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Forum: Management companies, apartments, etc. Yesterday, 11:45 AM
Replies: 23
Views: 1,676
Posted By elcato
Was it listed as a cost in the annual report also.

Was it listed as a cost in the annual report also.
Forum: Property investment and tenants' rights Yesterday, 10:18 AM
Replies: 18
Views: 1,178
Posted By elcato
Don't forget to change the locks. Keep the old...

Don't forget to change the locks. Keep the old ones for when the next tenant moves on and rotate them.
Forum: Welfare and state benefits 10-04-2014, 12:25 PM
Replies: 19
Views: 1,693
Posted By elcato
And that's not like you at all at all

And that's not like you at all at all
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 31-03-2014, 01:14 PM
Replies: 20
Views: 2,043
Posted By elcato
What's the current interest rate ?

What's the current interest rate ?
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 28-03-2014, 02:38 PM
Replies: 8
Views: 1,073
Posted By elcato
I'd stop paying this for starters. I know its not...

I'd stop paying this for starters. I know its not much of a saving but the bank have to take some responsibilty here (I assume you did not ask them in good faith to clear them quickly and give you...
Forum: Mortgage arrears - policy issues 28-03-2014, 02:20 PM
Replies: 5
Views: 353
Posted By elcato
Why not ring Eddie up from another phone and tell...

Why not ring Eddie up from another phone and tell him you are interested in the PPI refund but want to meet him in his office to make sure he's genuine ?
Forum: Health Insurance and healthcare costs 28-03-2014, 01:18 PM
Replies: 10
Views: 779
Posted By elcato
I would also point out that they will not be at...

I would also point out that they will not be at the door of the A&E or the ward asking for this up front so no need to be worrying about having it handy.
Forum: Property investment and tenants' rights 06-03-2014, 08:44 AM
Replies: 24
Views: 2,256
Posted By elcato
Actually quite a major point so apologies for...

Actually quite a major point so apologies for mistake. I this case you would have to register twice at double bubble but still is only < 400 in total.
You need to fill out a form 12, just the...
Forum: Property investment and tenants' rights 05-03-2014, 01:43 PM
Replies: 24
Views: 2,256
Posted By elcato
There are (at least) two seperate issues here. ...

There are (at least) two seperate issues here.
1) The NPPR or second home tax as you call it has not been paid so unless you pay that the sale will not go through. The penalties for not paying this...
Forum: Investments 05-03-2014, 01:37 PM
Replies: 181
Views: 33,286
Posted By elcato
I don't recall giving them any bank details when...

I don't recall giving them any bank details when I filled these forms in originally. Can someone confirm that in this case I will receicve two cheques, one for consolidation changes and one for sale...
Forum: Investments 04-03-2014, 12:01 PM
Replies: 1
Views: 545
Posted By elcato
Clubmans last post here ...

Clubmans last post here (http://www.askaboutmoney.com/showthread.php?t=182033&page=7)seems to confirm that they have been processing payments.
Forum: Overseas Travel,Holidays,Hotels & Airlines 03-03-2014, 11:10 AM
Replies: 4
Views: 577
Posted By elcato
A bus runs into town fairly frequently to both...

A bus runs into town fairly frequently to both railway stations. I have done a return a while back with ease. Check the airport website.
Forum: Cars, cycling and transport 27-02-2014, 03:39 PM
Replies: 28
Views: 1,928
Posted By elcato
I guess he's feeling deflated now and using the...

I guess he's feeling deflated now and using the tube.
Forum: Cars, cycling and transport 26-02-2014, 10:23 AM
Replies: 33
Views: 3,261
Posted By elcato
Worst case scenario is that everytime you go...

Worst case scenario is that everytime you go through an orange light, not have to correct lighting on your bike, wobble dangerously, not hand signal etc. you will get stopped and given a summons for...
Forum: Health Insurance and healthcare costs 25-02-2014, 10:35 AM
Replies: 13
Views: 1,195
Posted By elcato
I went to VHI swiftcare when I had a fall on the...

I went to VHI swiftcare when I had a fall on the bike. Seen straight away. Got the usual check up and then into xrays straight away. Paid 120 fee plus another 80 for xrays. Didn't need stitches but...
Forum: The bailout, the banking crisis and other economic issues 20-02-2014, 01:54 PM
Replies: 20
Views: 1,790
Posted By elcato
They didn't actually buy the shares as that would...

They didn't actually buy the shares as that would have made the share price go sky high. This in turn would mean that other people (using their services) could win and close out their position with...
Forum: Banking, credit cards, etc 20-02-2014, 12:22 PM
Replies: 6
Views: 810
Posted By elcato
Are you sure the call is genuine ? Did you give...

Are you sure the call is genuine ? Did you give details over the phone ? This sounds like a scam.
Forum: Cars, cycling and transport 20-02-2014, 09:06 AM
Replies: 33
Views: 3,261
Posted By elcato
Good advice I'm afraid, unless you plan on...

Good advice I'm afraid, unless you plan on leaving the country.
Forum: Banking, credit cards, etc 13-02-2014, 12:11 PM
Replies: 1
Views: 368
Posted By elcato
Nationwide UK online withdrawal limit ?

Does anyone know if there's a limit on transferring into your nominated account online for this ? I presume you could close it and it would have to be done but just wondering has anyone transferred >...
Forum: The Local Property Tax 12-02-2014, 01:38 PM
Replies: 16
Views: 2,045
Posted By elcato
But the liabilty is for the person who owned the...

But the liabilty is for the person who owned the property in Nov 13. Are you saying if a person buys this year that they will have to pay back the vendor pro rata ?
Forum: Banking, credit cards, etc 06-02-2014, 10:21 AM
Replies: 17
Views: 1,911
Posted By elcato
Another part of the story I find strange is how...

Another part of the story I find strange is how they knew you had a CC and what it's limit was. In that article it states the gang knew she had a CC and it's limit. Also, you must have known that it...
Forum: Property investment and tenants' rights 31-01-2014, 09:13 AM
Replies: 7
Views: 1,201
Posted By elcato
See here...

See here (http://www.askaboutmoney.com/showthread.php?t=171272) in a previous thread. Specifically post 4 shows an example.
Forum: Tax 30-01-2014, 12:38 PM
Replies: 2
Views: 549
Posted By elcato
It's all here...

It's all here (http://www.askaboutmoney.com/showthread.php?t=171272) and discussed fully. Your specific tax return is in post 4 as an example of what you can and can't claim for.
Forum: Mortgage arrears, personal debt & negative equity - questions and case studies 28-01-2014, 04:02 PM
Replies: 9
Views: 1,583
Posted By elcato
Classic of the day :)

Classic of the day :)
Forum: Askaboutlaw 28-01-2014, 01:00 PM
Replies: 20
Views: 2,694
Posted By elcato
Send a letter delivered by hand marked 'Private...

Send a letter delivered by hand marked 'Private and Confidential' with his name on it to his front door. Make sure his wife is in and he's out. You will be paid very quickly.
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