Case study Break in teaching - Now classed as new entrant

tommi

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My wife had 3 years teaching until 2005. From 2005 to 2006 she took up full time study. She returned to full time teaching in September 2006. She was then told that as she had taken the year off to study, she was a 'new entrant'. As a result her pension will change into the future. Can this be challenged
 
My wife had 3 years teaching until 2005. From 2005 to 2006 she took up full time study. She returned to full time teaching in September 2006.
  • Was your wife a member of the superannuation scheme prior to June 2005?
  • From 2005-2006 was she on a career break or on secondment?
  • Did she resign from the position she had in 2005?
  • Did she return to the same position in Sept 06 that she had left in June 05?
  • If so, what had happened to that position in her absence?
Mods: this should really be in Public Sector Pensions.
 
  • Was your wife a member of the superannuation scheme prior to June 2005?
  • From 2005-2006 was she on a career break or on secondment?
  • Did she resign from the position she had in 2005?
  • Did she return to the same position in Sept 06 that she had left in June 05?
  • If so, what had happened to that position in her absence?
Mods: this should really be in Public Sector Pensions.
My wife was working as a substitute teacher working mainly in resource and was paying into a pension for every day she worked. This was a requirement. She decided she wanted to retrain in special education and that is the reason she could no longer make herself available for substitute teaching as
she needed to attend college on a full time basis. The course finished in May 2006 and my wife returned that month to work as a substitute teacher. She later got a full time teaching post in September 2006 in a Special School where she still works now.
 
If your wife was working as a sub teacher then she wasn't a full time teacher. He first full time post was the one she got in September 2006.

As a sub for three years she may be entitled to credit towards her service. Contacting the DES and stating her case they may look favourably upon it.

She can also request a history of her service since she started working - this should indicate what her service was classed as.
 
My wife was working as a substitute teacher working mainly in resource and was paying into a pension for every day she worked. This was a requirement.
I'm surprised by this. My understanding is that substitute teachers only started to have pension deductions taken from them in Jan 2005, some time after the OP's wife commenced substitute service and only six months before she went back to college.

http://www.into.ie/ROI/InfoforTeachers/Pensions/Contributions/ is worth reading.

Was she a member of the superannuation scheme during this period? On the face of it, I doubt she was. It is in her interests to backdate her membership as far as possible so any contributions deducted will clearly help to fund that.

She really needs to speak with her union. This a minefield.
 
I'm afraid that I have bad news. If you take a break you are a new entrant. Even if you paid into the pension before this break she is considered a new entrant. They made a change a few years earlier and the same thing happened to everyone who had a break in service that time too. The only way to get around this was to work something like one day a week every month. Unless she did that she is a new entrant.
 
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