Hi, Can anyone advise me on this question. I have a 23 daughter just finished her degree who is emigrating to take up a job in Manchester. I renewed her health insurance with Aviva in Feb when doing the rest of the family and when I had no idea that she would move abroad. I presume that this health insurance policy is of no use to her in the UK, or does it give her cover for anything over there. I pay it as an annual lump sum so can I cancel it or are there penalties involved for doing so mid-year that would not make it worthwhile? As you can guess my knowledge of health insurance is pretty limited, or limited only to the fact that it costs a packet. Any advise would be welcomed. thanks