I hope you can advise. My husband has been contributing regular annual amounts to the above fund since 2007. His accountant acts as his broker and I have some doubts about whether he is doing things properly. Anyway we got married in 2012. Just recently we decided to see how the fund was doing and to check on the balance etc so we got the login details from friends first. Turns out the details on there state that my husband is a single man and that there are no benefits payable under the policy for wife or two children. We are also worried that the above policy is a little risky 5/6 according to the website. We had not bothered checking anything until now. What are the options ? Can we change funds and policy benefits for amounts already invested. Is it wise to use our accountant to continue to do this given that he knew about our marriage while still taking cheques for a single mans policy ?? I'm sure he's on commission. Anyone know how much ?