Switch Mortgage Lenders

nigel27

Registered User
Messages
36
Hi, I am currently 3 yrs into a 35yr mortgage of €340K. I'm currently with Ultser Bank on U-First varibale rate of 3.75%. I'm looking at fixing but Ulster 3 yr is 4.30% but AIB 3 yr is 3.19% (better than my current variable rate). Would I be better off switching to AIB?
Worried rates will go up in near future for variable and fixed
 
If you're in negative equity you cannot switch mortgage provider.
 
No other lender will take you on if your mortgage is more than 92% of the house value . At 350k - you are looking at 97% so not a chance really.
 
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