is uk bankruptcy recognised in ireland

binchy

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I was made bankrupt in n ireland in june and released from bankruptcy in june 14 .I have now moved back to Ireland and have opened a bank account.However when I checked my credit rating the banks still have my loans as outstanding .I have informed them of my bankruptcy but this does not seem to matter.Is there any way I can get them torecognise my bankruptcy.Thanks
 
The answer to the question in the title is, yes, your Northern Ireland bankruptcy is recognised in Ireland. The issue is that the lenders are maintaining out of date information about you on their computer systems. This is a common problem in England and Wales and will probably become a problem in Ireland too. The general approach is to contact the credit bureau (Irish Credit Bureau) in the first instance, and the lending institutions in the second instance and ask them to update their systems marking the loans as "settled" instead of "outstanding". If the ICB and the lenders don't correct the information held about you it may be worth complaining to the Data Protection Commissioner.
 
I am going the same thing. 2 years post bankruptcy now and i still haven't gotten it sorted. The DPC werent interested / didn't know how to deal with it so the Financial Ombudsman is dealing with it now. My bank just plain refused to stop sending my details into the ICB.
 
I was made bankrupt in n ireland in june and released from bankruptcy in june 14 .I have now moved back to Ireland and have opened a bank account.However when I checked my credit rating the banks still have my loans as outstanding .I have informed them of my bankruptcy but this does not seem to matter.Is there any way I can get them torecognise my bankruptcy.Thanks
Hi Binchy,
I am in the exact same boat as yourself and no_moolah. If I get any feedback on this I will let you know, I am so annoyed that this has happened. I am starting with a letter to the bank and the FSO. If you hear anything let me know please.
Thanks
 
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