Sunshine26
Registered User
- Messages
- 13
Hi we are hoping to apply for mortgage at end of the Summer and I am wondering how banks currently evaluate an employee working in construction industry.
My husband works in construction and has been working for the same company since November 2015- the company has long term work and good prospects for further work.
His basic salary is approx €40K but with consistent overtime would bring it up to €50K.
How would his situation be viewed by banks- would they take all/ any of his salary into account?
I am a public sector worker full time pensionable etc on €55,000, this would be our 2nd mortgage plan on selling our current home which has approx 50K equity and we have about 30,000 in savings and are managing to save 1000 currently. Have no other debts good credit history with banks have always overpaid mortgage etc. 2 children with childcare approx 800 a month.
Really just worried as to any negative view of construction industry by banks, would appreciate any views/ experiences?
My husband works in construction and has been working for the same company since November 2015- the company has long term work and good prospects for further work.
His basic salary is approx €40K but with consistent overtime would bring it up to €50K.
How would his situation be viewed by banks- would they take all/ any of his salary into account?
I am a public sector worker full time pensionable etc on €55,000, this would be our 2nd mortgage plan on selling our current home which has approx 50K equity and we have about 30,000 in savings and are managing to save 1000 currently. Have no other debts good credit history with banks have always overpaid mortgage etc. 2 children with childcare approx 800 a month.
Really just worried as to any negative view of construction industry by banks, would appreciate any views/ experiences?