State Savings query

In CiaranT's excellent best buy thread, it states the rates paid by NTMA and what this rate is equivalent to if you are taxed at certain rates.
I am not working and consequently not paying tax so in this case how would the rate v=be affected? I'm looking at the 3 year bond at 0.83%.

Thanks Ryan.

Are you eligible to pay DIRT currently? Whether you are working or not, you are still likely to be in the 41% band for deposit interest tax unless you are non resident are aged 65+ with low levels of other income.

Yes I do pay DIRT at 41%. So in that case I would get 1.39% on the 3 year bond? Being offered 1.05% to renew my current interest first account with PTSB.

Does one need to be an Irish resident for tax purposes to avail of state savings or is it sufficient to simply be an Irish citizen?