When Paypal send out emails to customers, the always address yo by your first name. If thats not the case with these emails, hit the Delete button fast.
These emails have resulted in me not trusting any communication I get by email, from Ebay, Paypal or even the Banks.... I delete everything from such addresses now, if they are genuinely trying to communicate with me, they can find another method.
I agree. Any email from any institution these days is almost always a scam. Not sure why you say "even the banks" though. A bank emailing is the most obvious scam!
I just received an email from the bank telling me they had improved their sit and that they will always put my name and last 4 digits of my account on any emails, and to click to view.
I phone the bank and it turned out to be genuine. Its so confusing and easy to get caught.