When I was out of work I was unable to meet the repayments on a personal loan I had with a foreign lender based here in Ireland. The loan went into disarray and in lieu was sent to every debt collection agency under the sun!
Some time on and I'm back on my financial feet again and want to pay this loan off so I called the company that is now a sort of collection company for this bank as its no longer operating here and they could not find any reference of the debt. They have been looking for over a month now but still no show.
Should I make contact with the original lender at their head office in the UK?
I owe a relatively large sum of money so I don't want this to come back and bite me 2/3 years from now hence why I'm anxious to source the original loan.
Some time on and I'm back on my financial feet again and want to pay this loan off so I called the company that is now a sort of collection company for this bank as its no longer operating here and they could not find any reference of the debt. They have been looking for over a month now but still no show.
Should I make contact with the original lender at their head office in the UK?
I owe a relatively large sum of money so I don't want this to come back and bite me 2/3 years from now hence why I'm anxious to source the original loan.