it got more detailed they...
Forum: Cars, cycling and transport 29-08-2013, 08:02 PM
Replies: 11
Views: 2,092
Posted By 149oaks
The last 2 posts have been interesting to say the...

The last 2 posts have been interesting to say the least, it simply underlines "buyer beware" which is extremely difficult if insurers treat you differently. Anyway to update on my situation. The car...
Forum: Pensions 28-08-2013, 11:11 PM
Replies: 6
Views: 1,388
Posted By 149oaks
Understanding Section 44(a)

I'm reading the most up to date Actuarial Funding Certificate for my DB Scheme.
It sets out the Funding is sufficient to to discharge liabilities as follows:
(a) 100% of benefits as set in section...
Forum: Cars, cycling and transport 21-08-2013, 09:53 PM
Replies: 11
Views: 2,092
Posted By 149oaks
Ravima I reversed into a gate pier - no damage to...

Ravima I reversed into a gate pier - no damage to it. So my own fault totally and no claim by the owner.
Forum: Cars, cycling and transport 21-08-2013, 08:02 PM
Replies: 11
Views: 2,092
Posted By 149oaks
Thanks for all this guys. The Insurance Assesor...

Thanks for all this guys. The Insurance Assesor is coming tomorrow to look at it so he'll probably write it off. In which case I won't pursue the claim and get it "roughly" repaired my self. Am I...
Forum: Cars, cycling and transport 20-08-2013, 08:57 AM
Replies: 11
Views: 2,092
Posted By 149oaks
Leo thanks for that. I thought that once you had...

Leo thanks for that. I thought that once you had a NCB it transferred between insurers. Why would I only keep it with my current insurer? As if thats the case it may probably be better to pay for the...
Forum: Cars, cycling and transport 17-08-2013, 05:01 PM
Replies: 11
Views: 2,092
Posted By 149oaks
How does Car Write Off work

I had a bit of an accident the day after passing the NCT and Taxing the car for a year - it's a 00 reg. The repair is estimated at 800, however the guy feels that Insurance Co will declare it a...
Forum: Cars, cycling and transport 16-07-2013, 08:32 PM
Replies: 9
Views: 2,562
Posted By 149oaks
This is an interesting thread for me. 2 weeks ago...

This is an interesting thread for me. 2 weeks ago I both checked on the NCT website and called regarding booking an NCT in Waterford. There was none available until the end of september. Then I...
Forum: Overseas Travel,Holidays,Hotels & Airlines 19-06-2013, 11:27 AM
Replies: 2
Views: 1,101
Posted By 149oaks
How to go to Marrakesh from Agadir

We're (5 Adults) going to Agadir on Friday. We want to go to Marrakesh on a day trip. I was told it's 75 each for a Tourist Bus Day Trip. Anyone know of local busses etc we could use that would work...
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